Hall & Melia Lending Solutions Pty Ltd

09/06/2026

A big part of our business comes from a happy client recommending us to their family and friends! So thanks for the recommendation and review, David! 😊

08/06/2026

🏡 Keen to buy a home? Here's how to know you won't be stretched 🏡⁣
⁣
Over 1-in-10 first home buyers plan to buy in the next 12 months. ⁣
⁣
And almost 1-in-3 want to buy but they’re unsure if they’re financially ready. ⁣
⁣
So, what are the signs that show you’re home-loan-ready right now? 💡⁣
⁣
First, you usually have to have a stable job with a steady income. 💼⁣
⁣
Next, you'll want at least a 5% deposit. You could qualify for the 5% Deposit Scheme. ⁣
⁣
Finally, do you feel ready to commit to a place of your own? 🏠⁣
⁣
Ticked all the boxes? ✅⁣
⁣
Talk to us and we'll help you assess your borrowing power to see if you're ready to become a home owner. 👇⁣
⁣
To find out more, DM us or contact Hall & Melia Lending Solutions on:

☎️ – 02 8824 5777
💻 – [email protected]

05/06/2026

🤝 Broker versus bot? It’s no contest 🤝⁣
⁣
The support of a broker eclipses anything an AI bot can dish up. That’s the finding of Great Southern Bank research. ⁣
⁣
Financial decisions like buying a home are longterm and complex. ⁣
⁣
That’s why we stay in touch every step of the way - even years after you've purchased.⁣
⁣
Try saying that about a bot. DM us for human help.👇⁣
⁣
To find out more, DM us or contact Hall & Melia Lending Solutions on:

☎️ – 02 8824 5777
💻 – [email protected]

04/06/2026

House price growth is slowing but experts say not to expect a crash. We look at what’s changed, and why today’s market may offer good opportunities for homebuyers. 🏡

House price growth is slowing but experts say not to expect a crash. We look at what’s changed, and why today’s market may offer good opportunities for homebuyers. Recent home price data from Cotality may be just what homebuyers have been waiting for. The latest figures show zero (0%) increase i...

03/06/2026

🏡 Offset accounts surge as homeowners aim to beat rising rates 🏡 ⁣
⁣
Looking for potential ways to beat higher interest rates?⁣
⁣
You're not alone. One of Australia’s big 4 banks, NAB, says they're seeing the uptake of offset accounts “surge”. ⁣
⁣
Here's how they work.⁣
⁣
Instead of being paid interest on the money in the linked offset account, the balance is deducted from your mortgage when loan interest is calculated. ⁣
⁣
And that’s just the first way you can save on interest. 💰⁣
⁣
Because you're paying off more of the principal each month, that allows you to chip away at your home loan balance quicker, which in turn can also help you save on interest over the long run. ⁣
⁣
Call us to see if an offset account could be suited to your needs. 👇⁣
⁣
To find out more, DM us or contact Hall & Melia Lending Solutions on:

☎️ – 02 8824 5777
💻 – [email protected]

01/06/2026

💰 What is the average first home buyer deposit? 💰⁣
⁣
Buying a home to live in? ⁣
⁣
The average home deposit is $173,000 according to Money.com.au. 🏡⁣
⁣
That’s a big chunk of cash. ⁣
⁣
Not surprisingly, it takes first home buyers 10 years on average to save a 20% deposit, based on analysis by ANZ and CoreLogic. ⏱️⁣
⁣
But why wait that long? 🤔⁣
⁣
The 5% Deposit Scheme could help you fast track your home buying plans. ⁣
⁣
It lets you buy with 5% deposit and avoid the cost of lenders mortgage insurance. 🏠⁣
⁣
Interested? Get in touch and we'll help you find out if you're eligible.👇⁣
⁣
To find out more, DM us or contact Hall & Melia Lending Solutions on:

☎️ – 02 8824 5777
💻 – [email protected]

29/05/2026

🏡 How to know if you're ready to buy a home 🏡⁣
⁣
Almost 1-in-3 potential first home buyers want to buy, but are unsure if they’re financially ready. ⁣
⁣
Here are 3 signs that you’re potentially home-loan-ready:⁣
⁣
1. You have a stable job with a steady income. ⁣
2. You have at least a 5% deposit (for the 5% Deposit Scheme)⁣
3. You're feeling ready to commit to a place of your own?⁣
⁣
DM us we'll help you assess your borrowing power. 👇⁣
⁣
To find out more, DM us or contact Hall & Melia Lending Solutions on:

☎️ – 02 8824 5777
💻 – [email protected]

27/05/2026

A few tweaks to a popular first home buyer scheme has driven a “surge” in Gen Zs buying their first home. And it’s not the only upside giving first home buyers a boost now. 🚀

A few tweaks to a popular first home buyer scheme has driven a “surge” in Gen Zs buying their first home. And it’s not the only upside giving first home buyers a boost now. The expansion of the popular 5% Deposit Scheme, combined with recent changes to rules for property investors, may be open...

27/05/2026

📢 Why 77% of borrowers use a broker for a helping hand 📢 ⁣
⁣
Not sure if your bank is acting in your best interests when it comes to your home loan?⁣
⁣
Home buyers are increasingly seeking the expert guidance of a broker to navigate the complexity of the lending landscape and proceed with confidence, says peak broker body the MFAA.⁣
⁣
In fact, over the past 6 months, 97% of brokers helped their clients secure a rate saving on their loan, says the MFAA. ⁣
⁣
Whether you're looking to buy, or want to refinance to a potentially lower rate, we'll help you find a lender and loan that genuinely fits your needs. 🎯⁣
⁣
Call us to discover the broker difference. 👇⁣
⁣
To find out more, DM us or contact Hall & Melia Lending Solutions on:

☎️ – 02 8824 5777
💻 – [email protected]

25/05/2026

Are we professional? You bet! Are we afraid to boast about it? Not when Jarrett leaves us a cracking review like this one! Many thanks 😁