11/02/2026
Need your debts reduced?
So, you can refinance your home loan?
Please reach out, as we have a reputable Mediation service on board.
Here is an example of what is possible.
Mark and Sarah of South Melbourne, are a couple in their early 40s with two school-aged children. Mark was made redundant during a company restructure, and although he found new work, the pay was lower and irregular. Over time, they relied heavily on credit cards and a personal loan to cover living expenses, school costs, and car repairs. Their total unsecured debt grew to $128,000, while their mortgage with ANZ stood at $620,000. Missed repayments meant they fell into arrears on both the mortgage and their credit cards, and collection calls began.
Credit Mediation Service stepped in to negotiate with the credit card and personal-loan lenders, successfully reducing the unsecured debt to $58,000 through negotiations, saving them $70,000! Refinanced the discounted debts into a new mortgage structure. This consolidated their repayments into one affordable loan, cleared the arrears, stopped collection activity, and restored their financial breathing room.
***Subject to formal credit assessment, not all loans can be approved.***
Australian Credit Licence 437625
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