Heart O' Texas Federal Credit Union

Heart O' Texas Federal Credit Union Heart O' Texas FCU has been proudly serving Central Texas since 1956. Branches located in Waco, and Se Habla Español.

Offering many financial services to meet your financial needs. For additional information about your Credit Union, visit our website at www.hotfcu.org.

Happy from all of us at HOTFCU! Today is all about celebrating the people who make life a little brighter, whether it’...
06/08/2026

Happy from all of us at HOTFCU! Today is all about celebrating the people who make life a little brighter, whether it’s your lifelong best friend or the friend who always shows up when you need them most. Tag your best friend below and let them know how much they mean to you!

Looking for a smart way to grow your savings? A Certificate of Deposit (CD) offers a secure way to earn more on your mon...
06/04/2026

Looking for a smart way to grow your savings? A Certificate of Deposit (CD) offers a secure way to earn more on your money while planning for the future. Check out our rates on our website.

Summer is quickly heating up, especially in Texas, which can mean extreme heat. If you have any outdoor activities this ...
06/02/2026

Summer is quickly heating up, especially in Texas, which can mean extreme heat. If you have any outdoor activities this summer, read the article linked below with tips to stay cool in the summer heat.

It’s time to grow your savings with confidence. A Certificate of Deposit from HOTFCU offers steady returns, great rates,...
05/27/2026

It’s time to grow your savings with confidence. A Certificate of Deposit from HOTFCU offers steady returns, great rates, and peace of mind. It’s a simple, smart way to make your money work harder for you. Check out our current rates with the link below.

Today we take a moment to remember and honor all those who gave their lives in service. We are grateful for their sacrif...
05/25/2026

Today we take a moment to remember and honor all those who gave their lives in service. We are grateful for their sacrifice today and always.

A Friday reminder that we will be CLOSED Monday, May 25th, in observance of Memorial Day. We will resume normal business...
05/22/2026

A Friday reminder that we will be CLOSED Monday, May 25th, in observance of Memorial Day. We will resume normal business hours on Tuesday, May 26th. Need an ATM? Find our locations here: https://hotfcu.org/branches-atms/

Looking for a checking account that actually works for you? At HOTFCU, it’s all about fewer fees, better service, and pu...
05/19/2026

Looking for a checking account that actually works for you? At HOTFCU, it’s all about fewer fees, better service, and putting our members first. Stop settling for “just okay” banking and switch to something better. View all our checking accounts on our website.

Happy Monday! Enjoy this motivational quote to kickstart a great week☀️“The difference between ordinary and extraordinar...
05/18/2026

Happy Monday! Enjoy this motivational quote to kickstart a great week☀️

“The difference between ordinary and extraordinary is that little extra.” – Jimmy Johnson

Don’t miss out on HOTFCU’s Cinco de Mayo auto loan promotion! Our auto loan offers low rates so you can get a vehicle th...
05/15/2026

Don’t miss out on HOTFCU’s Cinco de Mayo auto loan promotion! Our auto loan offers low rates so you can get a vehicle that makes you celebrate the drive ahead. Apply on our website.

Having a garden in the Texas heat can be tricky to maintain. Whether you’re new to Texas or having recent trouble keepin...
05/13/2026

Having a garden in the Texas heat can be tricky to maintain. Whether you’re new to Texas or having recent trouble keeping your garden alive, check out the article linked below for 7 ways to help your garden survive this summer.

Address

7500 Imperial Drive
Waco, TX
76712

Opening Hours

Monday 8am - 5:30pm
Tuesday 8am - 5:30pm
Wednesday 8am - 5:30pm
Thursday 8am - 5:30pm
Friday 8am - 5:30pm
Saturday 9am - 12pm

Telephone

+12547511622

Website

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