Clayton Hicks, Leadership Team NMLS# 607861

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Virginia Beach, VA
Clayton Hicks, Leadership Team NMLS# 607861

ONE-Presidential Mortgage | Company NMLS # 421593

11/03/2026

🏡 Waiting for mortgage rates to come down before buying a home?

You're not alone. But here's something worth knowing: today's buyers are finding ways to make the numbers work, even in a higher-rate environment.

A lower purchase price isn't the only way to save. A rate buydown, seller concession, or the right loan program could make a meaningful difference in your monthly payment.

The housing market is changing, and understanding your options matters more than ever.

Let's talk about what today's market could mean for your homebuying plans!

11/03/2026

📉 The latest Fed announcement didn't bring a major shift in mortgage rates.

On October 28, the Federal Reserve's decision had a limited market reaction, and mortgage rates moved only modestly.

It's a helpful reminder that the relationship between the Fed and mortgage rates isn't always as straightforward as it may seem.

Mortgage rates are shaped by the bond market, inflation expectations, and other economic factors. A Fed announcement is just one piece of the puzzle.

For homebuyers, understanding these market dynamics can help you make more informed decisions instead of trying to time the perfect rate.

Have questions about what today's mortgage market means for your plans? Let's connect!

11/01/2026

Don’t forget to “fall back”! 🍂
As we turn our clocks back and gain an extra hour, it’s the perfect time to get ahead on your homeownership goals. ⏰🏡

10/31/2026

Finding the right mortgage does not have to be scary! 👻🏡Let's guide you through your options and help you move closer to your homeownership goals.

Let's chat to learn more and get started today!

10/28/2026

The Federal Reserve decided to hold its benchmark interest rate steady today, but that doesn't mean mortgage rates are standing still.

Here's why:

The Fed's benchmark rate primarily influences short-term borrowing costs. Mortgage rates, especially 30-year fixed rates, are more closely tied to longer-term market expectations, including Treasury yields and inflation.

That means mortgage rates can move up or down even when the Fed makes no changes.

For prospective homebuyers, this is an important reminder: Waiting for the Fed to lower rates doesn't necessarily mean you'll get a better mortgage rate later.

Your timing, budget, and financing options all matter.

Thinking about buying a home? Let's discuss your options and build a plan that works for you.

10/28/2026

🏡💰 Is paying off your mortgage early the best financial move, or could investing your extra money be a better option?

There’s no one-size-fits-all answer! Understanding your options can help you make decisions that align with your financial future.

Check out our new blog post, “Mortgage Payoff vs. Investing: Which Move is Right for You?” to learn more!

https://www.onepresidentialmtg.com/post/mortgage-payoff-vs-investing-which-move-is-right-for-you

10/27/2026

Looking for a mortgage option with a little more flexibility? An adjustable-rate mortgage (ARM) typically starts with a fixed interest rate for a set period before the rate can adjust over time.🏡

Wondering if an ARM could work for you? Let's connect today to chat about it!

10/26/2026

🏡 Homeowners have built up significant equity, and that value could open the door to new possibilities.

From home renovations to other major expenses, there may be ways to put your equity to work without replacing your current mortgage. 🔑

Curious about your options? Let's talk about what might make sense for you!

10/23/2026

10/22/2026

From pre-approval to move-in day, every step brings you closer to homeownership! 🏡🔑 Visit our website to read the full blog and learn what to expect throughout the homebuying process.

https://www.onepresidentialmtg.com/post/are-you-paying-too-much-for-homeowners-insurance-strategies-to-keep-costs-in-line

What part of the homebuying process would you like to learn more about?

Address

2101 Parks Avenue Suite 600
Virginia Beach, VA
23451

Website

http://www.onepresidentialmtg.com/clayton.hicks

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