1st University Credit Union

09/02/2026

1st University Credit Union was proud to sponsor the recent Lunch with a Legend featuring Baylor great Ricky Thompson (BBA ’77) in conversation with John Morris, the Voice of the Bears.

For generations of Baylor fans, Ricky wasn’t just a former Bear or NFL player. He was one of the voices that helped bring Baylor Football to life every Saturday.

After joining the Baylor Football radio crew in 2000, Ricky spent 26 seasons as the Bears’ sideline reporter, sharing his insight, perspective and unmistakable connection to Baylor for more than 300 consecutive games.

The conversation offered a chance to look back on those years behind the microphone, the moments he witnessed from the sidelines and the stories that became part of Baylor Football history.

We were honored to help bring Bears together to celebrate Ricky’s remarkable broadcasting career and his lasting impact on the Baylor community.

Sic ’em, Ricky! 🐻🎙️

08/20/2026

⚠️⚠️⚠️ THIS SCAM IS STILL HAPPENING IN OUR COMMUNITY⚠️⚠️⚠️

We recently had a member targeted by this exact scam. The caller claimed to be law enforcement and pressured the member to act immediately.

🚩One of the biggest red flags is when a caller tells you not to discuss the situation with anyone, especially your financial institution. Legitimate law enforcement, courts, and government agencies do not require secrecy and do not prevent you from seeking advice.

If someone calls demanding money, threatening arrest, or insisting that you keep the conversation confidential, hang up and verify the claim independently using a trusted phone number.

When in doubt, call us first. We'd much rather help you verify a suspicious call than see you become a victim of fraud.

08/20/2026

Open enrollment may only come around once a year, but the choices you make can affect your budget all year long.

Before it’s time to choose your benefits, take a little time to prepare. In this recorded GreenPath Financial Wellness webinar, you’ll learn how to:

• Consider benefit choices alongside your overall budget and financial goals
• Look for ways to save on healthcare and other enrollment costs
• Start preparing your budget now, before open enrollment begins

A little planning now can make those decisions feel a lot less overwhelming later.

🎥 Watch the recorded webinar: https://rpb.li/71RP

GreenPath Financial Wellness is available as a free financial wellness resource for 1st University Credit Union members.

Learn how to prepare for open enrollment, compare options, and make informed benefits decisions that support your budget and goals.

08/18/2026

When a member says every visit and every call is a wonderful experience, that’s the kind of review that makes our day. 💚

Thank you, Kimberly, for the kind words and the five stars! We’re grateful you choose 1st University Credit Union, and we’ll keep working hard to make every experience an exceptional one.

08/14/2026

August is Make-A-Will Month, which makes it a pretty good time to finally check this one off the list. ✅

Creating a will can help make sure your wishes are known and the people you care about are protected. And it may be easier than you think.

Through 1st University Credit Union’s online Estate Planning tool, you can create your estate plan from the comfort of home, at your own pace.

A little planning today can make things much easier for the people you love tomorrow. 💚💛

Get started: https://rpb.li/F7Qc6V

08/10/2026

Back to school comes with a pretty long shopping list.

From supplies and clothes to tech, books and everything in between, your 1st UCU Platinum Mastercard® can help you manage those back-to-school expenses with a 0.00% introductory APR on purchases for the first 6 months.

After the introductory period, rates are as low as 8.90% APR*.

A little extra flexibility can come in handy when “back to school” starts feeling more like “back to spending.” 😉

Apply today: culink.net/credit-cards

*APR=Annual Percentage Rate. Rates vary and are based on creditworthiness. Membership required and can be established at time of credit approval. Other terms and conditions apply.

08/05/2026

The back-to-school list has a way of growing when no one is looking. Supplies, clothes, fees, activities, and last-minute extras can add up quickly — but a little planning can help. Our financial wellness partner, GreenPath, is sharing practical ways to review what you need, prioritize spending, and keep school-year costs from hijacking your budget. Read more: https://rpb.li/M6f

07/31/2026

A refinance is more than paperwork. It can be a step toward a little more breathing room, a little more confidence, and a better path forward.

We’re so grateful for these kind words and proud of Patti and Michael — and the supporting team members — for making the process feel easy, trustworthy, and personal.

Thank you for trusting 1st UCU. 💚💛

07/28/2026

The Hottest Way to Finance a Home in 2026? A 7/1 Adjustable-Rate Mortgage.

6 Reasons Today’s Homebuyers Are Taking a Fresh Look at ARMs

1. Start with a lower mortgage rate.
An ARM may offer a lower initial interest rate than a traditional fixed-rate mortgage, helping make the monthly payment more manageable.

2. Lock in that rate for seven years.
With a 7/1 ARM, the initial rate stays fixed for the first seven years. That gives you years of predictable principal and interest payments before the rate can adjust.

3. Buy the home you need now.
Instead of putting life on hold while waiting for mortgage rates to fall, an ARM could help make homeownership more affordable today.

4. Keep your future options open.
You may sell, move, pay down the loan or refinance before the initial seven-year fixed period ends. Your mortgage does not have to be a forever decision.

5. Get more breathing room in your budget.
A lower initial payment may leave more room for moving expenses, furnishings, repairs and all the other costs that come with making a new house your home.

6. No balloon payment.
Your remaining loan balance does not suddenly come due at the end of the seven-year fixed period. The loan continues, and the interest rate may adjust annually within established limits.

An ARM is not the right fit for every buyer. But with seven years of rate stability, built-in adjustment limits and no balloon payment, it may be one of the smartest mortgage options to explore in 2026.

Talk with the mortgage team at 1st University Credit Union to learn how a 7/1 ARM works and whether it fits your plans.

Call or text (254) 752-2797

07/24/2026

Understanding your credit is the first step toward improving it. With clear insights into what impacts your score, you can make confident decisions that move you forward. 🙌🏼 Break down your score. Build up your future.