Marta Alves-Brennan NMLS 1362246

Marta Alves-Brennan NMLS 1362246 Marta Alves NMLS 1362246 Movement Mortgage supports Equal Housing Opportunity. All rights reserved. Additional information available at movement.com/legal.

While it is Movement Mortgage’s goal to provide underwriting results within six hours of receiving an application, process loans in seven days, and close in one day, extenuating circumstances may cause delays outside of this window. AK-AK1362246, AR-1362246, CO-100539159, CT-LO-1362246, DC-MLO1362246, DE-MLO-1362246, FL-LO39559, GA-1362246, MA-MLO1362246, MD-26-50811, MI-1362246, MO-Temporary Auth

ority, NC-I-197896, NH, NJ Licensed by the N.J. Department of Banking and Insurance, NV-81514, NY-Licensed Mortgage Banker-NYS Department of Financial Services, OH-MLO-OH.1362246 PA-56335, RI, SC-MLO-1362246, TN-1362246, VA-MLO-66695VA, VT-MLO-1362246, WI-136246 | Movement Mortgage LLC. NMLS ID #39179 (For licensing information, go to: www.nmlsconsumeraccess.org). Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.

09/08/2026

Worried you can’t afford to buy a home? Before you decide, take a look at what you’re already spending on rent. You might be closer to homeownership than you think. Let's see what your options look like.

09/06/2026

You've been lied to about the housing market. Here's what the data actually shows. 👇
Everyone keeps saying now is the worst time to buy. But the numbers tell a completely different story.
"There's nothing in my price range."
Entry-level home inventory rose 4.5% year over year in June while luxury inventory fell 5.2%. More affordable homes are available right now — and fewer people are competing for them.
Source : July 29, 2026 /PRNewswire/ New Zillow® data
"Sellers are overpriced and won't budge."
Asking prices have dropped for nine consecutive months nationally. One in four sellers cut their price in June before a buyer even made an offer. Sellers are more open to negotiating on price, closing costs, and terms than they've been in years — and Movement offers buydown options that sellers can fund as part of the deal to lower your payment early on.
Source: Realtor.com, research. July-2026-data.

"I'll lose to investors every time."
Large corporate investors have largely stepped back after new federal rules restricted them from buying existing housing stock. Today 96% of investor-owned single-family homes belong to small individual investors. The playing field has shifted in your favor.
Source: BatchData, Q2 2025 Investor Pulse.

"Rates make it unaffordable."
Household incomes grew 4.6% last year while the median monthly mortgage payment actually fell slightly. A mortgage takes up a smaller share of take-home pay than it did a year ago. And with down payment assistance available, you may not need as much saved as you think.
Source : Bureau of labor statistics. U.S. Department of labor. USUAL WEEKLY EARNINGS OF WAGE AND SALARY WORKERS SECOND QUARTER 2026. July 21, 2026

The market is more favorable for everyday buyers than the headlines suggest. You just have to know where to look.
📲 Find out what's actually possible for you right now.
Disclaimer : Note that Any actual Seller Credit is paid at closing and is subject to interested party contribution limits. Actual Seller Credit amounts are agreed upon solely between the Seller and the Borrower(s).

Incomes grew 4.6% last year*. Monthly mortgage payments fell. That combination means a mortgage payment takes up asmalle...
09/05/2026

Incomes grew 4.6% last year*. Monthly mortgage payments fell. That combination means a mortgage payment takes up a
smaller share of take-home pay today than it did a year ago**. The ratio improved.
On top of that: down payment assistance programs exist in most markets, gift funds are allowed on most loan types, and there
are first-time buyer programs that change the upfront cost significantly.
The number you've been assuming you need and the number you actually need are often very different. The only way to know is
to run it with someone who does this every day. DM me and let's find out where you actually stand.
*U.S. Bureau of Labor Statistics, 2025
**Redfin, January 2026

For years, everyday buyers were competing against institutional money. Large corporate investors had deep pockets, all-c...
09/04/2026

For years, everyday buyers were competing against institutional money. Large corporate investors had deep pockets, all-cash offers, and the ability to move fast. This may have created additional challenges for individual buyers and small investors looking to enter the market.

Federal law now restricts those large corporate investors from buying additional properties from existing housing stock.*

The institutional buyers that once crowded out everyday buyers have largely stepped back.
That changes the math on making an offer. You're not competing against a hedge fund. You're competing against people in a similar position to you.

Reach out and let's talk about what this means for your search.

*21 Century ROAD to Housing Act, Effective st July 11, 2026.

When a seller is motivated, they're often open to more than just a price reduction. They may negotiate on closing costs....
09/03/2026

When a seller is motivated, they're often open to more than just a price reduction. They may negotiate on closing costs. They may consider funding a rate buydown, which could lower your interest rate for the first one to three years of your loan. They may work with you on your timeline.

Seven consecutive months of falling asking prices nationally, means this isn't a blip. Sellers in this segment have been sitting longer than they expected. That's leverage for a prepared buyer.

The buyers winning right now aren't just finding the right home. They're structuring the right deal. DM me and let's talk about what that looks like.

Source: Realtor.com Monthly Housing Trends Report 2026.
Note: Market conditions vary. Seller concessions, buydowns, terms, and eligibility are subject to applicable guidelines.

National housing headlines don't always tell the whole story.According to Zillow Research, starter-home inventory increa...
09/02/2026

National housing headlines don't always tell the whole story.

According to Zillow Research, starter-home inventory increased 4.5% year over year in June, while luxury-home inventory declined 5.2%.*

That could mean more options for some buyers searching at lower price points. Zillow also found that price cuts were more common among starter homes, with 25% of listings receiving a price cut in June.
Market conditions can vary significantly by location, so what's happening nationally may look very different in your area.

Reach out to learn more about the inventory available in your area and price range.

*Source: Zillow Research, “Starter Homes Are Piling Up While Luxury Homes Fly Off the Market,” July 29, 2026. Starter homes
are defined by Zillow as homes in the 5th–35th percentile of home values in a given region. Market conditions vary by location and are subject to change.

08/20/2026

Sometimes the best recruiting story doesn't start with recruiting at all. It starts with meeting people, experiencing the culture firsthand, and realizing you've found a place that aligns with who you are. At Movement, loving and valuing people isn't just something we say. It's something we work to live out every day.

Millions of homeowners are accessing their equity right now. Wondering about doing the same? It helps to have a clear an...
08/18/2026

Millions of homeowners are accessing their equity right now. Wondering about doing the same? It helps to have a clear answer to one question: what are you using it for? Here is an honest guide to when it makes sense and when it might not.

08/14/2026

Whether you're buying your first home or your fifth, having the right information can make a difference.

Not every borrower fits a conventional box. That's why Non-QM loan options exist. Swipe to learn more. 🏡*Borrower qualif...
08/07/2026

Not every borrower fits a conventional box. That's why Non-QM loan options exist. Swipe to learn more. 🏡

*Borrower qualification is required. Additional restrictions apply. First lien position only. ITIN must be assigned at least 2 years prior to application. Depending on the loan
amount, additional reserves may be required. . Non traditional credit requires 2 credit scores and includes 12 months of housing history and other bills from the credit report. Speak with a loan officer about your specific situation. Programs, rates, terms and conditions subject to change without notice.

Address

8024 Calvin Hall Road
Toms River, NJ
29707

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm
Saturday 8am - 5pm
Sunday 8am - 5pm

Telephone

+19086447676

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