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David Bridges at First Heritage Mortgage

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United States
Woodbridge, VA
David Bridges at First Heritage Mortgage

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NMLS ID #222490

First Heritage Mortgage, LLC is an Equal Housing Lender
Company NMLS ID #86548 First Heritage Mortgage, LLC is an Equal Housing Lender.

At First Heritage Mortgage, we understand that your home represents peace of mind for your family, a sense of community belonging, and in many cases, your most significant financial investment. Work with our team of lending experts for greater simplicity, honesty, and fairness throughout the mortgage process. Our History

Founded in 1996, First Heritage Mortgage was designed to be the premier source of mortgage financing in the Washington DC area. By working hard to prove ourselves on every loan, we have earned a reputation for our ability to provide innovative mortgage solutions, customized to the unique needs of each borrower. Today, we serve customers throughout the Mid-Atlantic, southern East Coast, and beyond. Our Approach

We go beyond traditional conventional mortgage programs to offer FHA and VA insured mortgages, financing for new construction and second homes, first time homebuyer assistance programs, refinancing options, and more. As a direct lender, we control every aspect of the mortgage process from start to finish. Our borrowers’ loans are processed, underwritten, and closed in a local First Heritage Mortgage office. This translates to a speedy and accurate delivery of services, removing much of the stress from the process. Reach out today to learn more - We look forward to the opportunity to work with you! Company NMLS ID #86548
Woodbridge Branch NMLS ID #920806
(www.nmlsconsumeraccess.org)

11/01/2026

Trying to pick between a fixed-rate mortgage and an ARM and worried you’ll choose "wrong"? You’re not the only one. 🤔

This blog breaks down both options and also compares them so that you can best understand which option works better for you. From how fixed-rate mortgages give you payment stability to how ARMs can offer a lower initial rate and more flexibility, and when each one is better based on your budget and your plans. 🏡

It’s all about helping you match your mortgage to your actual life, not just a rule of thumb. ☺️

Tap the link to read the full guide and start figuring out which loan type fits you best! 👇
https://myoc.io/ety5zmHQ2Va/BIfaC

10/30/2026

“Cash to close” sounds confusing, but it really just means what you’ll need to pay on closing day to actually get your keys. 💸✨

This blog walks you through what cash to close includes, how it’s different from closing costs, what adds to or lowers that number, and how you’ll pay it so there are no last-minute surprises at the closing table.

If you want to feel fully prepared before the big day, check out our blog! 👇
https://myoc.io/ety5zmHQ2Va/fFirM

10/28/2026

Love the location, but not quite the house? 👀🏡

A home renovation loan can help you turn a fixer-upper into a space that feels like yours—with one mortgage, one closing, and one monthly payment.

Whether you’re dreaming of a kitchen upgrade, a new bedroom, or a full-home transformation, our latest blog breaks down how renovation loans work. 🛠️✨

Read more to see if a renovation loan could be right for your next home project. 👇
https://myoc.io/ety5zmHQ2Va/Z4JWk

10/25/2026

Building a real estate portfolio isn’t one-size-fits-all — so why should your financing be?

Conventional loans can be a great fit for investors with strong, traditionally documented income. But for self-employed investors, business owners, or those growing a rental portfolio, Non-QM options like DSCR and Bank Statement Loans may offer the flexibility traditional financing doesn’t. 🤝

We’re breaking down Conventional vs. Non-QM loans, including the pros, qualification differences, and financing options investors should know about before their next purchase. 🏠

Read the full guide to find the right financing strategy for your next investment property. 👇
https://myoc.io/ety5zmHQ2Va/OphJv

10/23/2026

Is your furry friend truly living their best life in your current space? Our pets are family, and creating a comfortable environment for them is always a top priority.

Owning your home gives you total freedom to customize spaces, build pet nooks, and create play areas without landlord restrictions. Check out our latest blog post for easy DIY projects that will make your pets feel completely at home.

🏡 Ready to purchase a place with a big yard or extra room for your four legged family members? Send us a message today to explore your home loan options.
https://myoc.io/ety5zmHQ2Va/A55xq

10/21/2026

What if your mortgage payment didn’t have to start at its full amount? 👀

A mortgage buydown can help make those early years of homeownership more manageable by temporarily reducing your monthly mortgage payments. But how does a buydown actually work, and what’s the difference between options like a 2/1, 1/1, or 1/0 buydown?

We’re breaking down what homebuyers need to know, including how mortgage buydowns work, potential savings, and what to consider before deciding if one fits your home financing strategy. 🏡

If you're thinking about buying a home, check out our blog to see if a buydown makes sense for you. 👇
https://myoc.io/ety5zmHQ2Va/nxj9P

10/18/2026

What if you could lower your monthly payment for the first few years of homeownership?

If you've never heard of a mortgage buydown, it can help make those early payments more manageable by temporarily reducing the interest rate. But how does that actually work, and does it make sense for you? 💰

We’re breaking down mortgage buydowns, how they work, and what to consider before choosing one in our blog. Click the link to learn more! 👇
https://myoc.io/ety5zmHQ2Va/SsfAN

10/16/2026

Your credit score can have a bigger impact on your homebuying journey than you might think! 💳 Those three little digits can influence your mortgage interest rate, monthly payment, and the total amount you pay over the life of your loan.

Wondering what affects your credit score and how you can give it a boost before buying a home? 🏡

Our latest blog breaks it all down. Check it out below! 👇
https://myoc.io/ety5zmHQ2Va/Cxwrn

10/14/2026

🚨 Last call! FHM's social media webinar is tomorrow at 10 AM!

If growing your business and staying top of mind with your network are on your radar, you don't want to miss this 📲

The FHM Marketing team is breaking down how to choose the right platforms, figure out what to post, and build a social media strategy that feels authentic without adding more to your plate.

The webinar is tomorrow, Thursday, October 15, at 10 am! If you haven't registered yet, they have a few spots left. Register here. 👇
https://zoom.us/webinar/register/6517907937624/WN_cnynfJz0RnW7u5k6J4WXig #/registration

10/14/2026

POV: You’re ready to buy a home but have no idea where to start 🏡

The first step is to get pre-qualified! It helps you understand your buying power, plan your budget, and know what homes to start looking at. Plus, the process may be easier than you think. 👏

Save yourself the guesswork and check out our latest blog for everything you need to know about getting pre-qualified. 👇
https://myoc.io/ety5zmHQ2Va/j40hK

Address

3201 Jermantown Road
Woodbridge, VA
22030

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 6pm
Wednesday	9am - 6pm
Thursday	9am - 6pm
Friday	9am - 6pm

Telephone

+17032590751

Website

http://davidbridges.com/

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