Finance 360 Degrees

08/03/2024

🌟 Happy International Women's Day! 🌟

This year, we're proud to stand with the theme of Inspire Inclusion.

When we champion women's inclusion, we're not just shaping a better future for individuals but for entire communities and societies.

Together, let's inspire understanding, value, and respect for women's inclusion. Let's create spaces where every woman feels a sense of belonging, relevance, and empowerment.

At Finance 360°, we're committed to fostering an environment where diversity thrives, and every voice is heard. Join us in forging a more inclusive world for women today and every day. 💪💼

24/08/2023

Some major banks have slashed their serviceability buffers for compliant borrowers, allowing them to refinance or extend their credit.

Are you looking to refinance or release equity? Contact our brokers to get advice.

A little-known loophole is helping cash-strapped homeowners escape mortgage prison. Banks are letting borrowers switch to cheaper loans, saving them thousand...

05/07/2023

RATES ARE ON HOLD FOR NOW…

The Reserve Bank has offered a glimmer of relief from escalating mortgage repayments after leaving the cash rate on hold at 4.1 per cent on Tuesday afternoon.

It has, however, warned further rate hikes may be needed.

In his post-meeting statement, RBA governor Philip Lowe said that holding “provides the Board with more time to assess the state of the economy and the economic outlook and associated risks”.

28/08/2022

As sellers are compelled to lower prices in the faltering real estate market, Sydney's house price discounting has risen to its highest level in almost three years.

According to Domain data for private treaty transactions, Sydney homes sold for an average 6.7% less than their initial asking price over the three months leading up to July. For a home that was first listed at roughly $1.55 million, that works up to a reduction of almost $104,000.

Here's 3 benefits of purchasing a first home in a down market:

1. Property values are dropping, which is a pro.
2. Lenders are providing new consumers with reasonable rates.
3. The fourth benefit is leaving the rental market.

House price discounting in Sydney has reached its highest level in almost three years, as sellers in some pockets slash their price expectations by more than 10 per cent.

29/06/2022

Find out how we can assist you in obtaining a competitive mortgage offer so that you don't pay more in interest than necessary.

If you would like to reach out directly to our team, contact us here: https://www.finance360degrees.com/contact

Interest rates are rising this year. Find out how an Aussie Broker can help you get a competitive deal on your mortgage so you aren’t overpaying in interest.

13/03/2022

Are you paying too much interest on your mortgage? Do you want to save thousands of dollars?​

We aim to make it as simple as possible for you to begin saving on your investment loan repayments as soon as possible. While refinancing one or more investment properties may appear to be a daunting undertaking, it doesn't have to be. With the help of our experts, it won't be.​

Click on the video below to find out as our CEO of Finance 360 shares her insights. ​

Many home loans have terms of 30 years, but that doesn't mean you should set and forget it. By regularly checking in and refinancing you can improve your cas...

04/03/2022

What are the implications of different purchasing entities when it comes to buying your next property?​

Click on the video below to find out as our CEO of Finance 360 shares her insights. ​
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Many people choose to purchase their property under a trust or arms-length legal entity but are unaware of the financial implications of this when it comes t...

11/01/2022

There's more to a great home loan than just a low-interest rate. Find out what features to look for and traps to avoid in our blog article below:

https://www.finance360degrees.com/post/what-to-look-for-in-a-great-home-loan

24/12/2021

Have a merry Christmas. Many blessings to you and your family from the Finance 360° team!

10/12/2021

Make sure you're financially able to take on a loan and receive the best rate possible before you start applying and seeking mortgage pre-approval. You should prepare for your mortgage application by doing the following:

1. Checking and improving your credit score
Before applying for a mortgage, check your credit score and focus on boosting it for at least a few months. Paying off credit card balances, making timely payments, and refraining from taking out loans or obtaining numerous credit cards will all help you improve or preserve your credit score.

2. Saving for your down payment
Although a 20% or higher down payment is preferable, you may acquire a loan with as little as 3% down as long as you can efficiently manage the monthly payments.

3. Ensuring your income is stable
Lenders want to know that you have adequate money now and in the future to meet the monthly payments.

16/11/2021

When you decide to become a homeowner, one of the first things you should do is start looking for a home loan. There are numerous approaches to this procedure, each with its own set of advantages; the main thing is to choose the one that best meets your market knowledge, comfort level, and financial capabilities.
1. Our team of mortgage strategists will assist new home buyers in obtaining a loan that is appropriate for their requirements and financial position. This will allow you to compare interest rates, fees, and loan features from different banks and non-bank lenders.
2. We will also walk you through every stage of the house loan process and will check your mortgage on a regular basis to ensure that the rates you're obtaining are still competitive, something that banks aren't required to do.
3. Furthermore, our mortgage strategists services are FREE.

To book an appointment with us, click here: https://www.finance360degrees.com/contact