Inspire Insurance, LLC

Inspire Insurance, LLC We’re Kristi Harvie & Mindy Erdman of Inspire Insurance — located in Spokane, Washington, and serving clients across multiple states.

We help you make confident Medicare & Health Insurance decisions, inspiring you to live your best life.

Our office will be closed 9/3–9/7 for Labor Day 🌼 Enjoy a safe and relaxing holiday!
09/03/2026

Our office will be closed 9/3–9/7 for Labor Day 🌼 Enjoy a safe and relaxing holiday!

Medicare FAQ Series 💡The ANOC is your early warning system. It protects you from surprises and helps you make smart deci...
09/02/2026

Medicare FAQ Series 💡

The ANOC is your early warning system. It protects you from surprises and helps you make smart decisions before the Annual Enrollment Period.

Costs can change — premiums, copays, deductibles, and drug tiers may go up or down.

Coverage can shift — medications may move to a different tier or be removed entirely.

Rules can tighten — new prior authorizations or step‑therapy requirements may be added.

Networks can change — doctors or pharmacies may leave the plan or become non‑preferred.

It helps you decide whether to stay in your plan or switch during AEP.

Medicare FAQ Series 💡AEP is almost here — can you change your Medicare Advantage plan?👉 Yes! During the Annual Enrollmen...
08/26/2026

Medicare FAQ Series 💡

AEP is almost here — can you change your Medicare Advantage plan?

👉 Yes! During the Annual Enrollment Period (AEP), you can review your current Medicare Advantage plan and switch to another option if it better fits your needs.

👉 AEP runs October 15 – December 7, and it’s the time when many beneficiaries update their coverage for the upcoming year.

Check out our other FAQ posts to learn more about your Medicare choices this AEP.

Medicare FAQ Series💡 Simple ways to reduce Medicare scam calls. Register your phone number with the National Do Not Call...
08/19/2026

Medicare FAQ Series💡

Simple ways to reduce Medicare scam calls.

Register your phone number with the National Do Not Call Registry (NDNC)
https://www.donotcall.gov/

These tips won't stop everything, but they help!

Medicare FAQ Series 💡Part B Late Enrollment Penalty — Quick GuideDelaying Medicare Part B without creditable employer co...
08/12/2026

Medicare FAQ Series 💡

Part B Late Enrollment Penalty — Quick Guide

Delaying Medicare Part B without creditable employer coverage can lead to a permanent penalty added to your monthly premium.

👉 The penalty is 10% for every full 12 months you went without Part B.
👉 It lasts as long as you have Part B.
👉 You can avoid it if you had creditable employer or union coverage and enroll during your SEP.

Understanding the rules now helps you avoid unnecessary penalties later.

Medicare FAQ Series 💡Prior Authorization: What You Need to KnowSome tests, procedures, and medications may require prior...
08/05/2026

Medicare FAQ Series 💡

Prior Authorization: What You Need to Know

Some tests, procedures, and medications may require prior authorization, which means your plan needs to approve them before they’re covered.

Your doctor handles the request, sends the medical notes, and notifies you once the plan makes a decision.

If it’s denied, you have the right to appeal.

Check out our infographic to learn how it works 👉

Medicare FAQ Series 💡“Creditable coverage” is insurance that meets Medicare’s minimum standards. Knowing whether your cu...
07/29/2026

Medicare FAQ Series 💡

“Creditable coverage” is insurance that meets Medicare’s minimum standards. Knowing whether your current plan is creditable helps you avoid late enrollment penalties and enroll at the right time.

👉 Slide 1: What creditable coverage means
👉 Slide 2: Which types of plans qualify

Understanding these rules helps you make confident Medicare decisions.

💡 Medicare FAQ Series👀 Wondering what Medicare really covers? Dental, vision, and hearing are some of the most common q...
07/22/2026

💡 Medicare FAQ Series

👀 Wondering what Medicare really covers?

Dental, vision, and hearing are some of the most common questions we hear from clients.

👉 Take a look below!

💡 Medicare FAQ Series✨ Medicare GLP‑1 Bridge Program ✨Starting July 1, 2026, eligible Medicare members may access select...
07/15/2026

💡 Medicare FAQ Series

✨ Medicare GLP‑1 Bridge Program ✨

Starting July 1, 2026, eligible Medicare members may access select GLP‑1 weight‑management medications for a $50 monthly copay through this temporary program.

✔ Available nationwide through December 31, 2027
✔ Designed to provide access until longer‑term coverage models launch
✔ Requires provider prior authorization

Eligibility requirements are outlined in our infographic — check it out to see if you may qualify!

Address

308 W 1st Avenue
Spokane, WA
99201

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+15096013069

Website

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