What are the opening hours?

Monday 8am - 5:30pm Tuesday 8am - 5:30pm Wednesday 8am - 5:30pm Thursday 8am - 5:30pm Friday 8am - 5:30pm Saturday 9am - 12pm

Heart O' Texas Federal Credit Union

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United States
Waco, TX
Heart O' Texas Federal Credit Union

Heart O' Texas FCU has been proudly serving Central Texas since 1956. Branches located in Waco, and Se Habla Español.

Offering many financial services to meet your financial needs. For additional information about your Credit Union, visit our website at www.hotfcu.org.

09/08/2026

Are you coming to see us for lunch next week?! 📅🍔

HOTFCU board members will be grilling up some delicious food including hamburgers, hotdogs, and sausage on September 18th. Stop by for free food and great times with your local community.

09/07/2026

Today, we celebrate the hard work and dedication of the people who keep our communities strong. HOTFCU wants to wish everyone a Happy Labor Day! Enjoy the extra day of relaxing.

09/06/2026

We hope you’ve enjoyed the weekend this far! Just a reminder that we will be CLOSED tomorrow, September 7th, for Labor Day. We will resume normal business hours starting Tuesday.

09/04/2026

Football season is kicking off this weekend, and what better way to celebrate than with a winning auto loan rate. When the Baylor Bears win, so do you – for the week, you’ll get .25% off your auto loan rate. Don’t miss this winning offer!

09/02/2026

Don’t pack your kids the same old lunches – here are some different recipes that you can make for your kids! https://nytimes.pulse.ly/vekjpaiqjd

09/01/2026

We're cooking up something exciting! 🍔

This month, HOTFCU board members are grilling a FREE lunch for members. Mark your calendars for September 18th and comment below if you'll be there! 📅

08/31/2026

One member from each location won $50 from our Member Appreciation Day drawing! 💸👏

We are grateful for the opportunity to give back to our valued member-owners. Congratulate the winners in the comments below!

Killeen: Clayton Hall
L3 Harris: Paula Lynch
Waco: Rodney Kiraly

08/29/2026

Back-to-school season is the perfect time to build good financial habits! Our Jr. Executive Savings Account is designed for kids and teens ages 0–17, giving young savers a great place to grow their money while learning the value of saving. Start the school year with smart saving habits by opening a Jr. Executive Savings Account today at the link below!

08/26/2026

Happy ! 🐶❤️

Today we're celebrating the dogs who fill our lives with loyalty, laughter, and unconditional love. Give your pup an extra treat, enjoy a walk together, and take a moment to appreciate your furry best friend.

08/20/2026

Thinking about buying your next vehicle? Whether you're shopping for a new or used car, the right auto loan can help make the process smoother. At HOTFCU, we're here to help you explore financing options that fit your budget and your goals. Visit our website to apply today.

Address

7500 Imperial Drive
Waco, TX
76712

Opening Hours

Monday	8am - 5:30pm
Tuesday	8am - 5:30pm
Wednesday	8am - 5:30pm
Thursday	8am - 5:30pm
Friday	8am - 5:30pm
Saturday	9am - 12pm

Telephone

+12547511622

Website

https://hotfcu.org/

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