Cliff Ferrer - 1st Street Financial

Cliff Ferrer - 1st Street Financial Cliff makes the loan process simple and stress-free, whether it be for the purchase of a new home or

Are you a small business owner or sole trader? There may be instant asset write-offs available to you before 30 June and...
31/05/2026

Are you a small business owner or sole trader?

There may be instant asset write-offs available to you before 30 June and this could be the last year at the current threshold.

The instant asset write-off allows eligible businesses to immediately deduct the cost of qualifying assets in the year they’re purchased and ready to use, rather than depreciating them over several years.

The key word is eligible. Turnover, asset type, cost and timing all factor in. Your accountant can confirm what applies to your situation.

What we can help with is the finance side.

Contact us today — let’s talk about your options before EOFY.

30/05/2026

When should you review your home loan ?
Let’s have a conversation.

30/05/2026

How do you take advantage of your equity ?
Let’s have a conversation !

Are you a business owner trying to make a lending decision before 30 June but not sure where to start?The product matter...
30/05/2026

Are you a business owner trying to make a lending decision before 30 June but not sure where to start?

The product matters. A business loan, equipment finance and a commercial mortgage are three very different things, with different structures, different security requirements and different tax implications.

Getting the right one for your situation could save you thousands. Getting the wrong one could cost you time you don’t have this close to EOFY.

Contact us today and let’s work out what fits.

29/05/2026

The Budget changes and 3 strategies you can explore.

Did you know the number of Australians refinancing their home loan reaches a peak in the lead-up to 30 June? EOFY is one...
28/05/2026

Did you know the number of Australians refinancing their home loan reaches a peak in the lead-up to 30 June?

EOFY is one of the most active periods for refinancing, because reviewing your loan now can have real tax and cash flow implications heading into the new financial year.

Your Mortgage Broker can review your current loan at no cost.

23/05/2026

Self Employed Lending, is something I love doing. If you want to have a chat leading up to the end of financial year, reach out .

There’s something special about receiving photos like these, happy clients standing proudly in front of their new homes....
23/05/2026

There’s something special about receiving photos like these, happy clients standing proudly in front of their new homes. 🏡✨

What does a 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗕𝗿𝗼𝗸𝗲𝗿 actually do, and how can they help you? If you’re new to home lending, this one’s for you. A...
22/05/2026

What does a 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗕𝗿𝗼𝗸𝗲𝗿 actually do, and how can they help you?

If you’re new to home lending, this one’s for you. A Mortgage Broker works on your behalf to compare loan options from multiple lenders, helping you find a solution that suits your goals and circumstances.

They guide you through the entire process, explain what you need to know before getting started, and help make the home loan journey feel a whole lot less overwhelming, all at no cost to you.

22/05/2026

First home Buyers, biggest barriers can be saving for a deposit !
The governments first home guarantee can be helpful, let’s chat if you want to learn more.

Address

527 Old South Head Road
Rose Bay, NSW
2029

Telephone

+61403102302

Website

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