Kirk Team at Movement Mortgage

09/02/2026

Big changes are coming to the appraisal process. If you're buying, selling, or refinancing this fall, it's worth knowing about before you're mid-transaction.

Starting November 2, appraisals delivered to Fannie Mae and Freddie Mac move to a new, more detailed format (UAD 3.6). Your home's value is still determined the same way — just reported and reviewed differently, with a little more time built into the process while everyone adjusts.

Swipe through for what to expect →

08/31/2026

Getting approved for a certain amount doesn't mean you have to spend it all.

Before you start house hunting, take a moment to think about what monthly payment truly feels comfortable, not just what you qualify for. That number includes more than principal and interest. Property taxes, insurance, HOA dues, utilities, and the everyday moments of life all factor into the bigger picture.

Knowing your comfort zone upfront isn't just smart budgeting. It lets you shop with confidence and build a foundation that won't stretch you thin.

08/30/2026

4.75 star review received on Experience.com for Matthew Kirk by James O - Matthew was professional, patient, and extremely responsive - far more than I would've ever expected from someone in his role. He was great to work with and I highly recommend him.

Click to see all 333 reviews of Matthew Kirk, Movement Mortgage, Branch Leader

08/28/2026

School's back in session, and it's time for a Pop Quiz! 📝

When buying a home, do you always need:
❌ Perfect credit?
❌ 20% down?
❌ Everything figured out?

One of the biggest homebuying misconceptions is thinking you're not ready when you may be closer than you realize. If you've checked a few items on this Homebuyer Checklist, let's explore what's actually possible.

To all the teachers and families heading back to school, we're grateful for you, and we hope this year is the best yet.

08/26/2026

So many prospective buyers count themselves out before they even start, assuming student loans, credit concerns, limited savings, or past financial challenges automatically mean homeownership isn't in the cards.

But the truth is, every buyer's story is different. Having one or more of these factors doesn't necessarily close the door.

DM me to start the conversation and see where you actually stand.

08/25/2026

When home prices go higher, your financing shouldn't hold you back. It should rise to meet you.

Maybe that means a jumbo loan for a home above conventional limits, a low down payment option to make ownership possible, a non-QM loan like bank statement, DSCR, or ITIN for income that doesn't fit a traditional box, a renovation loan to bring a fixer-upper to life, or a buy now, sell later loan that lets you purchase a new home before you've sold your current one. Every family's story is different, and with hundreds of loan products available, chances are we already have a path built for yours.

Ready to explore your options? Let's connect.

08/22/2026

5.0 star review received on Experience.com for Matthew Kirk by Julie W - Great team to work with. Made the entire process worry free!

Click to see all 331 reviews of Matthew Kirk, Movement Mortgage, Branch Leader

08/22/2026

5.0 star review received on Experience.com for Matthew Kirk by Nicholas V - I was extremely pleased with Matthew's knowledge, professionalism, and timely responses to all of my questions. I could not have imagined a better experience.

08/22/2026

5.0 star review received on Experience.com for Matthew Kirk by Christopher W - We have used Mathew Kirk for multiple mortgages over the last 10 years. It has been a phenomenal experience everytime. He is always fast to respond to any questions or concerns making the whole experience effortless.

Click to see all 331 reviews of Matthew Kirk, Movement Mortgage, Branch Leader

08/22/2026