Rick Amos at New American Funding-NMLS 133162

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Rick Amos at New American Funding-NMLS 133162 Rick Amos, Senior Loan Consultant, NMLS 133162 at New American Funding, NMLS 6606 Rick joined Draper and Kramer Mortgage Corp. in 2016.

With over twenty years of mortgage lending experience and a philosophy built on knowledge, integrity and reliability, Rick Amos offers superior guidance and service to his clients and business partners. Rick's goal is to help each borrower understand and utilize their unique qualifications to acquire a loan for the purchase or refinance of their property. He strives to ensure that his clients’ decisions are based on complete information and not just interest rate quotes. Always attentive and accessible, Rick provides each client and business partner with reliable and personalized service and communication throughout the loan process. Prior to that, he was a VP of Mortgage Lending at Guaranteed Rate for eight years and spent fifteen years as a partner with the Wharton Mortgage Group. Rick earned his BS in Economics from the University of Pennsylvania's Wharton School of Business. Rick is an active member of his community, where he serves as Vice President of the Greater Hammonton Chamber of Commerce, is a member of the Atlantic County Board of Ethics and was a former councilperson for the town of Hammonton. He has also served as a member of numerous other boards, including the Hammonton Education Foundation and the Hammonton Little League. Rick resides in Hammonton, New Jersey with his wife, Lori, who manages Landis Title Corporation's Hammonton office, and son, Rick Jr., who is currently serving as an officer in the United States Navy. When he is away from the office, Rick enjoys spending time as a high school football assistant coach and visiting his son wherever he is stationed.

Helping your clients make a non-contingent offer just got a whole lot easier. NAF Cash Secure, an affiliate of New Ameri...
10/28/2026

Helping your clients make a non-contingent offer just got a whole lot easier. NAF Cash Secure, an affiliate of New American Funding, backs their approved Conventional or VA loan and their confidence. Your clients stand out. Sellers say yes. You get the closing.

Your mortgage is a strategic tool that can be customized to fit your exact goals. Which of these matters most to you? Le...
10/26/2026

Your mortgage is a strategic tool that can be customized to fit your exact goals. Which of these matters most to you? Let’s customize a plan that fits your life, right now.

NAF Approved goes beyond a basic pre-qualification. Your financials before you ever set foot in a home. Stronger offers,...
10/23/2026

NAF Approved goes beyond a basic pre-qualification. Your financials before you ever set foot in a home. Stronger offers, faster closes, less stress. Ready to shop like a pro? Start your pre-approval today.

House hunting without a strategy is like showing up to a chess match without knowing the rules. ♟️🏠You deserve a tactica...
10/21/2026

House hunting without a strategy is like showing up to a chess match without knowing the rules. ♟️🏠
You deserve a tactical edge — and that's exactly what NAF Cash brings to the table. Get the advantage that helps you move fast, stand out, and win the home you actually want.
Ready to play to win? Let's talk. 🎯

Closing on a home isn't magic… but it sure feels like it when you get the keys. 🔑✨If you've ever wondered what actually ...
10/19/2026

Closing on a home isn't magic… but it sure feels like it when you get the keys. 🔑✨
If you've ever wondered what actually happens between "offer accepted" and "keys in hand," we broke it down into 3 simple steps. No jargon, no stress — just the stuff you actually need to know.
Swipe ➡️ to see what really goes down on closing day.
Ready to make your move? Let's talk. đź’¬

Your car, your health, your home. The important things in life deserve protection. Your home purchase is no different. N...
10/16/2026

Your car, your health, your home. The important things in life deserve protection. Your home purchase is no different.

NAF Cash Secure, an affiliate of New American Funding, backs your approved Conventional or VA financing so that if anything unexpected comes up between approval and closing, your purchase stays on track.

Smart buyers protect their biggest investment. You've got this.

The home that seemed slightly outside your purchase price range may not be out of budget anymore. Here's why: Conforming...
10/14/2026

The home that seemed slightly outside your purchase price range may not be out of budget anymore. Here's why: Conforming loan limits are climbing.

The single-unit figure is projected to hit $845,000, a bump from the current $832,750—and NAF is already writing loans at the new number, before the Federal Housing Finance Agency (FHFA) makes it official in November.

That line is the dividing wall between Conventional and Jumbo financing. Jumbo means tighter qualifying rules, heavier documentation, and frequently a heftier down payment. Conventional means a smoother, more straightforward process.

If a deal stalled just above the old limit, let's revisit it. Message me and we'll run the numbers.

Your home equity could be a powerful financial tool. 🏡💰A cash-out refinance allows you to replace your current mortgage ...
10/12/2026

Your home equity could be a powerful financial tool. 🏡💰
A cash-out refinance allows you to replace your current mortgage with a new, larger loan and receive the difference in cash—giving you funds that may be used for things like consolidating high-interest debt, home improvements, education costs, medical expenses, or other financial goals.
Of course, it’s important to look at the full picture, including your new payment, closing costs, and how much equity you’ll have remaining.
Curious if a cash-out refinance could make sense for your goals? Let’s talk about your options.

Big Investments. Smaller Down Payments. New American Funding's 90% LTV Investment Property Loan keeps more cash liquid f...
10/09/2026

Big Investments. Smaller Down Payments. New American Funding's 90% LTV Investment Property Loan keeps more cash liquid for the next deal. Invest with less, message me to get started

What could your rent payments be building for you? 🏠 Instead of paying toward your landlord’s investment, homeownership ...
10/07/2026

What could your rent payments be building for you? 🏠 Instead of paying toward your landlord’s investment, homeownership can give you the opportunity to build your own equity over time. 🔑 NAF is here to help you understand your options and take the next step. 💬 Ready to see what buying could look like for you? Let’s talk!

Address

1415 Hooper Avenue, Suite 202
Toms River, NJ
08753

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