Prosperity Home Mortgage, LLC

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With Thanksgiving right around the corner, it’s time for a little kitchen wish-list debate! 🦃🍂Would you rather have a do...
11/04/2026

With Thanksgiving right around the corner, it’s time for a little kitchen wish-list debate! 🦃🍂

Would you rather have a double oven for juggling all those holiday dishes 🍗🥧 or an oversize fridge for keeping everything stocked (and making room for the leftovers)? 🧊🥡

Both sound pretty tempting this time of year! 😍

Swipe through and tell us👇

11/03/2026

Big ideas, bold moves, and Miami views🌴Stronger Together, always! ✨

🏡 Terminology Tuesday: Mortgage Servicing!The mortgage journey doesn't end at closing! 🔑💡 Mortgage servicing is what hap...
11/03/2026

🏡 Terminology Tuesday: Mortgage Servicing!

The mortgage journey doesn't end at closing! 🔑

💡 Mortgage servicing is what happens after you get the keys, from processing monthly payments to managing escrow accounts and providing ongoing support.

At Prosperity Home Mortgage, our commitment to homeowners goes beyond closing day. 💙

Relentless in Service. Relentless in Servicing, too.

Affordability looks different in every market—and every household. 🏡Realtor.com’s latest analysis shows a wide gap betwe...
11/02/2026

Affordability looks different in every market—and every household. 🏡

Realtor.com’s latest analysis shows a wide gap between household incomes and the income needed to afford a typical home, with substantial differences from state to state.

Those numbers highlight a real challenge. They also make a local, personal conversation worth having. Statewide medians don’t capture your neighborhood, your savings, your monthly obligations, or the financing options you may qualify for.

We're here to help you understand those details. Together with your real estate agent’s insight into local prices and available homes, we can build a clearer picture of what may be within reach.

Let’s start with your numbers—and a plan built around your goals.

📊 The Fed hit pause. The housing market didn’t.With sellers outnumbering buyers, affordability challenges continuing, an...
10/30/2026

📊 The Fed hit pause. The housing market didn’t.

With sellers outnumbering buyers, affordability challenges continuing, and seasonal opportunities beginning to emerge, the housing market is giving real estate professionals plenty to talk about.

🏡 This week’s Market Update explores the latest mortgage rate trends, economic developments, and shifting market dynamics that could shape the weeks ahead.

Because national headlines only tell part of the story. Understanding what’s happening locally is where opportunity begins. 📍

🔗 Catch up on this week’s insights:
https://www.phmloans.com/blog-article/market-update-october-30-2026
https://myoc.io/l/N9hTj

10/30/2026

Building homes, empowering women and creating brighter futures!🏡💜💪 A wonderful WomenBuild+ luncheon celebrating the power of women coming together to make affordable homeownership a reality - both at the table and on the construction site!🔨

Appraisal reports are getting a major update. 👀🏠Beginning November 2, the industry moves to UAD 3.6 for new conventional...
10/28/2026

Appraisal reports are getting a major update. 👀🏠

Beginning November 2, the industry moves to UAD 3.6 for new conventional appraisal reports submitted to UCDP. The redesigned report uses more structured, standardized property information, which may mean greater detail around:

📐 Square footage and measurements
🏡 ADUs, additions and converted spaces
🔨 Renovations, updates and property features
📸 Photos, condition and potential discrepancies

A longer report does not automatically mean something is wrong. The new format does not create property issues. It may simply make existing details more visible and consistent.

Sellers and real estate colleagues can help by sharing permits, plans, renovation history, accessory-unit information and any known differences between listing and public-record square footage as early as possible.

More detail. Fewer surprises. 💙

🏡 Your next chapter doesn't have to wait for your current home to sell!Found the perfect next home but haven't sold your...
10/27/2026

🏡 Your next chapter doesn't have to wait for your current home to sell!

Found the perfect next home but haven't sold your current one yet? You may have more options than you think. 🔑

With our Path to Prosperity financing solutions, qualified buyers may be able to purchase their next home without selling first—even making a non-contingent offer!

💡 Less pressure to time two transactions perfectly. More flexibility to make your next move.

Because on your Path to Prosperity, the right financing strategy can open doors you didn't know were possible.



©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031.
All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all products are available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/).

10/26/2026

Your next chapter deserves a little more confidence. 🏡

Wondering what happens if rates drop after you buy? With Refine Your Rate, you may be able to refinance with us within two years with no origination fee.

More confidence today. More flexibility for what comes next.
Contact us to talk through your homebuying plans.

Terms and eligibility requirements apply.

The mortgage rate is one number. The opportunity depends on the whole picture. 🏡Small investors accounted for approximat...
10/26/2026

The mortgage rate is one number. The opportunity depends on the whole picture. 🏡

Small investors accounted for approximately 14.5% of home purchases in August, up from 13.6% a year earlier—even as higher rates remained part of the equation.

For someone considering a rental property, local demand, purchase price, ongoing expenses, and financing all deserve a closer look. Those details can vary from one neighborhood to the next.

That’s where local perspective matters. We're here to help you explore financing options alongside the market insights your real estate agent brings to the table.

Considering your first investment property or your next one? Let’s talk through the numbers and how they fit your long-term goals.



©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031.
All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all products are available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/).

Address

2105 McComas Way #202
Virginia Beach, VA
23456

Telephone

+17572283660

Website

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