Dale Cameron Millennial Finance Group

17/03/2026

𝐑𝐁𝐀 𝐚𝐧𝐧𝐨𝐮𝐧𝐜𝐞𝐬 𝐭𝐡𝐞 𝐜𝐚𝐬𝐡 𝐫𝐚𝐭𝐞 𝐡𝐚𝐬 𝐢𝐧𝐜𝐫𝐞𝐚𝐬𝐞𝐝 𝐭𝐨 𝟒.𝟏𝟎%.

For borrowers, this may impact repayments, borrowing capacity, and overall loan structure.

If you’d like a professional review of your current position and options, I’m here to help.

Feel free to reach out directly to discuss your situation.

𝐃𝐚𝐥𝐞 𝐂𝐚𝐦𝐞𝐫𝐨𝐧
📲 0407 583 442
📨 [email protected]

03/02/2026

📢 Big news from the RBA today. 📈
The Reserve Bank of Australia has increased the official cash rate by 0.25% to 3.85%, marking the first rise in over two years.

𝐖𝐡𝐲 𝐢𝐭 𝐦𝐚𝐭𝐭𝐞𝐫𝐬:
This is all about tackling persistent inflation, which is still above the RBA’s comfort zone. Borrowing has just become a little more expensive for households and businesses.

𝐖𝐡𝐚𝐭 𝐥𝐞𝐧𝐝𝐞𝐫𝐬 𝐰𝐢𝐥𝐥 𝐝𝐨:
Most banks are expected to pass this on, meaning higher monthly repayments for many borrowers. Some lenders may adjust faster or by more than 0.25%, so it’s worth checking your loan.

If you want to understand how this affects your repayments or explore competitive options, get in touch. I can review your loan and help you plan ahead.

10/12/2025

The RBA has closed out 2025 by keeping 𝘁𝗵𝗲 𝗰𝗮𝘀𝗵 𝗿𝗮𝘁𝗲 𝗼𝗻 𝗵𝗼𝗹𝗱 𝗮𝘁 𝟯.𝟲𝟬%, even with inflation still sitting a bit higher than they’d like.

Economists are now split on what happens next! Some think we could see rate hikes in early 2026, while others expect things to stay on hold for a little longer. The next update drops on 3 February, so it’ll be an interesting start to the new year.

If you’re thinking about buying a home or investment this summer, it’s a great time to chat through your options and make sure you’re set up strong for 2026.

I’m always here to help and happy to talk through what this means for you and your plans anytime. 🙌

27/10/2025

30/09/2025

💰 𝐑𝐁𝐀 𝐂𝐚𝐬𝐡 𝐑𝐚𝐭𝐞 𝐔𝐩𝐝𝐚𝐭𝐞

News today! The RBA has kept the cash rate on hold at 3.60%.

Inflation has ticked higher but remains within target, with housing costs continuing to push property prices up due to low supply and strong demand.

Although we’ve seen rate cuts this year, the RBA has indicated many households won’t feel the full benefit until well into 2026.

If you’re wondering what this means for your loan or borrowing power, give me a call, I’d be happy to chat it through.

𝐃𝐚𝐥𝐞 𝐂𝐚𝐦𝐞𝐫𝐨𝐧
📲 0407 583 442
📨 [email protected]

23/09/2025

🔎 𝗔𝘀𝗸 𝗮 𝗕𝗿𝗼𝗸𝗲𝗿: What type of home loan do I need?

When you’re new to buying property, it can feel overwhelming. There are so many lenders, loan types and features to choose from. Fixed, variable, split loans, offset accounts, redraw facilities… the list goes on. And the option you choose can make a huge difference to your repayments and long-term goals.

That’s where I step in. 🏡 My goal is to take the stress out of the process by matching you with the right loan for your needs and guiding you every step of the way.

📞 Ready to explore your options? Give me a call today, I’d love to help.

𝐃𝐚𝐥𝐞 𝐂𝐚𝐦𝐞𝐫𝐨𝐧
📲 0407 583 442
📨 [email protected]

01/09/2025

𝐎𝐧𝐞 𝐋𝐨𝐚𝐧. 𝐁𝐞𝐭𝐭𝐞𝐫 𝐑𝐚𝐭𝐞𝐬. 𝐋𝐞𝐬𝐬 𝐒𝐭𝐫𝐞𝐬𝐬. 💰

Did you know you could be able to refinance your existing debts into your home loan?

By rolling personal loans, credit cards or other debts into your mortgage, you could secure:
✔ A lower interest rate
✔ Better terms
✔ The chance to pay off your debt faster

Refinancing often means taking out a new loan with more favourable conditions and in some cases, it can make a huge difference to your financial position.

📉 There’s no harm in exploring your options, and I'm here to help you find the best solution. 📞 Reach out today to see how refinancing could work for you.

𝐃𝐚𝐥𝐞 𝐂𝐚𝐦𝐞𝐫𝐨𝐧
📲 0407 583 442
📨 [email protected]

26/08/2025

𝐁𝐢𝐠 𝐧𝐞𝐰𝐬 𝐟𝐨𝐫 𝐟𝐢𝐫𝐬𝐭 𝐡𝐨𝐦𝐞 𝐛𝐮𝐲𝐞𝐫𝐬! 🏡

From 1 October 2025, the Government’s First Home Guarantee Scheme is getting a major revamp and it could make buying your first home much easier:

▪️ 𝙐𝙣𝙡𝙞𝙢𝙞𝙩𝙚𝙙 𝙥𝙡𝙖𝙘𝙚𝙨
▪️ 𝙃𝙞𝙜𝙝𝙚𝙧 𝙥𝙧𝙤𝙥𝙚𝙧𝙩𝙮 𝙥𝙧𝙞𝙘𝙚 𝙘𝙖𝙥𝙨
▪️ 𝙉𝙤 𝙞𝙣𝙘𝙤𝙢𝙚 𝙡𝙞𝙢𝙞𝙩𝙨

This means more people will be eligible, and it’s a huge opportunity if you're looking to get into the market with as little as 5% deposit and no Lenders Mortgage Insurance.

The scheme can be tricky to navigate, so if you’re unsure whether you qualify, how it all works, or what your next steps should be, give me a call. I’ll walk you through it and help you figure out if this is the right move for you.

𝐃𝐚𝐥𝐞 𝐂𝐚𝐦𝐞𝐫𝐨𝐧
📲 0407 583 442
📨 [email protected]

22/08/2025

The RBA announced the 𝐜𝐚𝐬𝐡 𝐫𝐚𝐭𝐞 𝐜𝐮𝐭 last week and many lenders have already passed it on, while others have confirmed they will soon. 💸

Here’s a short list of lenders taking action, but it’s not a full list.
☑️ Some have already dropped their rates.
⏳ Others have announced they’ll follow soon.

Not sure if your lender is included? Get in touch, I'll check for you and let you know your options if they’re not moving yet.

𝐃𝐚𝐥𝐞 𝐂𝐚𝐦𝐞𝐫𝐨𝐧
📲 0407 583 442
📨 [email protected]

12/08/2025

🚨 𝗥𝗮𝘁𝗲 𝗰𝘂𝘁 𝗮𝗹𝗲𝗿𝘁: Cash rate now at 3.6%
With inflation easing into the RBA’s target range, the central bank has cut interest rates again and there could be more cuts to come this year.

Thinking about refinancing or buying before rates change again? Let’s talk today and get ahead of the next move.

𝐃𝐚𝐥𝐞 𝐂𝐚𝐦𝐞𝐫𝐨𝐧
📲 0407 583 442
📨 [email protected]

08/07/2025

𝗥𝗕𝗔 𝗛𝗼𝗹𝗱𝘀 𝗖𝗮𝘀𝗵 𝗥𝗮𝘁𝗲 𝗮𝘁 𝟯.𝟴𝟱% 📉 𝗪𝗵𝗮𝘁 𝘀𝗵𝗼𝘂𝗹𝗱 𝗯𝗼𝗿𝗿𝗼𝘄𝗲𝗿𝘀 𝗱𝗼 𝗻𝗼𝘄?

In today's announcement the Reserve Bank has kept the cash rate on hold at 3.85%, despite falling inflation and growing talk of potential rate cuts on the horizon.

With some expecting cuts in the next few months, now’s the perfect time to review your home loan.

☑️ You might be paying more interest than you need to.
☑️ There could be better loan options or features available.

If your loan hasn’t been reviewed in a while, contact me to see how your current rate stacks up and whether I could help you save.

𝐃𝐚𝐥𝐞 𝐂𝐚𝐦𝐞𝐫𝐨𝐧
📲 0407 583 442
📨 [email protected]