Ray Ward Mortgage Team- Your Lender for Life

08/21/2026

We’re proud to share that ACM has been ranked among the top five on the Washington Business Journal’s Largest Residential Mortgage Lenders list in the D.C. region!

Thank you to our clients and partners for choosing and trusting us to guide you through your home financing journeys. We’re proud to share this recognition with all of you.

Ready to explore your home financing options? Connect with our team at 🔗 acmllc.com

08/05/2026

5.0 star review received on Experience.com for Raycine Ward by Freda W - Mr. Ward showed my husband and I total respect and explained everything that was going to happen along the whole process. He is a great broker and a overall nice man. We truly appreciate him and his staff.

Click to see all 233 reviews of Raycine Ward, Loan Officer | NMLS ID #264957

07/19/2026

5.0 star review received on Experience.com for Raycine Ward by Ella L - He was very determined and he answered any questions that we had

Click to see all 231 reviews of Raycine Ward, Loan Officer | NMLS ID #264957

07/16/2026

Click to see all 229 reviews of Raycine Ward, Loan Officer | NMLS ID #264957

07/16/2026

5.0 star review received on Experience.com for Raycine Ward by Louis L - Very professional and knowledgeable just a nice guy he went the extra mile for us..

Click to see all 230 reviews of Raycine Ward, Loan Officer | NMLS ID #264957

07/09/2026

5.0 star review received on Experience.com for Raycine Ward by Milford W - Great experience for me.I learned a lot about how the home buying process has change.My wife and thank you the team for everything.

Click to see all 229 reviews of Raycine Ward, Loan Officer | NMLS ID #264957

07/02/2026

🏡 JUST LISTED | NORFOLK, VA ✨

Dreaming of more space without sacrificing style? Your next chapter starts here!

📍 3172 S. Stonebridge Drive | Norfolk, VA

This stunning home offers everything you've been searching for:
✨ 4 Spacious Bedrooms
🛁 2.5 Bathrooms
📐 3,074 Sq. Ft.
💰 Offered at $595,000

From the moment you walk in, you'll love the generous living spaces, beautiful layout, and room to create lasting memories. Whether you're entertaining guests, working from home, or simply looking for your forever home, this property checks all the boxes!

🔥 Homes like this don't stay on the market for long!

📲 Schedule your private showing today before someone else calls it home.

Danita Hayes
Real Estate Broker
📞 757-478-9836

🏠 Listed by Safe Haven Real Estate Group
Serving with Love, Honesty & Compassion.

👇 Tag someone who's house hunting!
❤️ Save this post for later.
📩 DM me "STONEBRIDGE" for more photos, pricing details, and a private tour.

07/01/2026

5.0 star review received on Experience.com for Raycine Ward by James G - Even though there was a lot of signing digitally, I was keept up to date on what was needed and what was next in the process.

Click to see all 227 reviews of Raycine Ward, Loan Officer | NMLS ID #264957