Tom Hawley

Tom Hawley Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Tom Hawley, Mortgage brokers, Level 2/36 Cross Street, Double Bay, Sydney.

Co-Founder of Azura Financial | Top 30 Broker Nationally (MPA Magazine)
🏆 Residential Broker of the Year 2024/25/26
🏆 Brokerage of the Year 2024/25
1,200+ Google Reviews | Award-Winning Sydney Mortgage Brokerage
📲 Book a free call

17/06/2026

Fifty dollars for an extra large pizza. Just a margherita. That's where we're at right now.

16/06/2026

Facebook: The RBA held the cash rate at 4.35% today, unanimous decision. I think that was the wrong call.
Inflation is still 30-50% above target with no real sign of easing soon. In my view, high inflation does more damage to the economy than rates being slightly higher for another six to 12 months.
Here's the bit people miss: compounded inflation since 2020 is 26%, and by the end of this year it'll be 30% over six years. That's why everyone feels like they're going backwards, because they are, even with ten quarters of negative GDP per capita and the government patting itself on the back over headline growth.
On property, Sydney and Melbourne are now 2-3% off their peaks. Meanwhile Perth, Adelaide and Brisbane are up 75-90% in five years and still growing every quarter, and Darwin is up 30%. Worth watching the July and August data given how delayed property reporting is.
Unemployment held steady at 4.3%, but the RBA will likely need it to rise to get inflation under control. That's the trade-off of all the government spending we've seen, while what we actually need is a strong private sector to pay down the debt.
Wrong direction, full steam ahead.

14/06/2026

Are investment properties still worth it after the budget changes??

07/06/2026

Answering some of your questions surrounding the new CGT changes

02/06/2026

Your credit report knows more about you than you think.

Personal info. Employment history. Every loan, every limit, every repayment - 24 months of it. Defaults, court judgments, credit infringements, directorships. Every application you’ve make.

And lenders read every line of it before they say yes or no to you.

01/06/2026

Thanks to Laura Jayes and the Sky News Australia team for having me on this week.
We covered a lot of ground - auction clearance rates, what the budget tax changes are actually doing to investor confidence, borrowing capacity reductions, and honestly what I'm seeing on the ground right now that the data hasn't caught up to yet.
We also got into something that I think deserves more attention - the 5% deposit scheme and what it means for the first home buyers who were encouraged into the market and are now facing a very different reality.
The full interview is below. If you own property, invest, or are thinking about buying - worth 8 minutes of your time.
Questions and thoughts welcome 👇

Spent the day with the Boss Hunting guys this month. Ended up with an opinion piece in their latest magazine and a full ...
31/05/2026

Spent the day with the Boss Hunting guys this month. Ended up with an opinion piece in their latest magazine and a full shoot day with the cars.
The piece is called The Inflation Game.
The short version: inflation isn’t just rising prices. It’s also a wealth transfer mechanism. Every year, it quietly rips purchasing power from some, whilst pushing up asset prices and enriching others. That’s not a conspiracy - it’s government policy. Governments and central banks mandate a target inflation rate. Two to three per cent per year. Every year.
Most people feel this but can’t name it. They’re working harder, earning more, and somehow still falling behind. That’s not bad luck. That’s the system working exactly as intended.
The people getting ahead aren’t smarter. They just understand the systen, and use it to their advantage.

Also got to introduce the Boss Hunting guys to my favourite assets - and I don’t mean that metaphorically.
The cars came out. Cameras were rolling. It was a good day.
Watch out for the content coming. BH volume 7 is out now. Give ir a read if you can.

31/05/2026

People wait years or even a decade for a buyer’s market. When the time comes, actually making a decision feels like an impossible task. Things always seem obvious with the benefit of hindsight. I’m not saying rush out and buy a property. But the catch 22 of these opportunities is this… the reason it’s a good time to buy, is because no one knows what’s going to happen. The minute some certainty arises, all of a sudden the other buyers appear.

28/05/2026

The building code in Australia has gone from 200 pages to 2,000 pages.

Now look, nobody is arguing we shouldn’t have standards. We absolutely should. Nobody wants another Opal Tower situation.

But this is exactly what happens when regulation becomes the solution to everything.

Every new rule, every additional compliance measure, every extra layer of bureaucracy adds cost, complexity and delays to construction. And eventually, those costs get passed directly onto the consumer through higher house prices.

This is the thing about policy that people often ignore - there are always two sides to the coin.

You can have good intentions, but that doesn’t mean there aren’t economic consequences.

And when housing is already unaffordable, we need to start asking whether the balance has gone too far.

26/05/2026

Unlikely to be a rate hike in June, according to financial markets.

One more hike expected towards end of the year potentially.

Doesn’t mean they won’t hike next month! But good to be aware of expectations.

Quarterly inflation data is key, which is out late July.

Will keep you updated.

Address

Level 2/36 Cross Street, Double Bay
Sydney, NSW
2028

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61412876673

Website

Alerts

Be the first to know and let us send you an email when Tom Hawley posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Tom Hawley:

Shortcuts

Share

Category