Rick Amos at New American Funding-NMLS 133162

Rick Amos at New American Funding-NMLS 133162 Rick Amos, Senior Loan Consultant, NMLS 133162 at New American Funding, NMLS 6606 Rick joined Draper and Kramer Mortgage Corp. in 2016.

With over twenty years of mortgage lending experience and a philosophy built on knowledge, integrity and reliability, Rick Amos offers superior guidance and service to his clients and business partners. Rick's goal is to help each borrower understand and utilize their unique qualifications to acquire a loan for the purchase or refinance of their property. He strives to ensure that his clients’ dec

isions are based on complete information and not just interest rate quotes. Always attentive and accessible, Rick provides each client and business partner with reliable and personalized service and communication throughout the loan process. Prior to that, he was a VP of Mortgage Lending at Guaranteed Rate for eight years and spent fifteen years as a partner with the Wharton Mortgage Group. Rick earned his BS in Economics from the University of Pennsylvania's Wharton School of Business. Rick is an active member of his community, where he serves as Vice President of the Greater Hammonton Chamber of Commerce, is a member of the Atlantic County Board of Ethics and was a former councilperson for the town of Hammonton. He has also served as a member of numerous other boards, including the Hammonton Education Foundation and the Hammonton Little League. Rick resides in Hammonton, New Jersey with his wife, Lori, who manages Landis Title Corporation's Hammonton office, and son, Rick Jr., who is currently serving as an officer in the United States Navy. When he is away from the office, Rick enjoys spending time as a high school football assistant coach and visiting his son wherever he is stationed.

09/09/2026

Mortgage rates had two forces pulling in opposite directions this week.

📉 A cooling job market should help push rates lower.
📈 But rising oil prices pushed them higher.

So what’s winning right now? Oil.

The big thing to watch next: the Middle East. If oil settles, the cooling job market could give rates some room to move lower.

Football season is officially back 🏈 — and while a fumble might be part of the game, it doesn’t have to be part of your ...
09/09/2026

Football season is officially back 🏈 — and while a fumble might be part of the game, it doesn’t have to be part of your finances.
Whether you’re looking to buy, refinance, or explore your mortgage options, having the right game plan can make all the difference.
Let’s tackle your home financing goals together.

Today, let's celebrate the Americans whose hard work and dedication keep our country running strong. Wishing you and you...
09/07/2026

Today, let's celebrate the Americans whose hard work and dedication keep our country running strong. Wishing you and yours a wonderful Labor Day!

A traditional mortgage isn’t the right fit for every borrower—and that’s where having more options matters.Whether your ...
09/04/2026

A traditional mortgage isn’t the right fit for every borrower—and that’s where having more options matters.
Whether your income is non-traditional, you’re self-employed, or your financial situation simply doesn’t fit neatly into the conventional box, there may be a mortgage solution built for you.
Let’s find a loan that makes sense for how you actually live and earn. Reach out to explore your options.

Want fresh produce from your own backyard? Swipe through to see easy ways to start your own edible garden and make your ...
09/02/2026

Want fresh produce from your own backyard? Swipe through to see easy ways to start your own edible garden and make your space work for you. 🥬

Your mortgage is a strategic tool that can be customized to fit your exact goals. Which of these matters most to you? Le...
08/31/2026

Your mortgage is a strategic tool that can be customized to fit your exact goals. Which of these matters most to you? Let’s customize a plan that fits your life, right now.

Same numbers. Different outcome. How you structure the deal can completely change how the buyers feel about it. Strategy...
08/28/2026

Same numbers. Different outcome. How you structure the deal can completely change how the buyers feel about it. Strategy is the difference between another pass and being sold. Let’s talk about your next deal.

Your dog deserves a yard.And you deserve a payment that fits your budget.A buydown can help lower your monthly payments ...
08/26/2026

Your dog deserves a yard.
And you deserve a payment that fits your budget.
A buydown can help lower your monthly payments during the early years of your loan, making homeownership feel more attainable. Reach out to learn how your options could make buying a home more affordable.

Remember why you wanted to upgrade? More space. Better schools. Nicer neighborhood. You aren’t signing up for storage un...
08/24/2026

Remember why you wanted to upgrade? More space. Better schools. Nicer neighborhood. You aren’t signing up for storage units, double-moving costs, or financial juggling. NAF Cash cuts out the chaos:
• Straight Shot: Move directly from your current home to the new one.
• Stability: Keep the kids in their routine during the transition.
• Zero Pressure: Sell your old home when the right offer hits.

Upgrade the home. Not the stress level. Get Started.

Summer plans don't have to be put on hold. ☀️A temporary buydown could help lower your monthly mortgage payments during ...
08/21/2026

Summer plans don't have to be put on hold. ☀️
A temporary buydown could help lower your monthly mortgage payments during the first 1–3 years, giving you more breathing room while you settle into your new home.
Let's talk about whether it's the right fit for your homebuying journey.

Address

1415 Hooper Avenue, Suite 202
Toms River, NJ
08753

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