09/08/2026
You DON'T need to be completely debt-free before buying a home! ⬇
When reviewing a mortgage application, we look at more than just your debt. We also consider factors like:
💰 Your income
📊 Credit history
📋 Debt-to-income ratio
🏦 Available assets and savings
Whether you're buying solo or working with a growing family, we're here to help! 🏠
Use our DTI calculator here: https://flatbranchhomeloans.com/resources/dti-calculator