Josh Blair Mortgage & Real Estate

04/17/2026

Incredibly grateful to of served 124 families in 2026. I am honored to be referred by my clients/friends, family and business partners. I love it!!! Thank you!!!

04/02/2026

Any first responders out there? Check this out...

03/30/2026

VA Loan Appraisals have been tough since the beginning of time, until now...

A Loan Update (Effective May 1, 2026) — Big Shift for Buyers (& Sellers!)

The U.S. Department of Veterans Affairs is rolling out changes to VA property condition and appraisal guidelines.

📘 The updated VA 26-7 eliminates several long-standing Minimum Property Requirements (MPRs).

What’s no longer required:
✔️ Peeling paint on post-1978 homes — now treated as cosmetic (same as conventional for homes after 1978)
✔️ Detached structures (sheds, workshops, etc.) — no longer flagged in appraisals
✔️ Builder-provided radon certifications — no longer required
✔️ Certifications for non-vented fireplaces — removed

💡 What this means:
• Fewer repair conditions tied to appraisals
• Reduced risk of deals falling apart over minor issues
• Quicker path to closing
• More properties eligible for VA financing

Less friction = more Veteran and Active-Duty Families Served!

🪖 For Service Members and Veterans:
You now have access to a broader pool of homes with fewer appraisal-related obstacles, especially in competitive markets.

🏡 For sellers and agents:
VA offers just became more competitive. Fewer required repairs mean smoother, more predictable transactions.

⚠️ Keep in mind:
These updates apply to VA appraisals initiated on or after May 1, 2026.

CMG is one of the Top VA lenders in the Country!

Make it a great day!!!

03/25/2026

I love helping others. Who is next? Have an amazing day!!!

03/23/2026

Know anyone newly in the medical field? No Money Down and No PMI either. We are here to help. Have an amazing day!!!

12/16/2025

Thank you to all my clients and CMG!!!!

03/07/2025

Make it a great day!!!

02/12/2025

08/17/2024

Game On