Michael Haigh at Envoy Mortgage NMLS #200819

Michael Haigh at Envoy Mortgage NMLS #200819 Sales Manager at loanDepot
NMLS # 200819. A mortgage company who grows for good. We believe you’re amazing and can do anything you want in the world.

Believe you can and you will. For licensing information, go to www.nmlsconsumeraccess.org | www.rate.com/licensing

A growing number of homeowners are overestimating today’s market. ​And that’s why the number of sellers dropping their p...
06/24/2025

A growing number of homeowners are overestimating today’s market. ​And that’s why the number of sellers dropping their price is back at normal levels.​

A lot of the time this is happening because they’re not paying attention to current conditions. The best way to avoid that mistake? Lean on the expertise of an agent.

If you want a proven pricing strategy that works for today's market, let's connect.

A growing number of homeowners are overestimating today’s market. And that’s why the number of sellers dropping their price is back at normal levels.

There are a lot of things out of your control right now. But building a life in a space that’s truly yours? That’s still...
06/23/2025

There are a lot of things out of your control right now. But building a life in a space that’s truly yours? That’s still possible with the right strategy and expert help. Let’s talk about how to make it happen.

What would it mean for you to finally have a place to call your own?

Life can feel a bit unpredictable these days. What’s happening with inflation? The economy? The housing market? But in the middle of all that uncertainty, there’s one thing a lot of people still crave – a place to call their own.

This summer brings a powerful combo for buyers: more homes to choose from, less competition, and sellers being more flex...
06/19/2025

This summer brings a powerful combo for buyers: more homes to choose from, less competition, and sellers being more flexible on pricing. If you’re ready to make a move, let’s connect.

What would finding the right home this summer mean for your next chapter?

Are you thinking about buying a home, but not sure if now’s the right time?

Maybe your current house fit your life five years ago. But that “for now” house you bought in 2020? It just can’t delive...
06/18/2025

Maybe your current house fit your life five years ago. But that “for now” house you bought in 2020? It just can’t deliver on what you need in 2025. And that’s not just okay, it’s normal.

Mortgage rates are part of the equation, for sure. But the bigger question is:

What kind of home do you need to support the life you’re living now?

Let’s talk about what’s changed, and what kind of move would actually take your life forward.

It’s hard to let go of a 3% mortgage rate. There’s no question about it. 

There’s a misconception going around that you have to put 20% of the purchase price down when you buy a home. But the tr...
06/17/2025

There’s a misconception going around that you have to put 20% of the purchase price down when you buy a home. But the truth is, many people don’t put down that much unless they’re trying to make their offer more competitive.

And if you want to give your savings a boost, look into down payment assistance. Most first-time buyers qualify and the typical benefit is $17,000.

To learn more about your loan options or down payment assistance programs, connect with a trusted lender and check out downpaymentresource.com.

There’s a misconception going around that you have to put 20% of the purchase price down when you buy a home. But the truth is, many people don’t put down that much unless they’re trying to make their offer more competitive.

Having the right agent and the right strategy is key in a shifting market. Let’s connect so you don’t have to take this ...
06/16/2025

Having the right agent and the right strategy is key in a shifting market. Let’s connect so you don’t have to take this on solo – and so you can list with confidence, knowing you’ve got expert guidance from day one.

Selling your house without an agent as a “For Sale by Owner” (FSBO) may be something you’ve considered. But you should know that, in today’s shifting market, more homeowners are deciding that’s just not worth the risk.

Have you been holding off on downsizing? If so, you should know your equity could make your move possible.Homeowners tod...
06/13/2025

Have you been holding off on downsizing? If so, you should know your equity could make your move possible.

Homeowners today have so much equity that a record number are buying their next house in all cash. And that has some big benefits like making their offer more appealing, potentially closing faster, and not having a mortgage payment.

To find out how much equity you have in your current house, let's connect. Because it may be enough to fuel your move.

Have you been holding off on downsizing? If so, you should know your equity could make your move possible.

If your house didn’t sell and your listing has expired, you don’t need to give up. You just need a better plan. And a be...
06/12/2025

If your house didn’t sell and your listing has expired, you don’t need to give up. You just need a better plan. And a better partner.

Over 70% of homeowners who switch agents sell their house after re-listing it. That’s not a coincidence. That’s strategy.

If you're ready for a proven approach, let’s talk so you know what to do differently – and why doing different things actually works. It’s time to get your move back on track.

When your house doesn’t sell, it doesn’t just feel frustrating – it feels personal. 

Inventory is getting better, but how long it takes to get back to normal is going to be different based on where you’re ...
06/11/2025

Inventory is getting better, but how long it takes to get back to normal is going to be different based on where you’re looking to buy. Let’s talk about what’s happening in our local market and how it affects your next move.

What’s one thing you’ve noticed lately that makes the market feel different than it did a year or two ago?

After years of it feeling almost impossible to find a home you want to buy, things are changing for the better. 

Yes, prices can shift in the short term. But history shows that home values almost always go up – especially if you live...
06/10/2025

Yes, prices can shift in the short term. But history shows that home values almost always go up – especially if you live there for at least five years. So, whether you’re thinking of buying or selling, remember the five-year rule, and take comfort in the long view.

When you think about where you want to be in five years, how does owning a home fit into that picture?

Let’s connect to get you there.

Headlines are saying home prices are starting to dip in some markets.

With the right loan and the right guidance, homeownership may be more achievable than you think.Do you want to talk more...
06/09/2025

With the right loan and the right guidance, homeownership may be more achievable than you think.

Do you want to talk more about your options? A trusted lender is there to help.

If you’re a first-time homebuyer, you might feel like the odds are stacked against you in today’s market. But there are resources and programs out there that can help – if you know where to look.

Homeownership is one of the best ways to build wealth in our country and it’s easy to see why. As you pay down your mort...
06/06/2025

Homeownership is one of the best ways to build wealth in our country and it’s easy to see why.

As you pay down your mortgage and as home values rise over time, you gain equity – and that helps grow your net worth. That’s why a homeowner’s net worth is nearly 40X greater than a renters.

But you should only buy a home when you’re ready and able to do it. If you want to build a plan to get there, let’s connect.

Homeownership is one of the best ways to build wealth in our country and it’s easy to see why. 

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