Brandon Kelter -NMLS #1703885 - VP Rate Guaranteed Rate

Brandon Kelter -NMLS #1703885 - VP Rate Guaranteed Rate Whether its your first time or a seasoned owner

As your local mortgage professional, my team and I's goal is to assist you make the right choice for you and your family, and we are committed to providing you customer service that exceeds your expectation.

Purchasing your first home is one of life's major milestones. Once you've saved enough for a down payment (as little as ...
07/10/2026

Purchasing your first home is one of life's major milestones. Once you've saved enough for a down payment (as little as 3%), monthly mortgage payments, real estate taxes and assorted closing costs (you can ask for seller credits to help), you may feel move-in ready. But unexpected renovations and maintenance fees could add to your expenses. Budgeting beforehand could help reduce the stress of those surprises.

From repairs to upgrades, understanding homeownership's full financial picture could help you manage a plan for long-term success. Learn more about Hidden Costs of Buying and Owning a Home.

https://www.rate.com/mortgage/resource/overlooked_costs_homeownership?LOID=39699

VA guidelines protect the transaction-they don't work against it. When structured right, it's a smooth experience for ev...
05/27/2026

VA guidelines protect the transaction-they don't work against it.
When structured right, it's a smooth experience for everyone involved.
Call me today and let's make your VA deals work the way they should.

http://rate.com/brandonkelter

It's not the loan-it's the ex*****on.With the right process, VA timelines move just as fast as anything else.Work with m...
05/20/2026

It's not the loan-it's the ex*****on.
With the right process, VA timelines move just as fast as anything else.
Work with me and let's keep your deals moving.

http://rate.com/brandonkelter

VA appraisals ≠ inspections.Most conditions are minor and easy to work through. Deals don't fall apart when they're set ...
05/13/2026

VA appraisals ≠ inspections.
Most conditions are minor and easy to work through. Deals don't fall apart when they're set up right.
Call me and I'll help keep everything on track.

http://rate.com/brandonkelter

This one still floats around way too much. VA deals can be structured in a way that works for both sides. It's all in ho...
05/06/2026

This one still floats around way too much.
VA deals can be structured in a way that works for both sides. It's all in how we set it up.
Work with me and we'll make it make sense for your deal.

http://rate.com/brandonkelter

Quick myth to clear up - VA doesn't mean no earnest money. We can structure offers to stay competitive just like any oth...
04/29/2026

Quick myth to clear up - VA doesn't mean no earnest money.
We can structure offers to stay competitive just like any other deal.
Call me and let's put together something that wins.

http://rate.com/brandonkelter

VA buyers are often some of the most solid clients in the deal. Stable income, strong profiles, and a benefit they've ea...
04/22/2026

VA buyers are often some of the most solid clients in the deal.
Stable income, strong profiles, and a benefit they've earned. It's all about how we position them.
Work with me and I'll help you present them with confidence.

http://rate.com/brandonkelter

Our new Digital Mortgage makes homebuying simple, fast and stress-free - with fully underwritten credit approvals that d...
04/17/2026

Our new Digital Mortgage makes homebuying simple, fast and stress-free - with fully underwritten credit approvals that deliver confidence and peace of mind. Let's chat about how our updated Digital Mortgage could work for you and your clients.

http://rate.com/brandonkelter

VA appraisals get misunderstood all the time. They're focused on safety and livability, not nitpicking cosmetic stuff. M...
04/15/2026

VA appraisals get misunderstood all the time.
They're focused on safety and livability, not nitpicking cosmetic stuff. Most deals move forward without issues when it's handled upfront.
Call me and I'll help you navigate it the right way.

http://rate.com/brandonkelter

At, Rate we've revolutionized homebuying. And now, our reimagined Digital Mortgage is faster, smarter and more intuitive...
04/10/2026

At, Rate we've revolutionized homebuying. And now, our reimagined Digital Mortgage is faster, smarter and more intuitive than ever. It makes homebuying simple, fast and stress-free, with pre-approvals that deliver peace of mind. Homebuying's a big decision. Choose the process that makes it feel like it isn't.

http://rate.com/brandonkelter

Address

123 E Tarpon Avenue
Tarpon Springs, FL
34689

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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