Michael Nalesnyik - Valour Financial

Michael Nalesnyik - Valour Financial I am your local mortgage broker, specialising in residential, personal and business finance in Bendigo, Woodend, White Hills and surrounding suburbs.

🏡 Mortgage Broker helping essential workers across regional Australia
• First home & LMI waivers
• Refinance (debt, renos, using equity)
• Build wealth via property Reach out today for your free, no-obligation chat (or get started online) and let me do the legwork for you. Home purchasing
Refinancing
Loan applications
Home loans
First home buyers
Investment loans
Repricing
Next home loans
Perso

nal loans

Get started online:
https://my.loanmarket.com.au/c88f53ec-3860-44a4-bee5-45843e7ef065 #/get-started


Credit assistance is provided by Michael Nalesnyik (CRN 522139), authorised under Loan Market Pty Ltd (ACL 390222).

28/08/2026

How you could upsize in Woodend.
10% deposit be 20% deposit as an essential worker.
Listed by Rhys Nuttall and Bound Real Estate

24/08/2026

Australian Government 5% guarantee
Vs
Essential worker LMI waiver.
Save $10-$25k in lenders mortgage insurance.

For essential workers Police, paramedics, nurses, teachers, fire fighters and other industries.

22/08/2026

The lenders my clients are moving to right now

Bank Australia — 5.95% variable (6.14% comparison rate), multiple offset accounts, customer owned

Bank First — strong borrowing power for essential workers, competitive rates

CommBank — generally the strongest valuations. Multiple offset accounts.

ME Bank — from 5.99% (6.01% comparison rate) and $3,000 cashback

Eligibility criteria applies to all of the above.

Reach out and I’ll run the numbers for you.

Address

Bendigo, VIC
3550

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 7pm
Wednesday 8am - 7pm
Thursday 8am - 7pm
Friday 8am - 7pm

Telephone

+61437453518

Website

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