Lemon Inscoe, NMLS # 963301

10/08/2024

🎯 Real Estate Agents: Leverage This Bond Reset for Your Clients! 🏡

The bond market just reset, and rates are rising! Here’s how to turn this into a win for your buyers:

1️⃣ Create Urgency: Rates are currently climbing, so locking in now can help your clients avoid higher payments (and home prices) later. 📈

2️⃣ Offer Stability: Unlike rent, a fixed mortgage provides financial predictability for your clients. 💵

3️⃣ Partner Up: Work with a mortgage pro (hint: that’s me!) to help your clients secure great financing options tailored to their needs. 🤝

❓ What’s your clients’ biggest concern about the market right now? Drop a comment below! 👇

Lemon Inscoe, NMLS #963301 757-635-4657

10/01/2024

🏡 Closing on a property in FEMA-declared disaster zones or storm-affected areas? Here’s your fast-track guide! 💼

🔍 Re-Inspections Required:

Was your appraisal done pre-storm? ⛈️ You’ll likely need a re-inspection.
Found damage? Repairs need to be completed quickly! 🚨
For FHA, VA, USDA, and Conventional loans, re-inspections are typically required in disaster areas.
Conventional loan? Waivers are off the table—re-inspections are needed! 🚫
FHA/VA loans may also require additional forms 📝.
⚒️ Found Damage?
Minor repairs? Some lenders may allow repair escrows to prevent closing delays. Just make sure communication stays open—everyone needs to be on the same page! 🔑

📲 Quiz Time!
Real Estate Professionals—how have you handled last-minute post-storm inspection surprises? Drop your emoji in the comments! 🤔

📞 📅 (Got lucky! No repairs needed! Called and reworked the schedule—no delays!)
💪 🔨 (Worked with the lender and seller to get those repairs done—quick!)
😎 ⏳ (Stayed calm and worked with the lender and seller to escrow it!)
💔☠️ (Too much damage, deal didn’t make it. RIP 💀)

Got questions? Call or text me at 757-635-4657. Let’s keep your homeownership dreams on track, no matter the storm! 🌪️

04/02/2024

Very very very few people are willing to make 100% commission with no safety net. Agents do. Stop beating them up for being overpaid.

03/31/2024

🚨 Juicy Updates for FHA Deals & Agent Commissions 🚨

Hey Team! The FHA gave the green light 🚦 to business as usual; seller-paid commissions are A-OK! As long as they're reasonable, they aren't considered Interested Party Contributions. 👍

🔍 FHA's watching for any settlement waves and will adjust sails as needed. 🛳️

Got questions or wanna chat about it? Drop me a line or give me a call! 📬 Let’s keep winning together! 🏆

10/31/2022

Whahaha! The Spice Girls! Too Funny! Rhonda Twiddy Team keeping your real estate deals spicy!

Fun with friends for a Halloween gathering! How about those Spice Girls!!
🎃👻
Happy Halloween!

10/18/2022

Zillow's Flex program offers no upfront costs until agents transact. While it's nice to cut out the expensive initial costs for low-quality leads, tacking on a 35% closing fee on the gross commission is a bit steep for most agents to swallow. 😬

If you don't mind roundabout pricing models, keep Zillow in your bookmarks. But, if you're in the market for a listing service that delivers upon their brand offers, we've complied some other sites that are the real deal.

We dive deep into the benefits and possible better alternatives of Zillow here: https://www.curaytor.com/blog/zillow-alternatives