David Bridges at First Heritage Mortgage

David Bridges at First Heritage Mortgage NMLS ID #222490

First Heritage Mortgage, LLC is an Equal Housing Lender
Company NMLS ID #86548 First Heritage Mortgage, LLC is an Equal Housing Lender.

At First Heritage Mortgage, we understand that your home represents peace of mind for your family, a sense of community belonging, and in many cases, your most significant financial investment. Work with our team of lending experts for greater simplicity, honesty, and fairness throughout the mortgage process. Our History

Founded in 1996, First Heritage Mortgage was designed to be the premier sou

rce of mortgage financing in the Washington DC area. By working hard to prove ourselves on every loan, we have earned a reputation for our ability to provide innovative mortgage solutions, customized to the unique needs of each borrower. Today, we serve customers throughout the Mid-Atlantic, southern East Coast, and beyond. Our Approach

We go beyond traditional conventional mortgage programs to offer FHA and VA insured mortgages, financing for new construction and second homes, first time homebuyer assistance programs, refinancing options, and more. As a direct lender, we control every aspect of the mortgage process from start to finish. Our borrowers’ loans are processed, underwritten, and closed in a local First Heritage Mortgage office. This translates to a speedy and accurate delivery of services, removing much of the stress from the process. Reach out today to learn more - We look forward to the opportunity to work with you! Company NMLS ID #86548
Woodbridge Branch NMLS ID #920806
(www.nmlsconsumeraccess.org)

Do you still feel like the down payment is the biggest thing standing between you and buying a home? A little strategy c...
09/06/2026

Do you still feel like the down payment is the biggest thing standing between you and buying a home? A little strategy can go a long way. 🏡

Well, we dig into three realistic ways to save — from automating your home account and trimming a few key expenses, to stacking assistance programs and gift funds so your goal moves from years away to within reach. 🙌

Read our blog to see how first-time buyers are actually getting to the closing table today and start mapping out your own plan! 🔗
https://myoc.io/ety5zmHQ2Va/gthy5

Are you guilty of also thinking, “I’ll never be able to save enough for a down payment.” 💭If this thought has crossed yo...
09/04/2026

Are you guilty of also thinking, “I’ll never be able to save enough for a down payment.” 💭

If this thought has crossed your mind, you’re not alone. The good news? You may have more options than you think. 🏡

The 20% down payment rule is outdated, and today’s buyers have access to a variety of strategies and assistance programs that can help make homeownership more achievable.

Learn three ways to boost your savings and explore programs that could help you get closer to the keys in our latest blog. 🔗
https://myoc.io/ety5zmHQ2Va/so2jw

If you’ve been meaning to give AI a try, remember: you’re just a handful of prompts away from faster marketing and follo...
09/02/2026

If you’ve been meaning to give AI a try, remember: you’re just a handful of prompts away from faster marketing and follow-up. 🤖

You don’t have to figure AI out alone — we’ll walk you through it live. A few simple AI prompts can save you hours every week but only if you know how to make tools like ChatGPT and Claude work for you.

That’s why our marketing team is continuing the Marketing Growth Series with a session designed specifically for real estate agents and loan officers, led by Erica Goodwin and Cotton Walsh from First Heritage Mortgage.

Here’s what we’ll cover:
✨ How to make AI sound like you
✨ How to build your own AI content assistant
✨ How to use AI as your marketing “advisory panel”
✨ Plug-and-play prompts to save hours each week
✨ A live walkthrough of ChatGPT + Claude

You’ll walk away with practical prompts and a simple game plan you can start using the same day.

Save your spot and join us! Register here 🔗
https://myoc.io/ety5zmHQ2Va/iW3Td

Are you trying to get rid of PMI? If you are, you’re in the right place!PMI is a helpful tool that helps buyers become h...
09/02/2026

Are you trying to get rid of PMI? If you are, you’re in the right place!

PMI is a helpful tool that helps buyers become homeowners sooner without waiting to save a full down payment. But getting rid of PMI means one less monthly expense. Depending on your mortgage, your home’s value, and how much equity you’ve built, there are several possible paths to getting rid of PMI. 😄

For a visualization, Follow along with these steps:
✅ Check your mortgage statement. �
✅ Call your loan servicer. �
✅ Ask about your PMI removal options. �
✅ Find out if your home value has increased. �
✅ Consider making extra principal payments. �
✅ Look into refinancing if appropriate.

Removing PMI can lower your monthly mortgage payment and help you keep more money in your pocket to be used home projects or other investments. 🏡

If YOU want to stop paying more bills, check out our blog to learn more about getting rid of your PMI! 🔗
https://myoc.io/ety5zmHQ2Va/VZAPq

Real estate partners, this is your reminder — if AI has been on your to-do list but you’re still not sure where to begin...
09/01/2026

Real estate partners, this is your reminder — if AI has been on your to-do list but you’re still not sure where to begin, this webinar is for you. 🤖

Our marketing team is back with the next session in the Marketing Growth Series, so you can spend less time trying to “figure out” AI and more time putting it to work to grow your business.

Join Erica Goodwin and Cotton Walsh from the First Heritage Mortgage marketing team to learn:
✨ How to make AI sound like you
✨ How to build your own AI content assistant
✨ How to use AI as your marketing “advisory panel”
✨ Plug-and-play prompts to save hours each week
✨ A live walkthrough of ChatGPT + Claude

Spots are limited so don’t miss out! 🔗
https://myoc.io/ety5zmHQ2Va/eQwWe

Are you feeling priced out or outbid on homes that should be in your budget? A new housing law might finally shift thing...
08/30/2026

Are you feeling priced out or outbid on homes that should be in your budget? A new housing law might finally shift things in your favor. 🙌

This blog breaks down what the 21st Century ROAD to Housing Act actually does for real buyers — from making smaller mortgages easier to get, to limiting how many single-family homes big investors can scoop up. 🤩

Read our blog to see how these changes could impact your home search. 🔗
https://myoc.io/ety5zmHQ2Va/aJdyl

Do you want to say goodbye to PMI and hello to extra savings in your budget? 👀PMI (private mortgage insurance) is what l...
08/28/2026

Do you want to say goodbye to PMI and hello to extra savings in your budget? 👀

PMI (private mortgage insurance) is what lets many buyers get into a home with less than 20% down — but that doesn’t mean you have to keep paying it forever. Depending on your loan and how much equity you’ve built, there may be a point where you can drop PMI and lower your monthly payment. 🏡🏡

👉🏼 In our latest guide, we break down what PMI actually is and the different ways you can get rid of it once you qualify. Tap the link to see if you’re closer than you think to getting rid of your PMI. 🔗
https://myoc.io/ety5zmHQ2Va/n1N2O

Real estate partners, if AI is something you’ve been meaning to figure out but don't know where to start, join me for th...
08/27/2026

Real estate partners, if AI is something you’ve been meaning to figure out but don't know where to start, join me for this webinar! 🤖

Our marketing team is continuing their Marketing Growth Series so you can spend less time figuring out AI and more time using it to grow your business.

Join Erica Goodwin and Cotton Walsh from the FHM marketing team to learn:
✨ How to make AI sound like *you*
✨ How to build your own AI content assistant
✨ How to use AI as your marketing “advisory panel”
✨ Plug-and-play prompts to save hours each week
✨ A live walkthrough of ChatGPT + Claude

Save your spot and join us! Register here:
https://myoc.io/ety5zmHQ2Va/dT3df

Your first home might look different than you imagined and that’s okay! 🏡Condos and townhomes are becoming go-to starter...
08/23/2026

Your first home might look different than you imagined and that’s okay! 🏡

Condos and townhomes are becoming go-to starter homes for first-time buyers because they offer a more affordable way into the market than many single-family homes. They each have their own tradeoffs in lifestyle, fees, maintenance, and long-term plans. 🔑

👉🏼 Our blog breaks down what to weigh between the two, how each option fits different budgets and lifestyles, and why getting into a home now can be smarter than waiting years for that ‘perfect’ single-family house.

Check out our blog to start figuring out which path to homeownership makes the most sense for you. 🔗
https://myoc.io/ety5zmHQ2Va/VodYf

Address

3201 Jermantown Road
Woodbridge, VA
22030

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+17032590751

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