The Markita Woods Team, Mortgage Lender NMLS #196099

09/01/2026

09/01/2026

Buying soon? You’ve got more pull than you might expect. Right now, there are more sellers than buyers on the market. And that means sellers know they’ll have to give a little to get their house sold. Exactly how much negotiating power you have depends on where you’re looking. So, let’s chat about how much power you have here, then turn it into a set of keys. 

08/31/2026

Affordability is definitely a challenge, but that doesn’t mean tapping your 401(k) is your only way in if you want to buy.

If you're considering using your 401(k) savings for a down payment, weigh all your options and talk with a trusted financial advisor before you make any decisions. They’ll help you make a plan to fit your goals and your budget.

Lately, headlines have floated an eye-catching idea about tapping into your 401(k) to cover a down payment on a home.

08/28/2026

Right now, sellers are flexible on the price in ways they weren't before. Let’s take advantage of that flexibility.

You may be surprised by what's available – and how willing today's sellers are to work with buyers.

You're scrolling through listings on your phone and everything looks good until you see the price (or the estimated monthly payment). Then you close the app.

08/27/2026

The rest of the world may feel unpredictable right now, but the housing market doesn't have to. Prices, inventory, and rates have all found solid ground.

If stability is what you've been waiting for, it's already here. Let’s connect if you want to talk through what that means for your move.

A recent survey from Talker Research asked Americans to pick one word to describe how 2026 has felt so far. The winner? Stressful. And honestly, there’s been a lot going on.

08/25/2026

Did you know you can use your VA home loan benefit over and over again?

Most veterans think it is a one-time deal. That is one of the most common and most costly VA loan myths out there.

Here is the truth. It all comes down to something called restoration of entitlement. Once you pay off your previous VA loan, either by selling the home or refinancing into a non-VA loan, you can have your full entitlement restored. And when that happens you can buy your next home with zero down payment all over again.

You do not have to wait years. You do not lose the benefit just because you used it once. The benefit was earned through your service and it is designed to support you through multiple home purchases over the course of your life, not just the first one.

There are also situations where you can have remaining entitlement that allows you to purchase again even without fully paying off the first VA loan. That is a conversation worth having to understand your specific situation.

Veterans leave significant money on the table every year by assuming their VA benefit is gone after the first use. It is not.

Message me today and let's look at your entitlement status and get you set up for your next move.