John O'Haro - NMLS# 991565 - Central Bank

John O'Haro - NMLS# 991565 - Central Bank AVP, Mortgage Loan Officer at Central Bank of the Ozarks with over 20 years of banking experience.

I help homeowners and buyers navigate mortgages, refinances, and home equity options with straightforward guidance and a focus on what fits their goals.

Huge thank you to my awesome borrower, Mathew, for trusting me through the home loan process—congrats on your new home! ...
06/01/2026

Huge thank you to my awesome borrower, Mathew, for trusting me through the home loan process—congrats on your new home! 🎉🏡

Also a big shoutout to Fidelity Title Agency for a smooth and seamless closing. It truly takes a great team to get to the finish line, and I appreciate the partnership every step of the way!

If you or someone you know is thinking about buying or refinancing, I’d love to help make it happen!
John O'Haro | Mortgage Loan Officer| NMLS # 991565
Member FDIC | NMLS # 407985 | Equal Housing Lender

06/01/2026

Imagine hosting your friends and family this summer in your own backyard, enjoying barbecues, pool parties, and late-night bonfires!

I specialize in helping you find the perfect mortgage to turn your summer party dreams into reality. No matter your budget or needs, I’m here to guide you every step of the way. 🏡

Ready to make unforgettable memories? Check out these tips for hosting summer parties on a budget: https://www.centralbank.net/learning-center/budget-and-save/easy-budgeting/hosting-summer-parties-on-a-budget/
Member FDIC | NMLS # 407985 | Equal Housing Lender

Warm weather is approaching! Which would you choose for summertime? 🌞Drop a comment with your picks below!Member FDIC | ...
05/28/2026

Warm weather is approaching! Which would you choose for summertime? 🌞

Drop a comment with your picks below!

Member FDIC | NMLS # 407985 | Equal Housing Lender

A 30-year fixed mortgage isn’t the only path to homeownership. Depending on your timeline and goals, an Adjustable-Rate ...
05/27/2026

A 30-year fixed mortgage isn’t the only path to homeownership. Depending on your timeline and goals, an Adjustable-Rate Mortgage (ARM) may be a smart option to consider.

ARMs typically begin with a fixed rate for a set period and may offer lower initial payments than some fixed-rate loans. After that period ends, the rate may adjust based on the loan terms.

If you’d like to see whether an ARM could fit your plans, let’s connect!

Member FDIC | NMLS # 407985 | Equal Housing Lender

Memorial Day🦅 In observance of the holiday, our offices are closed today, Monday 5/25. In the meantime, feel free to DM ...
05/25/2026

Memorial Day🦅 In observance of the holiday, our offices are closed today, Monday 5/25. In the meantime, feel free to DM me and I'll get back to you ASAP!

05/25/2026

Thinking about renovating? Not every project delivers the same return. Some upgrades look great, while others may have stronger impact on future resale value.

Improvements many buyers notice most often include updated kitchens, refreshed bathrooms, paint, flooring, and strong curb appeal. Just as important is having a smart plan for how those projects are financed.

We’re seeing more homeowners consider using available equity to make focused upgrades that support their goals. The best path depends on your timeline, budget, and overall financial picture.

The smartest renovations aren’t just about design—they’re about strategy.

For more, head to our Learning Center: https://www.centralbank.net/learning-center/homeownership/investing/some-renovation-projects-are-better-than-others-at-recouping-costs/

Market conditions vary by location, price range, and property type, and are subject to change. For informational purposes only and not a commitment to lend or guarantee of loan approval.

Member FDIC | NMLS # 407985 | Equal Housing Lender

Congratulations to the Class of 2026! 🎓 If homeownership is your next milestone, send me a message today. Let’s build yo...
05/21/2026

Congratulations to the Class of 2026! 🎓 If homeownership is your next milestone, send me a message today. Let’s build your roadmap together!

Member FDIC | NMLS # 407985 | Equal Housing Lender

05/20/2026

Higher rates don’t always mean fewer options. A temporary buydown may help lower your rate for an initial period, which can reduce early monthly payments for qualified borrowers.

Programs, eligibility, and seller/builder contributions vary based on transaction structure and loan type. The best strategy depends on your goals, timeline, and overall financial picture.

If you’d like to explore what options may fit your situation, reach out anytime. 🏡

Member FDIC | NMLS # 407985 | Equal Housing Lender

05/14/2026

Here are 3 must-have security items for every new homeowner:

-Video Doorbell
-Smart Locks
-Home security camera and alarms system

Many of these systems can even lower your homeowners insurance‼️

Interested in starting your homeownership journey? Shoot me a quick DM and let's chat!

Member FDIC | NMLS # 407985 | Equal Housing Lender

Address

3333 S National Avenue
Springfield, MO
65807

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