09/01/2026
In 1984, the average 30-year mortgage rate was 13.88%. Not a typo! Rates have always moved in cycles, and today's mid-to-upper six percent range is actually much closer to historical norms than people realize. Today's rates aren't the whole affordability story either. Home prices, down payment options, credit profile, and loan programs all play a role. If homeownership is the goal, let's talk. We're here to Lend a Hand! Call (727) 785-2299 and ask to speak to a Mortgage Loan Originator. Licensed in FL NC SC MIπ