1st University Credit Union

1st University Credit Union Helping you do life. Whatever matters to you, matters to us. Instead, our members are our owners. Neat, right? We are federally insured by NCUA.

From saving and borrowing to making everyday payments, we're here for you—every step of your financial journey. So, what makes credit unions different?

1st UCU offers the same products as banks, but we don’t have any outside owners or shareholders. Just like when the credit union was formed, members pool their money by making deposits into their savings, checking, money market, and/or certificate

accounts. That money is then loaned to members so they can purchase the things they need and want, like automobiles, homes, and more. But because we do not have outside owners pressuring us to make more and more profits like banks do, we can set our rates (dividends on deposits and interest on loans) and fees to best benefit our members while maintaining the financial security of the credit union. That means our profits are reinvested in you, giving you more for your money. This means better rates, better service, and your ability to achieve your goals sooner. Our NMLS # is 753866.

Address

24 La Salle Avenue
Waco, TX
76706

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm

Telephone

+12547522797

Website

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