Finance Studio

Finance Studio Your Local Mortgage Broker - Click 'LIKE' today for great advice, and a broker who specialises in great customer service. Mob: 0433 378 616

Andrea Kerr is a Credit Representative (CRN 398940) of BLSSA PTY LTD (Australian Credit License Holder No 391237)

https://financestudio.com.au/credit-guide-and-privacy-statement

Andrea Kerr will be your Finance Studio Lending Specialist, with over 22 years in both Banking and Mortgage Broking as well as a Diploma in Financial Services (Mortgage Broking Management) she will provide outstanding service.

06/05/2026

It always amazes me how fast the banks announce the interest rate increases. My inbox gets flooded everytime….

05/05/2026

Reserve Bank Announcement

Sadly they have increased the official cash rate by a further .25 basis points bring it up to 4.25%

This is going to hurt many people. As always, if you need to review your loan just let us know.

19/04/2026

I don’t know about you but this whole overseas crisis seems to not be going anywhere soon and is becoming more worrying by the day.

Watching closely the impact this will have/is having here in Australia. Fuel prices, rising costs for food, transport (keeping our trucks on the road), businesses not being able to hang on just to name a few concerns.

As a Mortgage Broker the general cost of living is a huge concern and we also have potential for our interest rates here in Australia to rise even further. A question I have been getting over the last four weeks - is should I fix my interest rate or not. Sadly I can’t advise what the right thing is to do however I can discuss your options available so you can make an informed decision on what best suits your needs.

If you do decide that you want to fix your interest rate, then you need to be happy with the timeframe and interest rate chosen. If for any reason you need to break out of a fixed rate ie selling home, refinancing or other purpose then you also need to be prepared for break costs. These costs will vary based on several factors and won’t be available until you break your fixed rate.

Taking the time to look at your current lending situation and maybe consolidating might be all that is needed to take some pressure off.

Andrea is always available to chat to discuss options on 0433 378 616. Even though Andrea moved from Brisbane to the Cooloola Coast she is still available to her clients down in Brisbane via phone/video chat and can also make appointments for some Mondays/Tuesdays in Brisbane City if needed. Or if you are travelling to the beautiful Cooloola Coast then we can see you up here.

17/03/2026

What a crazy few weeks we have had, and the pain to our wallets is only getting worse.

With the RBA increasing interest rates again, the crisis in the Middle East which is impacting our fuel that will ultimately affect our food chain and other goods it really is a bit sickening.

We are here to help if you feel your current interest rate is higher than it should be or if you just want to consolidate to make it easier moving forward.

Andrea’s Mobile: 0433 378 616

17/03/2026

Reserve Bank Announces a .25 basis point increase. 😞

03/02/2026

Oh gosh…. The Reserve Bank have announced an increase of .25 Basis Points on the cash rate.

It is certainly not good news for those with Mortgages and so early in the new year.

09/12/2025

The Reserve Bank has left the official cash rate on hold.

Well that was a scary storm that played havoc with a lot of us late yesterday.Thanks to Energex, we have just got our po...
24/11/2025

Well that was a scary storm that played havoc with a lot of us late yesterday.

Thanks to Energex, we have just got our power back here - they do an amazing job at this time of year. We also have the army nearby that have been helping clear fallen trees.

I am sure the insurance lines will be extremely busy today with so many people putting in claims for car and property damage. If you can, put in an online claim and they will get back to you as soon as they can.

What has this summer got installed for us? It has been pretty wild so far.

What a roller coaster for our superannuation funds and investments this year has been.This is the first year that I have...
20/11/2025

What a roller coaster for our superannuation funds and investments this year has been.

This is the first year that I have been watching it more closely and keeping an eye on our balances. It certainly can be scary when our supers take a hit. Luckily they bounced back earlier in the year, let’s hope that this current blip does the same.

(Chart from Market Index 21st November 2025)e me

We have just seen 3 lenders increase their fixed interest rates slightly which is a bit surprising. Our clients are co...
11/11/2025

We have just seen 3 lenders increase their fixed interest rates slightly which is a bit surprising. Our clients are continuing to find a variable rate suits them more in the current market and hopeful of further decreases.

If we are starting to see some increases to the fixed rates, then the lenders may be leaning towards the cost to fund a loan over a fixed term costing them more, hence increasing a little.

December will be the next Reserve Bank Meeting which may be interesting given we won't have another until February 2026.

04/11/2025

The Reserve Bank announced that the official cash rate will remain on hold at 3.6%

Hopefully in 2026 we get some further decreases in interest rates but for now we stay put.

26/10/2025

So sad to see the damage sustained from yesterday’s storm across many areas.

If any of our clients have been affected, then of course contact your insurance provider to start the claim process as quickly as possible. They will be extremely busy of course and may let you leave a number for them to call you back rather than wait on the phone.

We are only at the start of storm season here in Queensland and I certainly hope that these storms settle with their intensity.

We may also see lenders putting out relief packages for those severely affected.

Thinking of our clients at this time affected.

Address

15 Atlantis Avenue
Cooloola Cove, QLD
4580

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 9pm
Friday 8:30am - 5:30pm

Telephone

0433 378 616

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