Hall & Melia Lending Solutions Pty Ltd

09/09/2026

🏗️ Which properties are still eligible for negative gearing? 🏗️⁣
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Under new tax reforms, investors can still negatively gear a property, and claim a 50% CGT discount. 💰⁣
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But only if you buy a newly built place that adds to housing supply. 🏡⁣
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That includes off-the-plan apartments, residential construction on previously vacant land, or a duplex built through a knock-down rebuild replacing a single freestanding house. 🏗️⁣
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Talk to us to find out more. 👇⁣
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To find out more, DM us or contact Hall & Melia Lending Solutions on:

☎️ – 02 8824 5777
💻 – [email protected]

07/09/2026

Going direct to a bank limits your options, but accessing 57 different lenders changes the game entirely.

To find out more, DM us or contact Hall & Melia Lending Solutions on:

☎️ – 02 8824 5777
💻 – [email protected]

07/09/2026

🌸 Time to Spring clean your home loan? 🌸⁣
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Spring cleaning your home loan can be an opportunity to compare what else is on the market, and potentially pay less on interest each month. ⁣
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It’s also a chance to toss out unused features you're paying extra for, or, add features such as offset accounts - which can help you save on interest each month. 🏡⁣
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To shake the curtain on your old home loan, talk to us. 💬⁣
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We can let you know if your old loan is still a good match for your needs. 👇

To find out more, DM us or contact Hall & Melia Lending Solutions on:

☎️ – 02 8824 5777
💻 – [email protected]

04/09/2026

🏡 1-in-3 home buyers rely on the Bank of Mum and Dad 🏡

But beware: lenders may check that the financial support is a gift, not a loan to be repaid.

Otherwise it may reduce your borrowing capacity or lead to delays during your loan application.

DM us first to find out how mum and dad can smoothly lend (or gift) a helping hand.

To find out more, DM us or contact Hall & Melia Lending Solutions on:

☎️ – 02 8824 5777
💻 – [email protected]



* Compare the Market survey

03/09/2026

Most people assume the first bank they walk into is offering them the best deal available - but that’s a dangerous gamble with your finances. While a bank is restricted to only promoting its own products, a mortgage broker holds the keys to an entire market.

To find out more, DM us or contact Hall & Melia Lending Solutions on:

☎️ – 02 8824 5777
💻 – [email protected]

03/09/2026

Several of the big banks have pivoted on their rate outlook, and are now predicting rate hikes (rather than no change or a fall) this side of Christmas. It could be a cue for homeowners to plan rather than panic. 😎

Several of the big banks have pivoted on their rate outlook, and are now predicting rate hikes (rather than no change or a fall) this side of Christmas. It could be a cue for homeowners to plan rather than panic. After three back-to-back rate hikes earlier this year, homeowners have enjoyed a welcom...

02/09/2026

🙌 The strategy that's struck a chord with 300,000+ first home buyers 🙌⁣
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The 5% Deposit Scheme has made home ownership possible for over 300,000 Australians.⁣
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In a nutshell, you buy with as little as a 5% deposit. 😮⁣
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The federal government guarantees your loan.⁣
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That means no lenders mortgage insurance is needed - a big saving. 👍⁣
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Contact us to find out if you’re eligible. 👇⁣
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To find out more, DM us or contact Hall & Melia Lending Solutions on:

☎️ – 02 8824 5777
💻 – [email protected]

01/09/2026

Do we like to have a little fun around here? You bet! 😜 But we're also super professional too! And we'll work hard for you like we did for Jarrett! 😊

31/08/2026

Thinking about securing a mortgage? When you walk into a single bank, you’re limited to their specific products. That’s just one option. A mortgage broker acts differently, opening the door to dozens of lenders - some with access to as many as 57 different institutions.

To find out more, DM us or contact Hall & Melia Lending Solutions on:

☎️ – 02 8824 5777
💻 – [email protected]

31/08/2026

🏗️ How to still make use of negative gearing 🏗️⁣
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Negative gearing isn’t dead. It’s just different. 💡⁣
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Investors can still benefit from negative gearing on newly built properties. 🏡⁣
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It’s an option that can also mean higher depreciation deductions. ⁣
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Seek advice from your accountant and/or financial adviser to see if it's right for you.⁣
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And if so, contact us to explore your investment home loan options. 👇⁣
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To find out more, DM us or contact Hall & Melia Lending Solutions on:

☎️ – 02 8824 5777
💻 – [email protected]