New Horizon Financial Australia

13/08/2026

Allies on Pursuit Episode 4 Streaming Now on Spotify and YouTube.
What separates the businesses that are thriving from those struggling in the same economy?

In this episode, Chad Kemp sits down with Shannon Drew, management accountant, fractional CFO and business adviser at Blaze Business & Legal, for a candid look at the pressures facing Australian businesses right now.

They discuss cash flow and shrinking margins, which industries are performing well, and which Shannon would avoid, what business owners are saying behind closed doors, and the strategies successful businesses are using to adapt.

They also venture into property, investment and wealth creation, with a few answers you may not be expecting.

A practical and refreshingly direct conversation about business, money, risk and opportunity in a challenging economy.

www.blazebusinessandlegal.com.au

🎧 Spotify: https://open.spotify.com/episode/3ywnu1xyfWIosMFW5n8akw?si=f7510e05a09c454d

▶️ YouTube: https://youtu.be/62pTb8aiqvI?si=XIbHbq4hEpfge17U

What separates the businesses that are thriving from those struggli...

28/07/2026

Allies on Pursuit Episode 3 Streaming Now on Spotify and YouTube.

Workplace health and safety has changed.

For decades, employers focused on physical hazards—trip hazards, machinery, electrical safety and manual handling. Today, Australian businesses also have a legal obligation to identify and manage psychosocial hazards that have the potential to cause psychological harm in the workplace.

For many employers, these changes represent one of the most significant shifts in workplace health and safety legislation in decades.

In this episode of Allies on Pursuit, Chad Kemp sits down with Leanne Drew-McKain, CEO of the National Psychosocial Safety Network, to unpack what these changes actually mean for business owners, leaders and managers.

Together they discuss:

- The recent changes to Workplace Health & Safety legislation.
- What psychosocial hazards are and why they matter.
- Practical strategies to remain compliant.
- The neuroscience behind belonging, trust and human behaviour.
- Why communication is one of the most effective tools for reducing psychosocial risk.
- How psychologically safe workplaces improve productivity, innovation and customer service.
- Why investing in workplace culture can reduce staff turnover while strengthening business performance.
- The risks facing organisations that fail to adapt.

Whether you're a business owner, manager or team leader, this episode provides practical insights into building workplaces that are not only legally compliant, but also healthier, more productive and better equipped for the future.

Connect with Leanne Drew-McKain & the National Psychosocial Safety Network: https://psychosocialsafety.network/

🎧 Spotify: https://open.spotify.com/episode/6dLF39xF0XvSWvs1lPp2j2?si=ddbce3044ddf4783

▶️ YouTube: https://youtu.be/9BX8A54wm0g?si=VzTIZe4mpTb9DMNR

Workplace health and safety has changed.For decades, employers fo...

14/07/2026

🎙️ Episode 2 of Allies on Pursuit is now streaming.

This week Chad Kemp is joined by leadership advisor, strategist and best-selling author Mel Kettle for a fascinating conversation on what it takes to build sustainable success.

We explore managing burnout, balancing high performance with health and wellbeing, embracing AI while maintaining the human element, building trust, creating accountability, and why clarity and communication are at the heart of great leadership.

Whether you're a business owner, leader or simply looking to improve the way you work with others, we think you'll take something valuable away from this conversation.

▶️ Watch on YouTube:
https://youtu.be/Us5dcim8qiI?si=e5vD36vDmmqDyQcK

🎧 Listen here:
https://open.spotify.com/episode/1uwIP9U08msPhrUIIT7ifh?si=bd664c4e31f740df

In this episode of Allies on Pursuit, I sit down with leadership ad...

24/06/2026

Have Labor and the Greens Just Shut the Door on SMSF Property Investors?

Recent announcements suggest that new SMSF borrowing arrangements for residential property may be restricted in the future.

Current indications are that existing SMSF property holdings and loans will be grandfathered. However, several important details are still yet to be confirmed, including:

• Whether construction and new-build projects will be treated differently
• Whether existing SMSF loans can continue to be refinanced
• Whether commercial property lending will remain unaffected
• The commencement date of any changes

For many investors, this may represent the loss of a proven pathway to building wealth through super.

That said, these are still proposed changes. If you have concerns about the potential impact on housing supply, retirement outcomes, or investment choice, there is still time to contact your local Federal Member of Parliament and make your views known.

For existing SMSF property owners, this may also be a timely reminder to review your lending arrangements. Many SMSF loans were established years ago and may no longer be competitively priced. Significant savings can often be achieved through refinancing, and in many cases the process is simpler than people expect.

If you'd like to review your current SMSF lending structure, explore refinance options, or discuss how these proposed changes may impact your future plans, feel free to reach out for an obligation-free conversation on 1300 133 597.

This information is general in nature only and should not be considered financial, legal or taxation advice.

16/06/2026

The Reserve Bank of Australia (RBA) has today left the cash rate unchanged at 4.35%, extending the current pause as it continues to balance persistent inflation pressures against signs of a slowing economy.

📉 While inflation has eased from its peak, the RBA remains cautious. Household spending remains under pressure, business confidence is mixed, and the full impact of previous interest rate increases is still flowing through the economy.

🏡 For homeowners, investors and business owners, today's decision provides some short-term certainty. However, the lending and property landscape continues to evolve, particularly following the Federal Government's proposed changes to capital gains tax and negative gearing, which may impact borrowing capacity, investment demand and property market activity in the years ahead.

💡 Periods of uncertainty often create opportunities for those who are well prepared.

Whether you're:
✅ Looking to purchase a home
✅ Reviewing your current lending arrangements
✅ Exploring investment opportunities
✅ Assessing your borrowing power or available equity
..now is an excellent time to review your strategy.

📍 Your local NHF Credit Advisor is mobile and able to work around even the busiest schedules, whether at your home, workplace, over the phone or via video call.

📞 Get in touch today on 1300 133 597.

10/06/2026

At New Horizon Financial, we're passionate about helping business owners, investors and professionals make better financial decisions.

That's one of the reasons we've launched Allies on Pursuit, a podcast dedicated to meaningful conversations with local entrepreneurs, business leaders, investors and industry experts who are willing to share the lessons they've learned along the way.

In Episode 1, Chad Kemp sits down with Mick Simmons from Gradient Wealth (https://www.gradientwealth.com.au) to discuss wealth creation, investing, family trusts, property, capital gains tax and financial planning.

A big thank you to Mick for helping to launch the series and sharing his insights.

The full episode is now live and we'd love your feedback.

Watch here:
https://youtu.be/DVMKhaxiAdE?si=uOYm4sYITUlsW56g

In Episode 1, Chad Kemp sits down with Sunshine Coast financial pla...

04/06/2026

Australia's Property Market Has Changed

Australia's property market looks very different to what it did just a few years ago.

📈 Brisbane's median home value now sits at $1.13M, making it the second most expensive capital city in Australia behind Sydney.

📈 Perth has surged past the million dollar mark.

📈 Adelaide is now approaching a median home value of $1M.

📉 Meanwhile, Melbourne's median home value is now significantly lower than Brisbane's, despite historically being one of Australia's most expensive cities.

A few interesting observations:

• Brisbane now requires an estimated household income of $186,000 to comfortably service an 80% loan.
• Sydney requires around $200,000, only marginally higher.
• Melbourne requires approximately $152,000, despite being Australia's second largest city.
• The typical Australian home has increased in value by around $230,000 since 2020.

While these numbers can seem daunting, they also tell another story.

Millions of Australians continue to buy homes, upgrade properties, invest, and build wealth through real estate every year. The key is understanding your options and having the right strategy.

At New Horizon Financial, we help clients navigate lender policies, maximise borrowing capacity, structure loans correctly, and create a clear pathway toward their property goals.

Whether you're buying your first home, upgrading, investing, refinancing, or simply exploring what's possible, we're here to help on 📞 1300 133 597or visit🌐 www.newhorizonfinancial.com.au

*Figures shown are estimates only and assume a dual-income household, 2 dependants, no other liabilities, average living expenses, 80% LVR, 6.09% interest rate and a 30 year loan term. Actual borrowing capacity varies by lender and individual circumstances.

26/05/2026

Thinking about trying to secure land in Aura’s upcoming release this weekend? 🏡

With limited lots available and minimum deposits increasing to $20,000 from 1 June 2026, being prepared before release day has never been more important.

One of the biggest mistakes buyers make is waiting until AFTER securing land to organise their finance and construction planning.

At New Horizon Financial, we specialise in helping clients navigate the entire process including:
✔ Fast pre-approvals
✔ First home buyer schemes and incentives
✔ Construction and house and land lending
✔ Investment lending strategies
✔ Maximising borrowing power through a large panel of lenders

Whether you’re buying your first home, building, or investing, our team helps simplify the process and guide you every step of the way.

If you’d like to discuss your options before Saturday’s release, reach out today for a complimentary 20-minute consultation on 📱 1300 133 597.

25/05/2026

Running a business means there’s never enough hours in the day.

Between managing staff, servicing clients, chasing growth and planning what’s next, finding the right finance solution can quickly become another full-time job.

At New Horizon Financial, we help self-employed Australians and business owners access competitive finance solutions with less stress, efficient service and support you can rely on when timing matters most.

Whether it’s business funding, equipment finance, commercial lending, property investment or restructuring existing finance, your local NHF Credit Advisor is here to help.

📱 Call 1300 133 597

13/05/2026

Heard about the proposed changes to Capital Gains Tax and negative gearing on investment properties? 📈

While much of the media is focused on uncertainty, many investors are now asking a different question:

Could new builds and house and land packages become even more attractive moving forward? 🏡

With major growth continuing across the Sunshine Coast, this may create opportunities for investors willing to think strategically and explore emerging estates and new developments.

At New Horizon Financial, we help clients explore lending options, structure finance strategically, and navigate changing market conditions with confidence.

If you’re considering your next move or would like to better understand your options, contact your local NHF Credit Advisor on 📱 1300 133 597 for a confidential discussion.

*As these proposed changes are not yet legislated always seek independent tax advice before making investment decisions.