Kendal Dingus - NMLS# 1695099 - Central Bank

Kendal Dingus - NMLS# 1695099 - Central Bank Helping clients navigate one of life’s biggest financial decisions with clarity, strategy, and a personal approach. NMLS # 1695099

I’m proud to serve Christian County and the surrounding communities, guiding homebuyers through every step of the mortgage process. The home mortgage business is, and always has been, a "people" business. I am here to assist you during the most important purchase in your life-your home!

In honor of Juneteenth our offices are closed today. For any inquiries, please call or email me, and I’ll get back to yo...
06/19/2026

In honor of Juneteenth our offices are closed today. For any inquiries, please call or email me, and I’ll get back to you promptly.

06/18/2026

The math may be questionable, but the team is solid. 😂

All in good fun — thanks to everyone who participated and was a good sport.

Helping clients outside of Missouri is always a good reminder that mortgage lending does not have to stop at state lines...
06/18/2026

Helping clients outside of Missouri is always a good reminder that mortgage lending does not have to stop at state lines.

I recently had the opportunity to help my clients close on a home in Arizona, and I’m grateful I was able to be part of the process.

A lot of people know me as a local mortgage lender, but we are able to lend in 47 states. So if you are buying in another state or making a move outside of Missouri, I may still be able to help with the mortgage side of things.

Congratulations to my clients on their new home!

Kendal Dingus | Mortgage Loan Officer| NMLS # 1695099
Member FDIC | NMLS # 407985 | Equal Housing Lender

"Back To School" is fast approaching! If you want to be settled into your new home before the next school year starts, n...
06/18/2026

"Back To School" is fast approaching! If you want to be settled into your new home before the next school year starts, now is the time to act! Starting the mortgage process early is crucial to ensure a smooth transition for your family.

Don’t wait - message me today to get started!

Member FDIC | NMLS # 407985 | Equal Housing Lender

06/17/2026

Higher rates don’t always mean fewer options. A temporary buydown may help lower your rate for an initial period, which can reduce early monthly payments for qualified borrowers.

Programs, eligibility, and seller/builder contributions vary based on transaction structure and loan type. The best strategy depends on your goals, timeline, and overall financial picture.

If you’d like to explore what options may fit your situation, reach out anytime. 🏡

Member FDIC | NMLS # 407985 | Equal Housing Lender

Last week, I graduated from the Stonier Graduate School of Banking at The University of Pennsylvania and Wharton Busines...
06/12/2026

Last week, I graduated from the Stonier Graduate School of Banking at The University of Pennsylvania and Wharton Business School after completing a rigorous three-year program focused on leadership, strategy, banking, and the future of financial services.

I’m excited to bring this knowledge back to my mortgage clients—helping families navigate one of the biggest financial decisions of their lives with even greater expertise, insight, and confidence.

The learning never stops, and I’m looking forward to putting it to work for the people I serve every day.

Seller concessions can be a helpful tool for buyers in certain situations.Depending on the loan program and transaction ...
06/10/2026

Seller concessions can be a helpful tool for buyers in certain situations.

Depending on the loan program and transaction details, seller concessions may be used toward eligible costs such as closing costs, prepaid items, or a temporary rate buydown.

This can sometimes help reduce the amount a buyer needs upfront or support a payment strategy during the early part of the loan.

Because concession limits and guidelines vary by loan type, it’s important to talk through the numbers before making an offer.

For informational purposes only. Loan approval, terms, costs, and concession limits are subject to borrower qualifications, program guidelines, property eligibility, credit approval, and underwriting.

Member FDIC | NMLS # 407985 | Equal Housing Lender

June is National Homeownership Month 🏡A great reminder that buying a home does not start with the open house — it starts...
06/08/2026

June is National Homeownership Month 🏡

A great reminder that buying a home does not start with the open house — it starts with clarity.

Before you start house hunting, make sure you understand your monthly payment, cash to close, loan options, and overall comfort level.

The goal is not just to buy a home.
The goal is to buy a home with confidence.

Thinking about buying this year? Start with the numbers first. https://www.centralbank.net/learning-center/homeownership/buying/

For informational purposes only. Not a commitment to lend or extend credit. Loan approval, terms, rates, down payment, and closing costs are subject to borrower qualifications, program guidelines, property eligibility, and underwriting approval.

Member FDIC | NMLS # 407985 | Equal Housing Lender

Address

3333 S National Avenue Suite 201
Springfield, MO
65807

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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