Julian Choo Loan Market

Julian Choo Loan Market My vision is to make financing as simple as possible for everyone.

Inspired by my own mortgage broker who helped set up my family's finances for success, I made a decision to pay it forward by helping others unlock their true financial potential. I am your local mortgage broker, specialising in residential, personal and business finance in Kensington, Kingsford, Zetland and surrounding suburbs. Reach out today for your free, no-obligation chat (or get started onl

ine) and let me do the legwork for you. Get Started Online:
https://my.loanmarket.com.au/f9a400db-9d93-45c0-98b0-6a32fdc742c5 #/get-started

20/05/2026

316 Google Reviews ๐Ÿ™

When we started, we just wanted to do one thing really well โ€” make the home loan process feel simple, clear, and actually enjoyable (yes, it's possible!).

So every single review means the world to us. Not because of the number, but because of what it represents: Our clients trusting us with one of the biggest financial decisions of their lives.

Thank you for letting us be part of your journey ๐Ÿก

18/05/2026

๐‘๐š๐ญ๐ž๐ฌ ๐ฐ๐ž๐ง๐ญ ๐ฎ๐ฉ ๐š๐ ๐š๐ข๐ง โ€” here's what it actually means for you ๐Ÿ‘‡

If you're on a variable home loan, a rate rise hits straight away.
Rough numbers:

$600k loan โ†’ about $90 more per month
$1M loan โ†’ around $150 more per month

But here's the part most people don't talk aboutโ€ฆ

๐‘๐ž๐ง๐ญ๐ž๐ซ๐ฌ ๐จ๐Ÿ๐ญ๐ž๐ง ๐œ๐จ๐ฉ ๐ข๐ญ ๐ก๐š๐ซ๐๐ž๐ฌ๐ญ. Investors tend to pass higher repayments on as rent rises, pushing the dream of owning a home even further away.

๐ƒ๐ž๐›๐ญ-๐Ÿ๐ซ๐ž๐ž ๐€๐ฎ๐ฌ๐ฌ๐ข๐ž๐ฌ ๐ฐ๐ข๐ญ๐ก ๐ฌ๐š๐ฏ๐ข๐ง๐ ๐ฌ ๐š๐œ๐ญ๐ฎ๐š๐ฅ๐ฅ๐ฒ ๐ฐ๐ข๐ง. Higher rates mean better returns on cash sitting in high-interest accounts โ€” and that's roughly 30% of the country.

So the real question is: is lifting the cash rate actually the right way to bring inflation down? Or is it just shifting the pain around?

I'd love to hear your take in the comments ๐Ÿ‘‡

And if you're on a variable loan and feeling the squeeze, send me a message. Happy to look at your situation and walk through your options!

Big one for us ๐Ÿ†Weโ€™re honoured to be a finalist in the MFAA Excellence Awards 2026, Customer Service Award.Iโ€™ve always t...
13/04/2026

Big one for us ๐Ÿ†

Weโ€™re honoured to be a finalist in the MFAA Excellence Awards 2026, Customer Service Award.

Iโ€™ve always thought about โ€œcustomer serviceโ€ a bit differently. Itโ€™s not just a smile at the counter. For me, itโ€™s about not leaving people hanging. Home buying is stressful enough, so we stay on it, keep you updated, and chase things down when it starts getting stuck.

Thereโ€™s been a lot behind the scenes to get here. Long days, constant learning, and a genuine focus on doing right by people through the whole process.

To our clients, referral partners, friends, and everyone whoโ€™s supported us so far, thank you. Your trust is the reason we get to keep building.

Letโ€™s keep raising the bar ๐ŸŽ‰

Proud to share that our brokerage has been named a finalist in the Better Business Awards 2026 โ€“ Best New Office categor...
03/03/2026

Proud to share that our brokerage has been named a finalist in the Better Business Awards 2026 โ€“ Best New Office category. ๐Ÿ†

A lot has gone into this journey. Long hours, big plans, constant learning, and a genuine commitment to doing right by our clients every step of the way. To have that acknowledged means a lot.

Iโ€™m really grateful to our clients, referral partners, and everyone who has supported the business so far. Your trust and support is the reason we get to keep building.

Plenty more to come. ๐Ÿš€

Iโ€™m excited to announce that weโ€™ve been awarded as one of MPA's Rising Stars 2025 โ€” placing us amongst the best mortgage...
14/03/2025

Iโ€™m excited to announce that weโ€™ve been awarded as one of MPA's Rising Stars 2025 โ€” placing us amongst the best mortgage brokers under 35 in Australia! ๐Ÿ’ฅ

Itโ€™s an absolute privilege to be working with my amazing wife Joanne Chai, whose unwavering support and belief in us has been a cornerstone of our success โ€” thank you from the bottom of my heart. ๐Ÿ’–

And to my amazing team, Jacquiline Ocenar, Vebicca Villegas and Sherryl Irene Salvador, this achievement wouldnโ€™t have been possible without your hard work, dedication, and shared vision. ๐Ÿ’ช

Iโ€™d also like to extend my gratitude to my coaches at Broker Ideas Group, James Veigli & Kylie-Ann Kobelt, whose insights and encouragement have played a pivotal role in helping me grow both professionally and personally. ๐Ÿ‘

When I reflect on how far weโ€™ve come, it feels almost unreal. A special thank you to my Loan Market mentors, Daniel Pym, Michael Karpathakis & Duncan Cassar, whose guidance and influence have shaped the broker I am today. ๐Ÿ˜Ž

A huge thank you to our loyal clients, trusted partners and lenders for being part of this achievement. We're more driven than ever to continue supporting your financial aspirations, one dream at a time! ๐ŸŒˆ

Another happy client securing their first home with our full-service finance solution!
20/12/2024

Another happy client securing their first home with our full-service finance solution!

Thrilled to join the ranks of the 2024 Fast Brokerages & Fast Starters! ๐Ÿ† I am honored to be one of 45 brokerages that s...
23/09/2024

Thrilled to join the ranks of the 2024 Fast Brokerages & Fast Starters! ๐Ÿ† I am honored to be one of 45 brokerages that showcases resilience and innovation in the Australian mortgage industry.

I'd like to extend my heartfelt appreciation to Jacquiline Ocenar and Vebicca Villegas. Your dedication and patience have been instrumental in our success, and Iโ€™m grateful to have you by my side.

A special thank you to Daniel Pym for your invaluable mentorship. Your guidance has been pivotal in helping me to navigate my journey and achieve this milestone.

Hereโ€™s to new beginnings and continuing to help clients achieve their homeownership dreams! ๐Ÿกโœจ

28/02/2024

Using a guarantor is just one possible option that can help you secure a loan and get into your new home sooner.

If youโ€™d like to know whether using a guarantor for your home loan could be right for you, chat to us. Weโ€™re here to help.

If youโ€™ve been looking for ways  you may be able to pay off your mortgage sooner than the full loan term, an offset acco...
27/02/2024

If youโ€™ve been looking for ways you may be able to pay off your mortgage sooner than the full loan term, an offset account could be what youโ€™ve been searching for.

You can check out our offset calculator here. https://loom.ly/X0ypBko

Testimonial Tuesday - here's what another happy client had to say about their experience โญ๏ธ โญ๏ธ โญ๏ธ โญ๏ธ โญ๏ธ.
26/02/2024

Testimonial Tuesday - here's what another happy client had to say about their experience โญ๏ธ โญ๏ธ โญ๏ธ โญ๏ธ โญ๏ธ.

Address

356 New South Head Road
Double Bay, NSW
2028

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

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