19/02/2026
“What will our repayments be...?” is usually the wrong starting point.
Affordability is technical.
Safety is personal.
You can "technically" afford something
and still feel stretched six months later.
The better question is:
“What level of commitment gives us confidence and breathing room?”
Once we answer that, the numbers fall into place (plus you can still sleep at night - winning!!)
No rush — get the full picture first. DM me for our free Investment Property Cashflow Reality Check calculator ✅💫