Finance Studio

29/09/2026

RESERVE BANK ANNOUNCEMENT

The RBA has lifted its cash rate up by 25 basis points taking the offical cash rate to 4.6%

It is sad to see this happening again this year and putting even more pressure on household finances.

We are seeing more refinancing happen than purchases at the moment. Always here if you need me.

24/08/2026

How scary to potentially lose your hard earn savings this way.

As mentioned in the article, always double check that a request for funds has been made direct from your real estate agent or solicitor by phoning them direct. I personally thing having a phase/code only you and your agent or solicitor know (separate one for each) like a bank code could assist and never tell anyone else the code or write it in an email or text just in case.

This Ai is moving so fast and sadly it seems to be everywhere we look. Criminals will try and use it for no good wherever they can.

At least half of Aussies say they would pay out $80,000 if they received this “terrifying” email, with experts warning - it’s one of the most convincing scams.

11/08/2026

Reserve Bank Announcement

They have decided to keep the official cash rate on hold at 4.35%.

A little reprieve for now.

16/06/2026

The Reserve Bank has decided to keep the official cash rate at 4.35 basis points.

A little reprieve for now, hopefully everything settles for a while now.

06/05/2026

It always amazes me how fast the banks announce the interest rate increases. My inbox gets flooded everytime….

05/05/2026

Reserve Bank Announcement

Sadly they have increased the official cash rate by a further .25 basis points bring it up to 4.25%

This is going to hurt many people. As always, if you need to review your loan just let us know.

19/04/2026

I don’t know about you but this whole overseas crisis seems to not be going anywhere soon and is becoming more worrying by the day.

Watching closely the impact this will have/is having here in Australia. Fuel prices, rising costs for food, transport (keeping our trucks on the road), businesses not being able to hang on just to name a few concerns.

As a Mortgage Broker the general cost of living is a huge concern and we also have potential for our interest rates here in Australia to rise even further. A question I have been getting over the last four weeks - is should I fix my interest rate or not. Sadly I can’t advise what the right thing is to do however I can discuss your options available so you can make an informed decision on what best suits your needs.

If you do decide that you want to fix your interest rate, then you need to be happy with the timeframe and interest rate chosen. If for any reason you need to break out of a fixed rate ie selling home, refinancing or other purpose then you also need to be prepared for break costs. These costs will vary based on several factors and won’t be available until you break your fixed rate.

Taking the time to look at your current lending situation and maybe consolidating might be all that is needed to take some pressure off.

Andrea is always available to chat to discuss options on 0433 378 616. Even though Andrea moved from Brisbane to the Cooloola Coast she is still available to her clients down in Brisbane via phone/video chat and can also make appointments for some Mondays/Tuesdays in Brisbane City if needed. Or if you are travelling to the beautiful Cooloola Coast then we can see you up here.

17/03/2026

What a crazy few weeks we have had, and the pain to our wallets is only getting worse.

With the RBA increasing interest rates again, the crisis in the Middle East which is impacting our fuel that will ultimately affect our food chain and other goods it really is a bit sickening.

We are here to help if you feel your current interest rate is higher than it should be or if you just want to consolidate to make it easier moving forward.

Andrea’s Mobile: 0433 378 616

17/03/2026

Reserve Bank Announces a .25 basis point increase. 😞

03/02/2026

Oh gosh…. The Reserve Bank have announced an increase of .25 Basis Points on the cash rate.

It is certainly not good news for those with Mortgages and so early in the new year.