What are the opening hours?

Monday 08:15 - 16:30 Tuesday 08:15 - 16:30 Wednesday 08:15 - 16:30 Thursday 08:15 - 16:30 Friday 08:15 - 15:00

Debt Smart Debt Counselling Services

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South Africa
Port Elizabeth
Debt Smart Debt Counselling Services

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Debt Smart opened its doors in 2009. With years of experience in the Debt Review industry, you are g

If you are permanently avoiding taking calls from Creditors because you have run out of excuses, give us a call! Debt Smart offers professional, confidential service that will guarantee you leave feeling comfortable and satisfied that your Debt is in the best hand possible.

02/11/2026

❤️ REAL CLIENT FEEDBACK – REAL LIFE CHANGES! ❤️

Sometimes the greatest reward in what we do is hearing how we’ve made a difference in someone’s life.

This beautiful message from one of our clients reminds us that debt counselling is about so much more than reducing monthly instalments and settling debt.

It’s about learning to manage money better, making informed financial decisions, changing spending habits and building a healthier financial future.

Our client’s words say it all:

“Jy het ’n groot verskil in my lewe gemaak. Deur hierdie proses het ek geleer dat om ’n lening aan te gaan nie altyd jou beste opsie is nie, en dat ek beter met my geld kan werk.” ❤️

And the cherry on top?

“Ek sal enige iemand na jou toe verwys. Julle diens is puik!” 🙏🏻

To our client, thank you for trusting Debt Smart with your financial journey. Your success is our motivation!

At Debt Smart Debt Counselling, we don’t just help you manage your debt – we walk the journey with you, from financial stress and uncertainty to confidence, control and financial freedom.

Debt Counselling done Personally and Professionally.

📞 041 364 0978
📱 082 897 5760

17/10/2026

🏆 WE DID IT! 1ST PLACE! 🏆

✨ Debt Smart Debt Counselling is a WINNER!

We are incredibly proud and excited to announce that Debt Smart took 1st place in the Small Debt Counsellor category at the Debt Review Awards 2026! 🎉🥇

This achievement means so much to us because debt counselling is about so much more than numbers and repayments. It’s about people, families, hope, and helping our clients move from fear and anxiety to relief and financial freedom. ❤️

Since 2009, we have been passionate about walking this journey with our clients, providing personal support, professional guidance, and a fresh start towards a brighter financial future.

This award is a wonderful reminder of why we do what we do, and we are so grateful to every client who has trusted us, every person who has supported us, and everyone who has been part of the Debt Smart journey.

Small business, BIG heart, and now an award-winning team! 🏆💚

Thank you for believing in us. This win belongs to everyone who has been part of our story!

Here’s to continuing to change lives, one client at a time. 🥂✨

29/09/2026

🛡️ Protect yourself in debt review

I'm proud to share that Debt Smart Debt Counselling Services is a full member of DCASA, the Debt Counsellors Association of South Africa! 🎉

Sadly, some people take advantage of consumers who are already under financial pressure. Before you sign up with anyone, remember:

✅ Choose a registered professional. Verify their NCRDC registration. (Mine is NCRDC1346.)
✅ Pay through a registered PDA. Debt-review payments must go through a registered Payment Distribution Agent. (Debt Smart has been working with DC Partner since 2009.)
✅ Avoid removal scams. No one can simply cancel your debt review or remove a valid court order.
✅ Verify association membership. Ask whether your debt counsellor belongs to a reputable association like DCASA, and confirm it on the DCASA Debt Counsellor Search:
👉 dcasa.co.za/debt-counsellor-near-me

Be informed. Be protected. 💚

Have questions about debt review? Send me a message. I'm happy to help, with no judgement.

09/09/2026

“Debt Review Means You Are Blacklisted”

❌ MYTH: If you enter debt review, you are blacklisted.

✅ FACT: Debt review does not mean that you are “blacklisted.” A debt counselling indicator is placed on your credit profile to show that you are under debt counselling. The NCR specifically states that this is not a negative listing. But a protection listing to ensure Creditors cannot proceed with litigation against you, whilst you adhere to the new reduced repayment plan. Want to know more read the article here: https://www.dcasa.co.za/debt-review-protection/

💡 DCASA TIP: Debt review is a regulated debt-relief process — not a punishment.

21/08/2026

13/08/2026

DCASA Conference 2026 is underway, and we have the opportunity to learn from the experts in their individual fields.

Don’t drop the ball 🏈! All role prayers are responsible in making the debt review process work effectively. Consumers, Debt Counsellors, PDA’s, Credit Providers and Regulators alike.

23/07/2026

Gaynor Els and Rene de Villiers is stationed at Continental Tyres for the day. Come say hi, and Let Debt Smart help you!

Debt Smart, Your Path to Financial Freedom!

23/06/2026

🥳🥳🥳 HAPPY BIRTHDAY to our DC, Rene De Villiers (NCRDC4683)!
We hope your day is a reminder of how special you are to us. 🎉🎊🎉🎊🎉

09/06/2026

Providers support rules but urge a careful approach to avoid unfairly lowering scores

23/05/2026

What you need to know about debt review and your marital status: https://buff.ly/Fy6b2jw

Address

15 Buchanan Street, Glendinningvale
Port Elizabeth
6001

Opening Hours

Monday	08:15 - 16:30
Tuesday	08:15 - 16:30
Wednesday	08:15 - 16:30
Thursday	08:15 - 16:30
Friday	08:15 - 15:00

Telephone

+27413640978

Website

http://www.debtsmartsa.co.za/

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