Members Choice of Central Texas FCU

Members Choice of Central Texas FCU Not-for-profit financial cooperative based in Waco, Texas since 1935.

A backyard picnic. A parade along main street. Americans celebrate Labor Day in many ways, but the national holiday esta...
09/07/2026

A backyard picnic. A parade along main street. Americans celebrate Labor Day in many ways, but the national holiday established in 1894 has always been about honoring the contributions of workers to our nation’s economy. Here’s hoping you are enjoying an extended holiday weekend with family and friends!

Reminder that all Members Choice locations will be closed on Monday, September 7, in observance of Labor Day. We will re...
09/03/2026

Reminder that all Members Choice locations will be closed on Monday, September 7, in observance of Labor Day. We will reopen with normal business hours on Tuesday, September 8.

All Members Choice locations will be closed on Monday, September 7, in observance of Labor Day.
08/31/2026

All Members Choice locations will be closed on Monday, September 7, in observance of Labor Day.

A big, unexpected car repair bill. An air conditioner that fails in the summer heat. These setbacks can stress anyone’s ...
08/28/2026

A big, unexpected car repair bill. An air conditioner that fails in the summer heat. These setbacks can stress anyone’s household budget. Give yourself some coverage with an emergency savings fund. Figure out the most common unexpected expense you’ve encountered over the past few months, and let that be your guide for how much to save. Then start setting money aside each month with automatic deposits into the account. Watch the money grow, and know that if a surprise comes your way, you won’t have to borrow to pay for it.

Car repairs. Remodeling expenses. Medical bills. When life throws something your way, having access to flexible funds ca...
08/24/2026

Car repairs. Remodeling expenses. Medical bills. When life throws something your way, having access to flexible funds can make all the difference. With a Members Choice personal loan or line of credit, you can borrow what you need when you need it. Check out your options here: https://choicefcu.com/loans/unsecured-personal/

Before you refinance your mortgage, do your homework. Start by finding out what your home is worth and checking your cre...
08/20/2026

Before you refinance your mortgage, do your homework. Start by finding out what your home is worth and checking your credit-to-debt-to-income ratio. Then compare today's interest rate to your current rate and factor in closing costs to see if refinancing will lower your monthly payment.

Members Choice offers competitive rates, low closing costs, and personalized service to help you decide if refinancing is the smart move. Learn more here: https://choicefcu.com/loans/real-estate/

Simplify your household budget by considering one of these strategies. The 50/30/20 rule divides your income into catego...
08/18/2026

Simplify your household budget by considering one of these strategies. The 50/30/20 rule divides your income into categories: 50% of your spending for needs (housing, food), 30% for wants (entertainment), and 20% for savings. Or consider retooling the envelope system. Create separate accounts for different spending categories, and when the "envelope" is empty, you stop spending in that category. Smart budgeting leads to peace of mind and fewer surprises!

Need to consolidate debt? Need a financial buffer for life’s unexpected twists and turns? At Members Choice, we’ve got y...
08/12/2026

Need to consolidate debt? Need a financial buffer for life’s unexpected twists and turns? At Members Choice, we’ve got you covered. A personal loan or line of credit can help you manage expenses and move forward with confidence. Start here: https://choicefcu.com/loans/unsecured-personal/

Pens, pencils, and notebooks. Book bags. New clothes and shoes. Seems like the back-to-school shopping list is endless. ...
08/10/2026

Pens, pencils, and notebooks. Book bags. New clothes and shoes. Seems like the back-to-school shopping list is endless. Be budget conscious before you and the kids head to the stores. Take inventory of what you already have to see if leftover school supplies from last year are salvageable. And when it comes to technology, consider buying a refurbished laptop versus a brand-new model. Smart moves like this can go a long way to saving a few bucks before the school bell rings!

Summer is slipping away. Why not enjoy an ice-cold treat from Members Choice to beat the heat? Don’t forget to stop by o...
08/05/2026

Summer is slipping away. Why not enjoy an ice-cold treat from Members Choice to beat the heat? Don’t forget to stop by one of our locations this week to enjoy complimentary snow cones in a variety of flavors. Put summer on ice with us at our Marlin location on Thursday, August 6 (11 a.m. to 1 p.m.), the Northside branch on August 7 (11 a.m. to 1 p.m.), and the main branch on Saturday, August 8 ( 10 a.m. to 12 p.m.). Bring the family!

Address

4631 W Waco Drive
Waco, TX
76710

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 6pm
Saturday 9am - 12pm

Telephone

+12547767070

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