Laura Sillano - Finance Specialist - Pivotal Financial

Laura Sillano - Finance Specialist - Pivotal Financial We are residential lending specialists with a focus on smart lending strategies, money structures that support our clients' goals, and personal service.

Credit Representative 471892 is authorised under Australian Credit Licence 389328. Your full financial situation will be reviewed prior to acceptance of any offer or product.

16/06/2026

Winter is here, but keeping your home warm doesn't have to blow the budget. ❄️🏡

A few simple changes can make a big difference to your comfort and energy bills this season. From sealing draughts to improving insulation, there are plenty of low-cost ways to create a warmer, cosier home without relying on the heater 24/7.

Here are some practical winter-proofing tips that could help you stay comfortable and save money!

Need help to fund your winterproofing home renos? Talk us about your funding options.

🏘️ More Australians are looking to build wealth through property 🏘️⁣⁣Two in five Aussies plan to buy an investment prope...
11/06/2026

🏘️ More Australians are looking to build wealth through property 🏘️⁣
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Two in five Aussies plan to buy an investment property in the next 12 months. 📊⁣
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That’s the finding of a recent Great Southern Bank survey. 🏦⁣
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It’s all part of a drive by Australian families to shore up their long term financial wellbeing. 💰⁣
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And property has plenty going for it: the potential for strong price growth, enticing rental yields, and possible tax savings. 🏡⁣
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Better still, home owners may be able to use their home equity in place of a cash deposit on a rental property. 💡⁣
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Talk to us about pathways to owning an investment property. It could get the ball rolling on your future wealth. 👇⁣

Looking for the perfect place to raise a family? This city came out on top. 🌏Swipe through to discover which cities rank...
09/06/2026

Looking for the perfect place to raise a family? This city came out on top. 🌏

Swipe through to discover which cities ranked among the best places in the world for families. 👨‍👩‍👧‍👦✨

While rankings can provide inspiration, the best place to call home is the one that suits your family's unique needs and lifestyle. Whether you're planning your next move or looking to put down roots, having the right home loan can help make that goal a reality. If you're thinking about buying a home, talk to us about finding a loan that supports your family's future. 🏡

02/06/2026

June 30 is approaching quickly, and a proactive end-of-financial-year review can make a significant difference for property investors. Taking the time to look over your portfolio now can help streamline your documentation and prevent unnecessary stress when tax time arrives.

Here are a few general practical areas worth reviewing before 30 June.

Review your rental income

Review your property expenses

Consider whether any deductions apply to your circumstances

To find out more information, visit our blog:

https://financefocus.connective.com.au/get-eofy-as-a-property-investor/

Get in touch us!

EOFY is the ideal time to take a closer look at your mortgage and make sure your loan is still working for you. With int...
28/05/2026

EOFY is the ideal time to take a closer look at your mortgage and make sure your loan is still working for you. With interest rates, property values, and lending policies constantly changing, a mortgage health check with a broker can help you identify opportunities to save money, improve your loan structure, and plan confidently for the year ahead.

Whether you’re wanting to refinance, access equity, grow your investment portfolio, or better understand your borrowing capacity, now is the perfect time to review your options.

Get in touch us!

From daily commutes to family trips, a reliable vehicle makes life easier.Owning a reliable car can make everyday life e...
26/05/2026

From daily commutes to family trips, a reliable vehicle makes life easier.

Owning a reliable car can make everyday life easier, more convenient, and less stressful—and we’re here to help you make that possible. 🚗

Whether you need a vehicle for work, family responsibilities, school runs, business, or simply getting around day to day, having dependable transportation can make all the difference. We understand that buying a car is a big step, which is why we’re committed to helping you find a financing option that fits your budget and lifestyle.

Let us help you find the right financing option and get you on the road faster.

Chat with us today!

Is a new build right for you?Along with the pleasure of living in a brand new home, there can be a cost saving to a newl...
21/05/2026

Is a new build right for you?

Along with the pleasure of living in a brand new home, there can be a cost saving to a newly built place.

Analysis by Compare the Market found it’s normal for the cost to buy to be more expensive than building.

Other costs such as stamp duty can also increase the cost of an established home.

Bear in mind though, building takes time, and construction doesn’t always go to schedule. It’s not a bad idea to budget for a few unexpected costs such as possible delays due to weather.

Find out more information in our new blog:

https://www.pivotalfin.com.au/blog/turn-your-new-build-dreams-into-reality-how-to-fund-construction/

⏱️ Want to cut up to 5 years off your first home deposit saving time? ⏱️As property prices head north, saving a traditio...
19/05/2026

⏱️ Want to cut up to 5 years off your first home deposit saving time? ⏱️

As property prices head north, saving a traditional 20% deposit can be a serious challenge.

But, there may be a short cut for many first home buyers.

A Domain report reveals the 5% Deposit Scheme can help Sydney first home buyers get into the market up to 5 years and 7 months earlier. 🏡

For Brisbane and Adelaide first homebuyers, the scheme can cut over four years off the time taken to save a deposit. 📊

In every other capital, the 5% Deposit Scheme can see first homebuyers bring forward their plans by more than three years. ⏩

Call us to see if the 5% Deposit Scheme could help you get into the property market sooner.

🏡 How much do you really need to buy a first home? 🏡⁣⁣Long gone are the days when you needed to save up a full 20% depos...
14/05/2026

🏡 How much do you really need to buy a first home? 🏡⁣
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Long gone are the days when you needed to save up a full 20% deposit (plus extra for other expenses!).⁣
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These days, you could need a deposit of just 5%, or even 2% if you’re a single parent, to buy a first home. 💰⁣
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For a $700,000 first home, a 5% deposit is $35,000.⁣
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Better yet, you may also be eligible for stamp duty exemptions/concessions or first home buyer grants.⁣
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Don’t forget to factor in other upfront expenses though. ⚠️⁣
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Legal fees, home insurance, stamp duty, and furniture removalists can all add up. 📦⁣
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Need help crunching the numbers and figuring out how much you could borrow? That's our specialty.

Address

Queensland's Sunny Coast
Little Mountain, QLD
4551

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 3pm
Thursday 9am - 5pm
Friday 9am - 3pm

Telephone

+61422320497

Website

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