JLM Finance

JLM Finance Welcome to JLM Finance! Welcome to JLM Finance, your trusted partner in navigating the complexities of mortgage financing.

Jedd, your Mobile Finance and Mortgage Broker, is here to assist with home loans, refinancing, car loans, and business loans with the ability to serve clients Australia-wide. At JLM Finance, we understand that securing the right mortgage is more than just a financial transaction – it's about fulfilling dreams and building futures. With years of industry expertise and a commitment to personalized s

ervice, we strive to make your home financing journey as seamless and stress-free as possible. Our team are here to guide you every step of the way, from initial consultation to closing. We take the time to listen to your unique needs and goals, leveraging our extensive network of lenders to tailor solutions that meet your specific requirements. Whether you're a first-time homebuyer, seasoned investor, or looking to refinance, we offer a comprehensive range of mortgage products and services to suit your individual circumstances. Our unwavering dedication to transparency, integrity, and excellence ensures that you receive the highest standard of service and support throughout the entire process. Additionally, at JLM Finance, we specialise in asset and commercial finance solutions. Whether you're seeking funding for equipment, commercial properties, or business expansion, our expertise extends beyond residential mortgages to provide you with comprehensive financing options for your diverse needs. At JLM Finance, your success is our priority. Discover the difference of working with a mortgage brokerage that puts your interests first. Contact us today to begin your journey toward homeownership and financial empowerment.

This ANZAC Day, we pause to remember and honour the courage, sacrifice and service of all who have served our country.Le...
24/04/2026

This ANZAC Day, we pause to remember and honour the courage, sacrifice and service of all who have served our country.

Lest We Forget 🤍

Happy Friday  🎉The sun's out and the weekend is calling - sounds like the perfect excuse to check out a few open homes 🏡...
24/04/2026

Happy Friday 🎉

The sun's out and the weekend is calling - sounds like the perfect excuse to check out a few open homes 🏡

What's bringing you through the door this weekend?
👀 Just browsing for fun
💭 Dreaming about that first home
📊 On the hunt for your next investment
🔑 Ready to make a move

No matter where you're at in the journey, we're curious - what's your goal right now?

Let us know in the comments 👇🏼 and enjoy the beautiful weather while you're at it 🌞

Happy Easter from all of us at JLM Finance 🐣💛We hope your weekend is filled with family, fun, and maybe a little too muc...
04/04/2026

Happy Easter from all of us at JLM Finance 🐣💛
We hope your weekend is filled with family, fun, and maybe a little too much chocolate 🍫

Thank you for being part of our journey!

🐰

26/08/2025
💥 BOOM — Rates Just Dropped Again!The RBA has cut the cash rate by another 0.25%, bringing it down to 3.85% — and yep, t...
20/05/2025

💥 BOOM — Rates Just Dropped Again!

The RBA has cut the cash rate by another 0.25%, bringing it down to 3.85% — and yep, that’s a big deal.
Here’s why:
💸 You might be able to borrow more
📈 You’ve got more wiggle room when shopping for a home
📉 And those repayments? Looking a little lighter

Not sure what it means for you?
That’s what I’m here for.

A quick call (that costs you nothing) could put you in a better spot than you think.
📞 Give Jedd a buzz – no pressure, just a chat.

🎉 Congratulations to our Mother’s Day Giveaway Winner! 💐A big shoutout to .a.mumma.of.girls  – we hope you enjoy your we...
11/05/2025

🎉 Congratulations to our Mother’s Day Giveaway Winner! 💐
A big shoutout to .a.mumma.of.girls – we hope you enjoy your well-deserved pamper pack! 🛍️✨

Thank you to everyone who entered, both our long-time legends and new faces – we loved having you along for the ride 💛
Keep your eyes peeled… our next giveaway is just around the corner 👀🎁

🌸 Happy Mother’s Day! 🌸Today, we’re sending a huge THANK YOU to all the incredible mums who have helped shape, guide, an...
10/05/2025

🌸 Happy Mother’s Day! 🌸

Today, we’re sending a huge THANK YOU to all the incredible mums who have helped shape, guide, and support us along the way. 💕 Whether you're the reason we chase our dreams, pick ourselves up, or simply remember to eat lunch — we wouldn’t be where we are today without you!

Here’s to the mums, step-mums, grandmas, mother figures, and all the amazing women who lift us up every day. You are true superheroes. 🦸‍♀️💐

Wishing you all a day filled with love, laughter, and maybe even a little bit of peace and quiet (we can dream, right? 😅).

🏡 Need a Helping Hand into Your First Home? 💡Saving up a full deposit can feel near impossible — especially with house p...
07/05/2025

🏡 Need a Helping Hand into Your First Home? 💡

Saving up a full deposit can feel near impossible — especially with house prices on the rise. But that’s where a Family Guarantee (Guarantor Loan) might help.

A close family member (usually Mum or Dad) can use the equity in their home — not cash — as security to help you:
✔ Avoid paying Lenders Mortgage Insurance (LMI)
✔ Get into the market sooner
✔ Potentially borrow more with a smaller deposit

💬 Let’s break it down:

If you're buying a $600K home, you’d usually need a $120K deposit to avoid LMI.
But with a family guarantee of $90K (secured against their home), you could reduce your required deposit and skip the LMI!

🔒 The guarantee is limited to a set amount (not the whole loan) — and once your property gains enough equity, the guarantee can be released.

👀 It’s a big decision, so it’s important that everyone involved seeks independent legal and financial advice before going ahead.

💭 Think this might be the right path for you?
Let’s chat about whether it fits your situation.

📩 Send us a message or head to jlmfinance.com.au to get started.

🏡 Your First Home Journey Starts Here! 🏡Buying your first home is exciting — but let’s be honest, it can feel a bit over...
02/05/2025

🏡 Your First Home Journey Starts Here! 🏡

Buying your first home is exciting — but let’s be honest, it can feel a bit overwhelming too! That’s where we come in.

At JLM Finance, we’re here to guide you every step of the way:
✨ Step 1: Understand your budget
✨ Step 2: Get pre-approval (or at least a solid idea of your borrowing power)
✨ Step 3: Find the perfect place
✨ Step 4: Make an offer (or win the auction!)
✨ Step 5: Finalize your home loan
✨ Step 6: Settle and move in! 🎉

Along the way, we'll also help you with things like:
✅ Family Guarantee Loans
✅ First Homeowner Grants (FHOG)
✅ Offsets and Redraws
✅ Lenders Mortgage Insurance (LMI)

You don't have to navigate this alone.
If you’re ready to get the ball rolling — or just have some questions — reach out today. We're here to make your first home journey smooth, stress-free, and exciting!
📲 Contact Jedd on 0458 979 134

🌸 Mother’s Day Giveaway! 🌸To celebrate all the incredible mums out there, we’ve put together the ultimate pamper pack wo...
30/04/2025

🌸 Mother’s Day Giveaway! 🌸
To celebrate all the incredible mums out there, we’ve put together the ultimate pamper pack worth over $550 for one lucky winner! 🎁💖

Here’s what’s up for grabs:
💐 A fifi & annie voucher valued at $150
🌿 An Endota Spa pack including a $150 voucher
💧 A Frank Green bundle worth $260 (because mums deserve stylish hydration too!)

To enter:
✅ Like this post
✅ Follow
✅ Tag a mum, step-mum, gran, dog-mum — any amazing woman who deserves some love! (1 tag = 1 entry, so tag away!)
✨ Bonus entry if you share this post to your story and tag us!

Entries close Friday 9th of May, 11:59pm.
The winner will be selected by a random generator and announced Sunday 11th May.
Open to Australian residents only. This giveaway is not affiliated with Instagram.

Good luck – and Happy Mother’s Day to all the beautiful mums out there 💕

Address

Bendigo, VIC
3550

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