Allan Underwood, Lead Lending & Finance

Allan Underwood, Lead Lending & Finance Lead Lending & Finance | Home loans, business & commercial finance, car & equipment funding, you name it.

With over 40 lenders on offer, I am confident we can find you a more competitive option, that’s suited to YOUR needs, and YOUR future.

Rolling into the weekend in style... 💪😎A big congratulations to another client on taking delivery of this new Ram.Enjoy ...
31/07/2026

Rolling into the weekend in style... 💪😎
A big congratulations to another client on taking delivery of this new Ram.
Enjoy the new ride! 👏

If you're looking at upgrading your work vehicle, truck, ute or machinery, I'd love to help you explore your finance options.

Happy Friday! 🍻

Another new Chery on the road!Congratulations to our client on taking delivery of his new ride from Chery Bendigo!Thanks...
18/06/2026

Another new Chery on the road!

Congratulations to our client on taking delivery of his new ride from Chery Bendigo!

Thanks for choosing Lead Lending & Finance to assist with the funding. Enjoy the comfort and all the new tech! 🙌


🏦 RBA HOLDS.The Reserve Bank has today left the official cash rate unchanged at 4.35%.For homeowners, it’s a welcome pau...
16/06/2026

🏦 RBA HOLDS.
The Reserve Bank has today left the official cash rate unchanged at 4.35%.
For homeowners, it’s a welcome pause and some breathing room after recent rate rises. For buyers, affordability remains front of mind, and for anyone with a mortgage, it’s still a timely reminder to make sure your loan remains competitive.
A rate hold doesn’t automatically mean your lender is giving you the best deal.
If you haven’t reviewed your home loan in a while, now might be the perfect time. ☕🤙🏼🏡

New car smell ✔️Weekend vibes ✔️Brand-new wheels ✔️A big congratulations to Sharnee on picking up her brand-new Chery. N...
29/05/2026

New car smell ✔️
Weekend vibes ✔️
Brand-new wheels ✔️

A big congratulations to Sharnee on picking up her brand-new Chery. Nothing beats that first drive and that new car smell.
Thanks for letting us help make it happen. Enjoy the new car, and have a fantastic weekend! 🎉🚘

🚨 SCAM ALERT: Bank Impersonation on the RiseThere’s a growing wave of scams hitting Aussies right now, and they’re getti...
09/04/2026

🚨 SCAM ALERT: Bank Impersonation on the Rise

There’s a growing wave of scams hitting Aussies right now, and they’re getting scarily convincing.

Recent reports show scammers are now posing as banks, brokers, and financial institutions, often using stolen personal info to sound completely legitimate. 
👉 They might:
• Call or email pretending to be your bank
• Claim there’s an urgent issue with your account
• Ask you to “secure” your money by transferring it
• Direct you to fake websites or phone numbers

And it’s working… Australians lost over $2 billion to scams last year, with impersonation and phishing playing a big role. 

⚠️ Key reminder (for everyone):
Your bank or broker will never ask you to:
• Transfer money to a “safe” account
• Share passwords, PINs, or codes
• Give remote access to your device

💡 What to do if something feels off:
• Stop immediately
• Don’t click links or act under pressure
• Call your bank or broker directly (using official details)

As brokers, we’re also seeing scammers impersonate us, so if you ever get a message or call that doesn’t feel right, reach out directly.

Better to double-check than learn the hard way.

Stay sharp out there 👊

27/03/2026

There’s something seriously satisfying about a good before & after 🙌

I absolutely love seeing the transformations clients create with their homes. Taking an older place, adding your own flavour, and turning it into something that truly feels like yours — that’s what it’s all about.

Some of the changes I’ve seen lately have been incredible. It’s not just about renovating… it’s about creating a space that reflects who you are and how you want to live.

The RBA has increased the official cash rate again from 3.85% to 4.10%.For existing borrowers, this will begin to flow t...
18/03/2026

The RBA has increased the official cash rate again from 3.85% to 4.10%.
For existing borrowers, this will begin to flow through to higher mortgage repayments. For an average variable owner occ home loan;
• a $300k loan ↑ by approx $45 pm
• a $400k loan ↑ by approx $61 pm
• a $500k loan ↑ by approx $76 pm
• a $600k loan ↑ by approx $91 pm
With rates continuing to shift, it’s a good reminder to regularly review not only your rate, but also your lending structures, features, and overall strategy, to ensure everything still aligns with your goals.

For anyone looking to get into the market, this will start to have a bigger impact on borrowing power too.
When running numbers, it’s always worth factoring in a couple more rate rises — just to make sure everything still stacks up.

Big congrats to Ryan on picking up his new BT-50. Nothing beats that fresh car feeling - ready for work, play, and every...
22/08/2025

Big congrats to Ryan on picking up his new BT-50. Nothing beats that fresh car feeling - ready for work, play, and everything in between! Enjoy the ride mate! 🙌

In the market for an upgrade? Give us a buzz 🤙

*The RBA has trimmed the cash rate by 0.25*Good news if you’ve got a mortgage or are looking to get one. The RBA has dro...
15/08/2025

*The RBA has trimmed the cash rate by 0.25*

Good news if you’ve got a mortgage or are looking to get one. The RBA has dropped the cash rate again earlier this week — now at 3.60% — and some lenders have already started passing on the cut!
For existing mortgage holders, if your rate hasn’t been adjusted yet, it may arrive by late August. Worth checking in with your lender or broker now though for a chat.
If you are looking at some new lending, this could give your borrowing power the little bump it needed.
Want help exploring what this means for you, and how you can maximise the benefits? Shoot me a message and let's have a chat. 🤙

15/07/2025

🚧 Is Your Website Holding Your Business Back?
Your website should be working for you — not against you.

If it’s slow to load, hard to navigate or not showing up in search, it could be costing you leads and credibility.

👉Ask yourself:
Is your site mobile-friendly?
Can people find what they need quickly?
Does it reflect the quality of your business?
Is it bringing in new inquiries?

Your website should support your business goals — not get in the way of them.

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📞 Book your FREE 30-minute strategy session now.

Or if you’re a NSW business? Find out if you’re eligible for 4 FREE hours of strategy and advice.

👀 www.bealcreative.com.au | 1300 261 152

Address

32 Garsed Street
Bendigo, VIC
3550

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