Coastal Towne Mortgage

07/10/2026

How much house can you really afford? The answer isn't always the same as the amount you qualify to borrow.

Before you start scrolling listings and scheduling showings, it's important to understand how factors like your income, debt, credit score, down payment, and interest rate impact your homebuying budget.

Getting pre-qualified can help you set realistic expectations, strengthen your offer, and shop with confidence. And don't forget to factor in additional costs like property taxes, homeowners insurance, closing costs, and ongoing homeownership expenses.

Taking a thoughtful approach to home affordability can help you find a home that supports both your current lifestyle and your future plans.

🔗 Discover more tips for building a smart homebuying budget:

As a potential homebuyer, it's crucial to approach this significant financial investment with a clear understanding of what you can truly afford.

07/04/2026

For 250 years, America has been a place where dreams take root.

This Independence Day, we celebrate the freedom, opportunity, and determination that continue to shape communities and open doors to new beginnings. Whether you’re buying your first home or preparing for your next chapter, we’re honored to be part of your journey.

Happy Fourth of July! ❤️🤍💙

06/19/2026

Today we celebrate Juneteenth and its significance in our nation’s history, honoring freedom, progress and the importance of continued opportunity for all.

06/16/2026

A wedding is one of life's most meaningful milestones, marking the beginning of an exciting new chapter. As couples look ahead, many are thinking beyond traditional registries and focusing on long-term goals like homeownership.

Instead of household items, many are opting for house funds or requesting monetary gifts to help with a down payment. With rising home prices and many couples already living together, this shift reflects a desire to invest in something lasting.

If you're thinking about using wedding gift funds towards a home purchase, understanding how to approach it, both socially and financially, can help you make the most of this opportunity.

🔗 Read the full blog for helpful insights:

As you celebrate one of the most important days of your lives, your friends and families are excited for your adventure and want to help you begin your life together.

06/12/2026

A little friendly challenge for our mortgage community…

How far can you take industry abbreviations in a single sentence?

Share your best below—we have a feeling there will be some impressive ones👇

05/25/2026

This Memorial Day, we honor and remember the brave men and women who made the ultimate sacrifice in service to our nation.

As we spend time with those we love, we pause to reflect with gratitude on the freedoms we enjoy because of their courage and sacrifice.

05/10/2026

Mother’s Day is a reminder that home is about more than walls and rooms. It’s shaped by everyday moments, big milestones, and love that brings comfort, stability, and a true sense of belonging.

Today, we celebrate the women who turn houses into homes. Happy Mother’s Day! 💐💙

05/07/2026

Since 2005, John Frankos has helped lead Coastal Towne Mortgage with a focus on teamwork, performance, and exceptional client service.

With a 4.91 total client satisfaction score and hundreds of reviews, his impact is clear.

As one client recently shared: “John made our home purchase journey easy, and it was a pleasure to work with him. He is knowledgeable, courteous, and professional. I would highly recommend John for anyone looking to purchase or refinance a home.”

05/01/2026

Interested in buying a home? 🌱 This season is bringing encouraging signs as mortgage rates have eased to their lowest spring levels since 2023.

For buyers whose goals and budget align, this season may present a strong opportunity—especially for those thinking about long-term homeownership and equity over time.

Our local lenders are here to help you explore your next step.

04/23/2026

On a roll! 🎉 Congratulations to Matt Frano, named a 2026 Scotsman Guide Top Veteran Originator. Inspired by his retired USN father, Matt is passionate about helping veterans and active‑duty service members achieve homeownership through VA loans.

Congratulations on this well-earned recognition!