Rick Bennett - NMLS 1742335 - Rate NMLS 2611

Rick Bennett - NMLS 1742335 - Rate NMLS 2611 Rick Bennett - VP of Mortgage Lending NMLS 1742335 at Rate (operating as Guaranteed Rate, Inc. in New York state) NMLS 2611.
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09/09/2026
09/03/2026

Before you start browsing for homes, one of the smartest things you can do is scope out your mortgage options. Knowing what types of loans you qualify for will help you target your search and negotiate with sellers. That’s where pre-qualification and pre-approval come in. While pre-qualification doesn’t include a deep dive into your financial history, pre-approval does, giving you a more accurate view of your options.

Let’s break down the differences together.
https://myoc.io/hH5JpJqrDFV/gQG4L



NMLS # 1742335

09/01/2026

When it comes to finding a home, every generation looks for something different. Which group do you align with? Take the quiz to find out which generation’s house hunting style matches yours. You might be surprised!

Comment your results below.
https://myoc.io/hH5JpJqrDFV/2wQfr



NMLS # 1742335

08/27/2026

A home is not just where you live. It is where you gather the people who matter and make the nights worth remembering. When the space is yours, every plan gets a little easier to say yes to.

Let me know in the comments which event would come first on your calendar. And when you're ready to start your homeownership journey, I'd be happy to help you explore your options.
https://myoc.io/hH5JpJqrDFV/ZCu1z



NMLS # 1742335

08/25/2026

HELOC (Home Equity Line of Credit) and cash-out refi get mixed up all the time, and it's easy to see why. Both are ways to make use of the equity you've built, they just work very differently. Knowing how they compare puts you in a better spot to decide what fits when your goals shift. No need to have it all figured out today.

Save this for when the time feels right, and reach out whenever you'd like to talk it through.
https://myoc.io/hH5JpJqrDFV/V5fJ7



NMLS # 1742335

08/24/2026

Return on investment is not the only reason to improve a home. Sometimes a project is worth it simply because it makes the place yours. What is the best or worst project ROI you have seen? Drop it in the comments.

And if you are considering a project of your own, reach out anytime and let’s talk through how it fits your bigger picture.
https://myoc.io/hH5JpJqrDFV/HLL8s



NMLS # 1742335

08/20/2026

Do you know everything your monthly payment covers? Most people are surprised it's more than just principal and interest. Taxes and insurance are in there too, and that's the part most people miss.

If you've got questions about what makes up your payment, reach out to me today, I'm happy to walk you through it.
https://myoc.io/hH5JpJqrDFV/huft9



NMLS # 1742335

Address

123 E Tarpon Avenue, Offices 206 & 208
Tarpon Springs, FL
34689

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