Brampton Finance

09/03/2026

13/08/2025

Good news, RBA have today announced a reduction in the cash rate by 25 basis points to 3.6%.

Contact us if you would like to review your home loan.

04/06/2025

11/05/2025

🏡 Monday Mortgage Motivation 💼

Happy Monday! A new week means new opportunities—and there’s no better time to take the next step toward owning your dream home. Whether you're buying your first property, upgrading, or refinancing, we're here to guide you through the process with expert advice and tailored solutions.

📊 Competitive rates
✅ Clear guidance
⏱️ Fast approvals

Let’s make this week the one where your property goals move from plan to progress. Ready to chat?

📞 Book a free consultation today!

05/05/2025

📉 Are We Seeing the Start of a Shift in Investment Loan Rates?

A major lender has just dropped its variable investment home loan rate to below 6% p.a. for borrowers with strong equity positions (LVR up to 60%)—a clear signal that some banks may be positioning ahead of a potential RBA rate cut.

While it's been a relatively quiet week across the mortgage market, a few key movements suggest lenders are starting to make strategic adjustments, especially for lower-risk investors.

🏦 What’s happening?
✔️ Select lenders are trimming rates for new investment customers
✔️ Others are holding steady—possibly waiting on the RBA’s May decision
✔️ Some are even nudging rates up to boost margin before any cuts
💡 And with Q1 CPI inflation data now released—one of the RBA’s most critical data points—the pressure is building for a policy shift.

For borrowers now is a critical time to review your lending position. Competitive rates are emerging, and being proactive could mean big savings.

To review your home loan please contact us. [email protected]

02/05/2025

Did You Know? Some Major Lenders Are Offering 95% Loans with NO LMI in Premium Postcodes!

A major bank is now offering up to 95% lending without charging Lenders Mortgage Insurance (LMI) — but only in select high-value postcodes across cities like Sydney, Melbourne, Brisbane, and Perth.

🔍 Key Highlights:
✅ Borrow up to 95% of the property value – no LMI needed
📍 Applies to a list of premium postcodes
💰 Loans typically start from $2M, going up to nearly $5M
🏡 Available for both owner-occupied and investment properties
📈 Strong income and good credit history are usually required
🚫 Not available for construction loans or vacant land

This can mean tens of thousands in savings for eligible buyers in top suburbs. If you're looking to buy or refinance in a blue-chip area, this could be a game changer.

Contact Brampton Finance to find out more [email protected]

22/10/2024

Our client just picked up this stunning electric BMW iX2 xDrive30M in Brooklyn Grey Metallic.

Contact Brampton Finance to discuss the benefits of buying an electric vehicle via novated lease.

20/10/2024

Mortgage tip - Maximise your offset account.

1) Instruct your salary to be paid directly into your offset account as every day your pay is in there it will be offsetting interest on your home loan.

2) Consolidate your money sitting in other accounts into your offset account. The interest saved on your home loan is generally more than any savings interest paid on an interest-bearing account.

Some banks today even allow you to have multiple offset accounts which may assist with budgeting and planning. eg an offset for holidays.

Please contact Brampton Finance if you would like to discuss or review your home loan structure. [email protected]

17/10/2024

Solid employment growth reduces hope of rate cut this calendar year!

Australia's unemployment rate held steady at 4.1% in September with
over 64,000 Australians gaining jobs in September.

17/10/2024

Introducing rapid refinance process for business loans.

Rapid refinance process is available for business lending less than $1.5m for eligible customers with a good payment history.

Limited documents to apply which could mean your loan is approved within days. Terms up to 30 years including up to 10 years of interest only repayments.

Contact Brampton Finance to review your business loan to see if we can save your business money. [email protected]