Jared Evenson Your Hometown Lender NMLS: 104085

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Jared Evenson Your Hometown Lender NMLS: 104085 Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Spokane, WA I’m here to give you just that. states.

Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, Jared is a relationship based Mortgage lender who has built his entire business plan around earning referrals from friends, past clients, and family. Jared and his team work tirelessly to ensure all your needs and deadlines are met. Jared's office is in Spokane, but he spends a great deal of time originating loans in Northern Idaho and Whitman county. I can do home loans in most U.S.

10/10/2026

There are a lot of people out there making a blanket statement that a temporary rate buy down is bad. Which in my opinion is a pretty irresponsible comment..

There are a lot of situations where the temporary rate buy down is the best way to use funds available from interested party concessions…

A lot of the times I’ve noticed that people who are bashing the two one buy down are simply lenders who can’t even offer the product.. so of course it’s bad!

Now, it does need to be used responsibly. This is not a short-term Band-Aid for somebody, hoping or needing to refinance to a lower payment and thinking that they will have that opportunity within the next two years.

this is for the person who absolutely knows their income will be going up. It is someone who has extra seller concessions with nothing else to do with them that they’ve negotiated. This is for someone who knows that they will be selling their house within 2 to 3 years.

there are a lot of situations where this is the best use of the funds.

Have any questions drop me a DM… Or feel free to argue in the comments, I don’t care.

10/10/2026

Let’s shape some sourdough!

🫪

I asked Chat- what the average age of todays first time homebuyer was compared to 10 years ago. The average age is up by...
10/10/2026

I asked Chat- what the average age of todays first time homebuyer was compared to 10 years ago.

The average age is up by 29% to 40 years old!!!

You can ask a million people the reason. A lot will likely point to Cost of living, inflation, home prices… whatever.

IF you ask me, I’d say it’s all about Priorities. People aren’t prioritizing owning their first home like they used to.
People aren’t as willing to sacrifice their fun luxuries in life to financially prepare themselves for homeownership.
People aren’t living with their parents longer.

Is this a problem? Absolutely. Homeownership at an early age is one of the greatest financial vehicles you can have to keep you from having to build wealth & prepare yourself for retirement.

so as far as home buying goes…. 40 is the new 30.

10/09/2026

There is no magic recipe that works for everyone when it comes to growing their business. For me the relationships were already in place. I just had to expand on what I already had.

However, I don’t get to take all the credit. Robin was the mastermind that kicked everything off for us.

I just simply understood the assignment. Go get more loans!

There’s been a lot of conversation lately about how tough the “market” is.And there’s no doubt about it. It’s challengin...
10/09/2026

There’s been a lot of conversation lately about how tough the “market” is.

And there’s no doubt about it. It’s challenging out there.

But one thing I’ve really appreciated about the team and the people I get to work with is that we’re always looking for ways to create opportunities, even when they’re not easy to find.

Sometimes that means finding creative financing solutions that help our referral partners sell more homes. Sometimes it’s stepping into a transaction that’s falling apart and finding a way to get it across the finish line.

In fact, about 20% of the loans we’ve funded this year came from opportunities created through those extra efforts. That’s more families getting into homes and more sales for the Realtors we work with.

And then there are the ones that take a little extra help.

We even had one transaction this year where I picked up the phone, called our CEO, and said, “We need to find a path forward to get this done.”

And he helped make it happen.

That’s the kind of support I’m talking about. And it’s something I don’t take for granted.

I’m incredibly grateful for the people I get to work alongside, the referral partners who trust us with their clients, and everyone behind the scenes who helps make these things possible.

There’s still plenty of work to do, and plenty of opportunities out there. I’m looking forward to seeing what we can accomplish together!

Keep Winning!

You CAN win in this market
10/08/2026

You CAN win in this market

10/08/2026

It’s been a while since there’s been any reform in the way that appraisals are completed. But now something major is on the horizon.. what you will notice the most as a consumer is the amount of time that an appraiser spends at the property.

For years after an appraisal was completed I would get calls with shocked, borrowers and realtors stating how little time the appraiser spent on site. That is about to change.. you can expect up to two hours or more moving forward.

With that being said, though, that will mean most of the clerical work is complete, and the appraiser will be spending much less time at their desk reconciling the rest of the report.

why the changes? For more accurate reports.

stay tuned for more updates about other changes to the appraisal process

Address

835 N Post Street Suite 202
Spokane, WA
99201

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+18773513400

Website

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