Michael Nalesnyik - Valour Financial

Michael Nalesnyik - Valour Financial I am your local mortgage broker, specialising in residential, personal and business finance in Bendigo, Woodend, White Hills and surrounding suburbs.

🏡 Mortgage Broker helping essential workers across regional Australia
• First home & LMI waivers
• Refinance (debt, renos, using equity)
• Build wealth via property Reach out today for your free, no-obligation chat (or get started online) and let me do the legwork for you. Home purchasing
Refinancing
Loan applications
Home loans
First home buyers
Investment loans
Repricing
Next home loans
Perso

nal loans

Get started online:
https://my.loanmarket.com.au/c88f53ec-3860-44a4-bee5-45843e7ef065 #/get-started


Credit assistance is provided by Michael Nalesnyik (CRN 522139), authorised under Loan Market Pty Ltd (ACL 390222).

29/05/2026

A teacher came to me needing to refinance and pay out her ex partner. Her loan was $350,000 and we needed to increase it by $100,000 to make it work.

The tricky part was her HECS debt — it was affecting her borrowing power.

Some lenders will exclude your HECS from serviceability if it’s being paid off within 5 years. Hers was. Deal done and she kept her home.

firsthomebuyer

28/05/2026

Did you know you can access the equity in your home without selling?

If your property has grown in value since you bought it, you may be sitting on tens of thousands of dollars you could put to work.

Renovate. Invest. Pay off debt. Use it as a deposit on an investment property.

I help clients unlock their equity every week — and most of them had no idea it was available to them.

DM me EQUITY and I will show you what you might have access to.

valourfinancial

Welcome to Valour Financial. If you are a nurse, teacher, paramedic, firefighter or allied health professional in region...
26/05/2026

Welcome to Valour Financial. If you are a nurse, teacher, paramedic, firefighter or allied health professional in regional Australia, this page was built for you. Follow along and reach out anytime.

finance

Address

Bendigo, VIC
3550

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 7pm
Wednesday 8am - 7pm
Thursday 8am - 7pm
Friday 8am - 7pm

Telephone

+61437453518

Website

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