Martha Echols at Mutual of Omaha Reverse Mortgage

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Martha Echols at Mutual of Omaha Reverse Mortgage Reverse Mortgage Advisor | NMLS #471830 | Mutual of Omaha Mortgage NMLS #1025894 Martha is a well-known local expert and speaker on Reverse Mortgages.

Her no-pressure, educational approach helps homeowners (62+) enjoy financial security and peace of mind by providing suitable and superior retirement income solutions through various reverse mortgage programs. Martha has specialized in the HECM for Purchase program since it became available in 2009. Over the years, she’s helped many families finance a home they can comfortably afford. Martha’s goal is to help her clients create the retirement they imagined! Using education and not sales, her clients are able to make a well-informed and empowered decision as to if a reverse mortgage is the most sensible tool to help them achieve their future goals. Martha’s success is due in large part to her partnerships with Real Estate professionals, Financial Planners and Attorneys. Her ethics, professionalism and commitment to the client, makes it easy for professionals to refer their loyal clients to Martha. She’s qualified to provide training to Realtors and Financial Planners for Continuing Education Credit. Martha’s financial services career began over 30 years ago with Citibank. She’s managed bank branches for both Citibank and Wells Fargo. In 2004, Martha’s passion for working with seniors led her to change careers when she became a Reverse Mortgage Consultant. Martha holds a degree in Business Administration and Management. Branch address: 1800 Tice Valley Blvd. Suite A, Walnut Creek, CA 94595

Licensed by The Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act

*These materials are not from HUD or FHA and the advertisement was not approved by HUD, FHA or any Government Agency. Borrower must occupy home as primary residence and remain current on property taxes, homeowner’s insurance, the costs of home maintenance, and any HOA fees.

10/21/2026
10/05/2026

Medicare can be confusing enough without having to worry about misleading information and scams on top of it!

That's why I wanted to share this week's FREE Savvy Seniors Living Seminar: Medicare Made Simple.

This Wednesday's FREE Savvy Seniors Living Seminar is all about making Medicare a little easier to understand - including upcoming changes, benefits, open enrollment and how to avoid Medicare-related scams.

📅 Wednesday, October 7 | 10:00–11:30 AM
📍 Walnut Creek Presbyterian Church
1801 Lacassie Ave., Walnut Creek
🎟️ FREE

Learn more & RSVP:
savvyseniorsliving.com/events/medicare-made-simple-changes-benefits-avoiding-scams

09/23/2026

It is easy to put off financial decisions—especially when everything feels “fine” for now.

But waiting too long can sometimes limit your options later.
Taking the time to understand what is available to you today can help you make more confident decisions for the future.

If this has been on your mind, it may be worth a conversation.

09/21/2026

Insurance costs—whether for your home, health, or other coverage—can increase over time.

For many retirees, it becomes a larger part of the monthly budget than expected.

Keeping track of these changes can help you stay ahead and make adjustments when needed.

If you are reviewing your expenses, I am here as a resource.

09/18/2026

For many homeowners, supporting their family is important.
But it can also raise a difficult question—how do you help others without putting your own future at risk?

There is no simple answer, but finding a balance that supports both can make a meaningful difference over time.

If this is something you are thinking through, I am here to help.

09/16/2026

There is a common belief that all debt should be eliminated in retirement.

While reducing obligations can be important, not every financial strategy fits into a simple category.

Understanding how different options work can help you make decisions that align with your goals and comfort level.

If you are exploring your options, I am here to help.

09/13/2026

From treasured stories and valuable advice to the simple joy of spending time together, grandparents bring so much to our families.

Wishing all grandparents a wonderful day filled with love and appreciation!

09/11/2026

Today, we honor the lives lost, the families forever changed and the brave individuals who responded with courage and compassion on September 11, 2001.

Their memory remains with us.

09/09/2026

Many homeowners create a plan and assume it will carry them through retirement unchanged.

But life evolves—expenses shift, goals change, and unexpected events can happen.

Revisiting your plan regularly can help you stay aligned with what matters most.

If it has been a while since you reviewed your strategy, I am here to help.

09/07/2026

Labor Day is an opportunity to pause and appreciate the effort behind the work that keeps our communities moving forward.

Thank you to workers everywhere for all you do. Have a happy and restful Labor Day!

Address

1800 Tice Valley Boulevard Suite A
Walnut Creek, CA
94595

Opening Hours

Monday 12pm - 5pm
Tuesday 12pm - 5pm
Thursday 10am - 4pm
Friday 10am - 1pm

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