New Horizon Financial Australia

03/11/2026

🏡 Thinking about building your dream home?

From finding the right block of land to securing construction finance and managing progress payments, there's a lot to consider along the way.

We've put together a simple, step-by-step guide to help you understand the process and what to expect.

At New Horizon Financial, our local Credit Advisors take care of the finance process, so you can focus on bringing your dream home to life.

👉 Swipe through our 8-step guide to building your new home.

Building Your Dream Home: A Step-by-Step Guide to Construction Finance Building a new home is an exciting journey, but navigating land purchases, building contracts, finance approvals and construction progress payments can feel overwhelming. At New Horizon Financial, we believe understanding the pro...

03/11/2026

🏡 Thinking about building your dream home?

From finding the right block of land to securing construction finance and managing progress payments, there's a lot to consider along the way.

We've put together a simple, step-by-step guide to help you understand the process and what to expect.

At New Horizon Financial, our local Credit Advisors take care of the finance process, so you can focus on bringing your dream home to life.

👉 Swipe through our 8-step guide to building your new home.

📞 1300 133 597
🌐 www.nhfaus.com.au

02/11/2026

How secure is your business... really?

In Episode 8 of Allies on Pursuit, I sit down with Alex Halim from CyberSafeBusiness to explore the growing threats of cybercrime, the impact of artificial intelligence, and some surprising cybersecurity responsibilities business owners may not even realise they have.

From email fraud and identity theft to password security, data protection and the Cyber Security Act 2024, we unpack the risks and practical steps businesses can take to protect themselves.

It's a relaxed, entertaining and informative conversation with plenty of insights that might make you think twice about how secure your business really is!

🎙️ Watch or listen to the full episode:

▶️ YouTube: https://youtu.be/f5hMZegp8hk

🎧 No time to watch Allies on Pursuit is on Spotify: https://open.spotify.com/episode/2jsnCnetNU4GXYUhm3YOoB?si=6biZIBlwSNaSzMzg7zk88g

How secure is your business... really?In this episode of *Allies ...

01/11/2026

How secure is your business... really?

In Episode 8 of Allies on Pursuit, Chad sits down with Alex Halim from CyberSafeBusiness to explore the growing threats of cybercrime, the impact of artificial intelligence, and some surprising cybersecurity responsibilities business owners may not even realise they have.

From email fraud and identity theft to password security, data protection and the Cyber Security Act 2024, we unpack the risks and practical steps businesses can take to protect themselves.

It's a relaxed, entertaining and informative conversation with plenty of insights that might make you think twice about how secure your business really is!

🎙️ Watch or listen to the full episode:

▶️ YouTube: https://youtu.be/pCBOzE2bVbA

🎧 Spotify: https://open.spotify.com/episode/2jsnCnetNU4GXYUhm3YOoB?si=6biZIBlwSNaSzMzg7zk88g

🔐 **Hacked! The Hidden Risks Facing Australian Businesses**How se...

15/10/2026

Episode 7 is now live!

Watch on YouTube: https://youtu.be/ULtZBu-DW-c?si=91vIeI0WFE3ppBs_
Or listen on Spotify: https://open.spotify.com/episode/6Jp4sd4xXOkj4E5SuursOo?si=15c3360c3ea34271

What does it really cost to build an independent Australian brewery?

When you pay more for a craft b**r, have you ever wondered where that money actually goes? Or what it takes to build a brewery capable of competing with some of the world's largest b**r companies?

In Episode 7 of Allies on Pursuit, host Chad Kemp sits down with Julian Leigh, founder of Brouhaha, one of the Sunshine Coast's most recognisable independent brewing brands.

Julian's journey is anything but ordinary. From a successful career in dentistry to building and scaling a commercial brewery, he's experienced the excitement of entrepreneurship, the enormous financial risks of expansion, and the personal sacrifices that come with keeping a business alive through extraordinarily challenging times.

We explore the realities of Australia's fiercely competitive brewing industry, the enormous investment required to scale production, the burden of taxation and regulation, and the challenges independent brewers face competing against multinational giants that own many of Australia's most familiar b**r brands.

Julian also shares some deeply personal insights into navigating COVID, the pressure of keeping his business afloat and the toll that entrepreneurship can take on both our personal lives and mental health.

But this conversation is about more than just b**r.

We also discuss the importance of Australia's pub and brewery culture, the role these places play in bringing communities together, and why making time to share a b**r with your mates can mean so much more than simply enjoying a drink.

It's an honest, and conversation about Australian entrepreneurship, resilience, community and the true cost of chasing a dream.

And after hearing Julian's story, you might never look at the price of an independent craft b**r quite the same way again.

Discover Brouhaha: https://brouhahabrewery.com.au/

Allies on Pursuit is proudly brought to you by New Horizon Financial.

09/10/2026

🏡 A BRAND-NEW $1 MILLION HOME WITH JUST A $20,000 DEPOSIT?

Sounds too good to be true? Well, thanks to the Australian Government's Help to Buy Scheme, it could be possible!

Here's what purchasing an eligible $1 million new home could look like:

🏠 Purchase price: $1,000,000

💰 Your deposit: $20,000 (2%)

🏦 Your mortgage: $580,000 (58%)

🇦🇺 Government contribution: $400,000 (40%)

That's right! The government could contribute up to 40% of the purchase price of a new home, helping eligible Australians enter the property market with a significantly smaller mortgage.

And here's something else worth knowing: there are no regular repayments on the government's contribution!

Of course, there are conditions, including income limits, property price caps and shared equity obligations. The government's contribution isn't free money, it retains an ownership share in the property.

If you are interested in whether you qualify or want more details on how the numbers and structure work, we can help you understand the scheme, assess your eligibility and explore your home loan options.

📞 Call 1300 133 597, comment below or send me a message to find out more.

** Example assumes an eligible new home in an area with a $1 million scheme price cap, the maximum 40% government contribution and a 2% deposit. Excludes additional purchasing costs. Subject to eligibility, availability and lender approval.

18/09/2026

🏠 Could interest rates be heading higher again?

The RBA has warned that inflation may remain higher for longer, with Governor Michele Bullock acknowledging that current interest rates may not yet be restrictive enough to bring inflation back to target.

Australia’s cash rate is already at 4.35% following three increases in 2026, while July inflation remained above the RBA’s 2–3% target range.

Global pressures, including higher oil and shipping costs and strong demand associated with the AI boom are adding further uncertainty.

With the RBA’s next meeting approaching, now could be a good time to review your home loan rather than simply waiting to see what happens next.

Whether it’s securing a more competitive rate, refinancing, consolidating higher-interest debt or simply understanding your options, we can help.

📞 Call your local NHF Credit Advisor on 1300 133 597 for a no-obligation review of your lending.

17/09/2026

⛽ REFINANCE YOUR HOME LOAN & RECEIVE $675 IN FREE FUEL FOR EVERY $500K*

When was the last time you checked whether your home loan was still competitive?

At New Horizon Financial, we can review your existing lending and compare it against options from one of Australia’s largest lending panels, giving you access to a broad range of banks and lenders.

Depending on your circumstances, refinancing could help you secure a lower interest rate, potentially saving thousands of dollars in interest over the life of your loan.

We can also explore whether consolidating higher-interest debts such as credit cards or personal loans into your home loan could reduce the interest you're paying and/or lower your overall monthly repayments.

And right now, there’s another reason to review your loan.

⛽ Refinance $500,000 → $675 Fuel Voucher
⛽ Refinance $1,000,000 → $1,350 Fuel Voucher

The offer can also be used in conjunction with eligible lender promotional offers, including lender cash rebates, where available.

Think your current lender is already giving you a good deal? Let us put it to the test.

📞 1300 133 597
New Horizon Financial | Allies on Your Pursuit

T&Cs: Eligible refinance applications only. Minimum $500K settled lending. Receive a $675 fuel voucher for each complete $500K settled ($500K = $675; $1M = $1,350). Must settle by 30 November 2026. Subject to lender approval, lending criteria and product eligibility. Lender promotions/cashbacks subject to lender terms. Savings and repayment reductions vary by individual circumstances. Debt consolidation may reduce repayments but could increase total interest over the loan term.

16/09/2026

Running a business in South East Queensland right now isn’t for the faint-hearted.

Costs are rising, margins are being squeezed and there’s plenty of pessimism about where the economy is heading.

But there are also some incredible people building businesses, creating opportunities and helping shape the future of our communities.

That’s why we created Allies on Pursuit.

It’s a podcast built around candid conversations with entrepreneurs, business owners, industry experts and local leaders sharing their stories, challenging perspectives and exploring the opportunities and issues that matter to people in business.

And in our latest episode, Chad sits down with local MP Kendall Hatcher to look ahead.

Population growth. Major new developments. Infrastructure. Jobs. Small business. And, of course, the road to the 2032 Olympic and Paralympic Games.

There are certainly challenges ahead, but Kendall brings an optimistic perspective on what the next decade could hold for the Sunshine Coast and South East Queensland.

If you’re building a business in SEQ, this is a conversation and a podcast worth discovering.

🎙️

There’s a lot happening on the Sunshine Coast right now, and even m...

28/07/2026

Allies on Pursuit Episode 3 Streaming Now on Spotify and YouTube.

Workplace health and safety has changed.

For decades, employers focused on physical hazards—trip hazards, machinery, electrical safety and manual handling. Today, Australian businesses also have a legal obligation to identify and manage psychosocial hazards that have the potential to cause psychological harm in the workplace.

For many employers, these changes represent one of the most significant shifts in workplace health and safety legislation in decades.

In this episode of Allies on Pursuit, Chad Kemp sits down with Leanne Drew-McKain, CEO of the National Psychosocial Safety Network, to unpack what these changes actually mean for business owners, leaders and managers.

Together they discuss:

- The recent changes to Workplace Health & Safety legislation.
- What psychosocial hazards are and why they matter.
- Practical strategies to remain compliant.
- The neuroscience behind belonging, trust and human behaviour.
- Why communication is one of the most effective tools for reducing psychosocial risk.
- How psychologically safe workplaces improve productivity, innovation and customer service.
- Why investing in workplace culture can reduce staff turnover while strengthening business performance.
- The risks facing organisations that fail to adapt.

Whether you're a business owner, manager or team leader, this episode provides practical insights into building workplaces that are not only legally compliant, but also healthier, more productive and better equipped for the future.

Connect with Leanne Drew-McKain & the National Psychosocial Safety Network: https://psychosocialsafety.network/

🎧 Spotify: https://open.spotify.com/episode/6dLF39xF0XvSWvs1lPp2j2?si=ddbce3044ddf4783

▶️ YouTube: https://youtu.be/9BX8A54wm0g?si=VzTIZe4mpTb9DMNR

Workplace health and safety has changed.For decades, employers fo...