Bruce Farrell - Vice President Mortgage Banker

01/31/2023

In this article you will learn: why rates have risen, ways the housing market is showing signs of positive change, and how the new 2023 loan limits can help you! Enjoy the read and please reach out for any mortgage needs or questions!

https://www.atlanticbay.com/brucefarrell/

Think the 2023 housing market is all doom and gloom? Not true! Check out our reasons to think, “new year, new home!”

01/12/2023

It was a pleasure working with the Watson's! "Bruce is a class-act and always a pleasure to speak and work with. Genuinely appreciate his help and his friendship."

Click to see all 248 reviews of Bruce Farrell,
Bruce Farrell | NMLS # 112028

01/10/2023

It was a great pleasure working with Tyler! "Bruce is a family man and great at what he does. He sincerely cares about the customer" That's what it's all about! Please don't hesitate to reach out to me for any assistance I can be of to you!

https://www.atlanticbay.com/brucefarrell/

Click to see all 247 reviews of Bruce Farrell,
Bruce Farrell | NMLS # 112028

01/09/2023

It won’t be long before we all start hearing those two dreaded words again. Tax season. Click on this article to help give you a head start on preparing for the tax season ahead. Happy Monday!

https://www.atlanticbay.com/brucefarrell/

Tax filing season is right around the corner. Start making preparations now that'll save you time and prevent unnecessary headaches once 2023 rolls around.

12/31/2022

Cheers to ‘23!

As we round out the year, I feel grateful for the clients who trusted me with their homeownership dreams. May the new year bring you the opportunity and fill your home with happiness!

#2023

12/07/2022

Love what we do! It was a great pleasure working with Hunter through the home-buying process! "Great service. We were treated like family!"

Please reach out to me if I can be of any assistance to you or your family and friends. Happy Wednesday!

Click to see all 245 reviews of Bruce Farrell,
Bruce Farrell | NMLS # 112028

12/05/2022

It was a great pleasure working with the Coopers! "Always answered our questions." That is what I'm here for - Happy Monday! Please reach out to me with any questions about your home buying/refinancing options!

Click to see all 244 reviews of Bruce Farrell,
Bruce Farrell | NMLS # 112028

12/05/2022

EXCITING NEWS: Atlantic Bay is now able to offer a loan up to $726,200 for conforming, one-unit properties. That's an increase from last year's $647,200! This allows for more flexible lending and down payment options for larger loan amounts.

Let's connect to see how this could benefit you!

12/02/2022

GREAT NEWS FOR HOMEBUYERS!

Virginia Housing announced on 12/1/2022 that qualifying debt-to-income ratios will increase to 50% from the previous 45%. This means homebuyers in Virginia have more flexibility in qualifying for a mortgage.

If you were previously denied a mortgage because your debt-to-income ratio was too high, give me a call!

11/29/2022

High rates have us all feeling low, but Atlantic Bay is here to lend peace of mind with our new Lend It Back program! Buy with us today and negotiate a temporary buydown with the seller. After the buydown period ends, we’re offering up to $1,000 in lender credits toward a refinance! It’s a win-win!

Don’t let a dream home slip away because of a rate you can refinance later. Reach out to learn more!

Information is for illustrative purposes only and is not intended to provide mortgage or other financial advice to a specific consumer’s circumstances. Atlantic Bay Mortgage Group, L.L.C. cannot predict where rates will be in the future.

11/28/2022

It was a great pleasure working with our client, Graham! "Thanks for being welcoming and explaining terms to me. I thought you and your team did a great job." Thank you for allowing us to serve you - Happy Monday!!

Click to see all 243 reviews of Bruce Farrell,
Bruce Farrell | NMLS # 112028

11/15/2022

Today’s market is a lot different than those of recent times

But that doesn’t mean it’s a “bad” time to buy.

Rates may be higher but check out the breakdown above to see how you can save more while financing less upfront. Please reach out if I can be of any assistance to you and your homebuying process!



- http://wwwBruceFarrellMortgage.com