Gina Glidewell, Mortgage Loan Originator

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United States
Tampa, FL
Gina Glidewell, Mortgage Loan Originator

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NMLS #1751976 - As a mortgage loan originator, I work hard to shop and compare competitive home loan options that are best for you.

Gina is an experienced loan originator at Motto Mortgage Inspire. Gina works directly with multiple wholesale lenders to provide solid, competitive loan options to clients while delivering exceptional customer service and greater transparency.

11/02/2026

𝐘𝐨𝐮 𝐩𝐫𝐞𝐝𝐢𝐜𝐭𝐞𝐝 𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐫𝐚𝐭𝐞𝐬 𝐰𝐨𝐮𝐥𝐝 𝐟𝐚𝐥𝐥.

And you were RIGHT.

But did you act?

In April 2024, rates in my historical dataset were 7.17%.

By September, they'd dropped to 6.09%.

By November? Back up to 6.83%.

Here's the tricky part about waiting for rates to come down:

You have to decide when they've come down enough.

Nobody sends out an announcement saying, "Congratulations! This is the bottom!"

Believe me I wish that would happen 😀

If refinancing would improve your financial situation, it's worth looking at the actual numbers instead of trying to time the market perfectly.

10/30/2026

Mortgage rates jumped ¾ of a point in just 56 days.

August 20, 2026: 6.65%
October 15, 2026: 7.40%

That's a 0.75-percentage-point increase in less than two months.

Imagine deciding to wait for rates to drop another quarter-point, only to see them climb three-quarters of a point instead.

Does that mean rates will keep going up?

Absolutely not.

But it shows why trying to time the mortgage market can be frustrating.

Instead of waiting for the perfect rate, ask yourself:

Would refinancing improve my financial situation today?

Sometimes the answer is yes.

Sometimes it's better to wait.

The important thing is making the decision based on your numbers, not a prediction.

Source: Freddie Mac Primary Mortgage Market Survey, 30-year fixed-rate weekly averages.

10/16/2026

Susan retired. Apparently, her bills did not.

Groceries kept climbing.
Insurance renewed at a higher price.
Property taxes wanted their turn.

Her retirement income?

Still following the original plan.

Would your retirement budget feel more comfortable with a different arrangement?
If you have equity that sitting idle, you may have a couple of options.

I may be able to help 😀

Message me if you’d like to learn more or call/text me anytime (407) 234-6644.

09/19/2026

Navigating buying your first home can feel like you're entering a maze — but it doesn't have to feel that way! With expert advice and personalized support, I'll help you understand your options and secure the right financing for you and your new home. Message me today to get started!

09/18/2026

Searching for your dream home? Give me a call and let's find you the right option to go into your search with confidence.

09/17/2026

Looking to make homeownership more affordable? A 40-year mortgage could be an option worth exploring! By extending your loan term, you could potentially lower your monthly payments, making it easier to fit homeownership into your budget. Give me a call and let's see if this option fits your financial goals!

09/16/2026

Looking for a budget-friendly way to own your own home? Manufactured home loans could be your answer! Enjoy the benefits of homeownership with potentially lower costs and flexible financing options. I'm here to guide you through the process — call me today to discuss!

09/15/2026

Real estate agents: Looking for a competitive edge to help your clients navigate current market conditions? You could use your agent credits to lower your client's interest rate with a temporary rate buydown! Call me today to learn how.

09/14/2026

Veterans: You've earned your VA home loan benefits — let's make sure you're maximizing them! If you have an existing VA mortgage, a VA IRRRL could help you secure a potentially lower rate or payment. Connect with me to learn more!

09/13/2026

A cash-out refinance could help you convert your home equity into funds for debt consolidation, home repairs or other expenses.* Connect with me to learn how you could tap into your home's value!

Address

142 W. Platt Street
Tampa, FL
33606

Website

https://mortgagesbygg.com/

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