Tom F. Murphy - Mortgage Banking & Portfolio Home Loans

Tom F. Murphy - Mortgage Banking & Portfolio Home Loans www.MurphyFinancing.com
www.FastHelocs

Home Mortgage Loans
415.272.2012 or [email protected]

www.murphyfinancing.com ---------Home Mortgage Solutions! 415.272.2012 or [email protected]
NMLS: 208320

Homeownership starts with a solid budget.Swipe to learn 3 essential money tips for first-time homebuyers:• Create a real...
02/27/2026

Homeownership starts with a solid budget.
Swipe to learn 3 essential money tips for first-time homebuyers:
• Create a realistic budget
• Track & cut unnecessary expenses
• Set achievable down payment goals
Small steps today = keys tomorrow.
Which tip will you start with? Comment below!

Your perfect home is closer than you think.Ready to create your own dream? Let’s discuss your options and create a path ...
02/26/2026

Your perfect home is closer than you think.
Ready to create your own dream?
Let’s discuss your options and create a path that’s truly yours. 🔑

Got a tax refund? Let’s make the most of our returns and turn them into something meaningful. Consider using it as a dow...
02/25/2026

Got a tax refund? Let’s make the most of our returns and turn them into something meaningful. Consider using it as a down payment on your dream home! It’s a smart way to invest in your future and take a step closer to homeownership.

Running your own business? Missing a W-2 doesn't mean missing out on homeownership. NAF's Asset Advantage lets you quali...
02/23/2026

Running your own business? Missing a W-2 doesn't mean missing out on homeownership.
NAF's Asset Advantage lets you qualify using your assets—no tax returns needed.
Your success story doesn't fit traditional paperwork, and that's okay with us.
DM us to learn more!

What's your DTI? It could be the key to your dream home!Your Debt-to-Income Ratio shows lenders how much of your income ...
02/20/2026

What's your DTI? It could be the key to your dream home!

Your Debt-to-Income Ratio shows lenders how much of your income goes toward debt—and a lower number means better approval odds and rates.

Swipe to learn how to calculate yours!

Got questions? We're here to help you navigate your homeownership journey!

02/18/2026

You weren’t made to fit into a box… so why should your mortgage? If your income doesn’t look “traditional,” that doesn’t mean homeownership is out of reach. Self-employed, investors, retirees, high earners with unique finances — there are smarter ways to qualify. With NAF Advantage, your real financial story finally counts. Stop trying to fit the mold and start moving toward the home you deserve.

Happy Valentine’s Day! ❤️Feeling grateful for the clients, partners, and community that trust me with such an important ...
02/14/2026

Happy Valentine’s Day! ❤️

Feeling grateful for the clients, partners, and community that trust me with such an important milestone. Thank you for the support, referrals, and relationships that make this work so rewarding.

Wishing everyone a great Valentine’s Day!

Refinance to convert the equity in your home to cash that you can use in a variety of ways, such as: 👉A downpayment on a...
02/13/2026

Refinance to convert the equity in your home to cash that you can use in a variety of ways, such as:
👉A downpayment on a new home.
👉Finance home improvements: This can include repairs, renovations, and upgrades for both indoor and outdoor projects.
👉Consolidate your debt/improve your debt-to-income ratio: Consolidate debt like credit cards at a lower interest rate or pay off other loans like auto, student, and medical bills.
👉Pay for significant life events, Like a wedding or honeymoon
👉Pay for personal or familial needs, Like elderly care, childcare, or school
👉Pay for continuing education: Like college tuition or trade school
👉Boost your credit score
👉Lower your current interest rate
👉Improve your overall financial situation If you want to take advantage of your home's equity, get in touch today!

Tax season = opportunity season 🔑 Your tax return can do more than you think.From down payments to closing costs, it can...
02/13/2026

Tax season = opportunity season 🔑 Your tax return can do more than you think.
From down payments to closing costs, it can help you move from renting to owning.
Let’s explore your options! 🏠

Your homeownership journey, simplified 🗺️✨From prepping your credit to making an offer, we'll guide you through every st...
02/11/2026

Your homeownership journey, simplified 🗺️✨
From prepping your credit to making an offer, we'll guide you through every step of the way. The path to your dream home starts with NAF Dream.
Ready to begin? Let's map out your future together! 🏡💙

Your competitive edge in today's real estate market 🏡💪NAF Cash = Faster closings + Flexibility + Winning offersMake your...
02/09/2026

Your competitive edge in today's real estate market 🏡💪
NAF Cash = Faster closings + Flexibility + Winning offers
Make your move with confidence. Learn more about NAF Cash today!

You did it! Your refinance was EPIC! But here's the thing—protecting your biggest investment shouldn't stop there. Home ...
02/06/2026

You did it! Your refinance was EPIC!
But here's the thing—protecting your biggest investment shouldn't stop there. Home insurance is the next step to keeping those good vibes (and your home) safe and secure.
With NAF Insurance, it's simple, stress-free, and designed with homeowners like you in mind. Let's keep the winning streak going!
Ready to chat? Hit us up! No stress, just possibilities.

Address

Walnut Creek, CA
94523

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 5pm
Saturday 10am - 3pm
Sunday 12pm - 5pm

Telephone

+14152722012

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