Courtney Hoffman Mortgage NMLS #995189

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Virginia Beach, VA
Courtney Hoffman Mortgage NMLS #995189

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Why work with me when you buy your new home? My customers are not just clients, they are friends for life.

Family-first mortgage lender offering full-service, nationwide home financing-from purchase, refinance & construction to government, jumbo, and renovation loans. As the daughter of a Virginia Beach police officer, professionalism, respect, integrity, dedication, and excellence are my core values. Buying a home is a major decision, and having the right loan officer makes all the difference. I enjoy being able to educate them on the loan process and make recommendations on financing options that fit their specific needs.

11/03/2026

📉 The latest Fed announcement didn't bring a major shift in mortgage rates.

On October 28, the Federal Reserve's decision had a limited market reaction, and mortgage rates moved only modestly.

It's a helpful reminder that the relationship between the Fed and mortgage rates isn't always as straightforward as it may seem.

Mortgage rates are shaped by the bond market, inflation expectations, and other economic factors. A Fed announcement is just one piece of the puzzle.

For homebuyers, understanding these market dynamics can help you make more informed decisions instead of trying to time the perfect rate.

Have questions about what today's mortgage market means for your plans? Let's connect!

11/01/2026

Don’t forget to “fall back”! 🍂
As we turn our clocks back and gain an extra hour, it’s the perfect time to get ahead on your homeownership goals. ⏰🏡

10/31/2026

Finding the right mortgage does not have to be scary! 👻🏡Let's guide you through your options and help you move closer to your homeownership goals.

Let's chat to learn more and get started today!

10/28/2026

🏡💰 Is paying off your mortgage early the best financial move, or could investing your extra money be a better option?

There’s no one-size-fits-all answer! Understanding your options can help you make decisions that align with your financial future.

Check out our new blog post, “Mortgage Payoff vs. Investing: Which Move is Right for You?” to learn more!

https://www.onepresidentialmtg.com/post/mortgage-payoff-vs-investing-which-move-is-right-for-you

10/27/2026

Looking for a mortgage option with a little more flexibility? An adjustable-rate mortgage (ARM) typically starts with a fixed interest rate for a set period before the rate can adjust over time.🏡

Wondering if an ARM could work for you? Let's connect today to chat about it!

10/27/2026

🏡 Homeowners have built up significant equity, and that value could open the door to new possibilities.

From home renovations to other major expenses, there may be ways to put your equity to work without replacing your current mortgage. 🔑

Curious about your options? Let's talk about what might make sense for you!

10/22/2026

From pre-approval to move-in day, every step brings you closer to homeownership! 🏡🔑 Visit our website to read the full blog and learn what to expect throughout the homebuying process.

https://www.onepresidentialmtg.com/post/are-you-paying-too-much-for-homeowners-insurance-strategies-to-keep-costs-in-line

What part of the homebuying process would you like to learn more about?

10/20/2026

A Bridge HELOC allows homeowners to access the equity in their current home to help bridge the gap between buying a new home and selling their existing one. The funds may be used toward expenses such as a down payment or other costs associated with purchasing your next home.

Keep in mind that Bridge HELOCs use your home as collateral and may have specific borrowing terms, interest rates, and repayment requirements.

Thinking about making a move? Let's chat about whether a Bridge HELOC may be an option for you!

10/19/2026

🏡 A down payment doesn't have to be the only thing standing between you and homeownership.

Did you know there are thousands of down payment assistance programs available across the country? Depending on where you live and your individual circumstances, you may qualify for assistance that could help make buying a home more attainable.

At ONE Presidential Mortgage, we know every buyer's situation is different. That's why we work with you to explore available down payment assistance programs and help identify options that may fit your needs.

💬 Thinking about buying a home but unsure how you'll cover the upfront costs? Let's talk about what's possible!

10/15/2026

Same $10,000, different impact! 🏡💰

When negotiating your home purchase, would you rather have a $10,000 price reduction or put $10,000 toward a rate buydown?

A price reduction lowers your purchase price, while a rate buydown could offer greater monthly savings depending on your loan terms.

Before you negotiate, compare the numbers to see which option works best for you!

Address

2101 Parks Avenue
Virginia Beach, VA
23451

Website

https://onepresidentialmtg.com/

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