All Lines Insurance

All Lines Insurance All Lines Insurance is a full-service independent insurance agency serving Washington, Oregon, Idaho, Montana, Arizona & Nevada.

Since first opening our doors in 2000, All Lines Insurance has helped individuals and businesses in Spokane protect what matters most: their families and their futures. As an independent insurance agency, we work with multiple companies to provide a wide variety of insurance solutions to best fit your situation. Get a home insurance quote here: https://alllinesinsure.com/home-insurance-quote-spokane/

Somewhere around August, your kitchen table stopped being a kitchen table.Now it's a packing station. Boxes of inventory...
09/08/2026

Somewhere around August, your kitchen table stopped being a kitchen table.

Now it's a packing station. Boxes of inventory in the spare room. A label printer where the fruit bowl used to be. You're building something real for the holiday markets around Spokane.

Here's the part nobody mentions. A standard homeowners policy usually caps business property at a low limit, and some exclude it flat out. So the stock you've spent months making could be sitting in a room your policy doesn't really see.

One kitchen mishap. One break-in the week before a big market. That's the moment you'd find out.

Call us before market season and we'll look at what your setup actually needs. No pitch, just a straight answer.

Four and a half years. Thousands of emails, endless certificates, and a whole lot of clients who love Ashley.Today was h...
09/04/2026

Four and a half years. Thousands of emails, endless certificates, and a whole lot of clients who love Ashley.

Today was her last day with us, and we sent her off the only way that felt right: tacos, too many of them!

We will miss you, Ashley, and will hold you to your promise to visit us once in a while.

Thank you for 4.5 years, Ashley. We hope you have a great new journey ahead!

You winterized the boat. Drained the lines, pulled the battery, shrink-wrapped the hull. Then you called to cancel the i...
09/04/2026

You winterized the boat. Drained the lines, pulled the battery, shrink-wrapped the hull. Then you called to cancel the insurance until spring.

That last step is the one that bites people.

A stored boat or RV still faces theft, fire, and rodent damage, and it faces all of it while nobody's looking. Six quiet months is plenty of time for a chewed wiring harness or a storage-yard break-in.

You don't need the same coverage you carry in July. You need the right coverage for a vehicle that's parked and vulnerable. There's a difference, and it usually saves money without leaving you exposed.

Before you winterize, let your All Lines agent right-size the off-season coverage. One quick call and you'll know exactly what you're carrying and why.

The biggest risk to a motorcycle rider isn't the bike. It's the other driver.Riders spend hours picking gear, tires, and...
09/03/2026

The biggest risk to a motorcycle rider isn't the bike. It's the other driver.

Riders spend hours picking gear, tires, and routes. Most spend zero minutes checking whether their policy covers what happens when the driver who hits them doesn't carry enough insurance to pay for it.

Washington requires liability coverage. It doesn't require enough of it. Uninsured and underinsured motorist coverage is the part of your policy that closes that gap, and it's the part most riders skip.

Riding season is peaking. Vote in the comments: bike risk or driver risk? Then give us a call and we'll check what your policy actually covers. No pressure, no pitch.

Quick question. Do you know who's listed as the beneficiary on your life insurance policy right now?If you had to think ...
09/01/2026

Quick question. Do you know who's listed as the beneficiary on your life insurance policy right now?

If you had to think about it for more than a second, you're not alone. A lot of policies still list an ex-spouse, a sibling who's passed, or an address from three houses ago.

Senior Citizens Day is as good a reason as any to check five things: Medicare vs. life insurance confusion, long-term care coverage gaps, what changes when you downsize your home or your car, your beneficiary listing, and discounts you might qualify for but aren't getting.

Get a free review for yourself or your parents. No pressure, just an honest look.

You landed the bid. Then the general contractor asked for a certificate of insurance before Friday.If your broker takes ...
08/31/2026

You landed the bid. Then the general contractor asked for a certificate of insurance before Friday.

If your broker takes three days to turn that around, you might lose the job to the sub who had one ready that same afternoon.

August is Spokane's busiest month for contractors. Bids move fast. Certificates should too.

Need a COI fast? We turn these around same-day. Message us and we'll get it done.

Your kid's headed out of state for school. So is your car.Here's what nobody explains at orientation: your auto policy i...
08/27/2026

Your kid's headed out of state for school. So is your car.

Here's what nobody explains at orientation: your auto policy is tied to a garaging address. Move that car to Idaho, Oregon, or wherever for the school year and your coverage details can shift right along with it. Rates change. Sometimes gaps show up too.

If the car's staying home and your student's flying instead, there's usually a discount for that. Away-at-school without a vehicle on campus often qualifies, and most families never ask.

This is a five-minute call, not a five-hour project. Let's sort it before move-in day.

It's National Dog Day, which means everyone's posting a dog photo and nobody's reading the fine print. Fair. Here's the ...
08/26/2026

It's National Dog Day, which means everyone's posting a dog photo and nobody's reading the fine print. Fair. Here's the fine print anyway.

Heat stroke sends Spokane dogs to the emergency vet almost every August. Most pet insurance treats it as an illness, not an accident. That distinction matters. Illness coverage usually starts after a waiting period, so a policy from last week might not help you this week.

Team AC or team kiddie pool for keeping your dog cool? Vote in the comments.

If your dog got lucky last summer, don't count on it twice. Message us and we'll walk you through what your plan actually covers, before the next heat wave, not after.

Your car insurance handles the truck. It stops the second the ATV comes off the trailer.Standard auto policies exclude o...
08/25/2026

Your car insurance handles the truck. It stops the second the ATV comes off the trailer.

Standard auto policies exclude off-highway vehicles. No liability if you clip another rider. No payout if the machine takes damage on a rock crawl gone wrong.

South Hill, the Valley, out toward Mount Spokane. Wherever you're riding this season, the machine needs its own policy.

Hauling toys out this weekend? Quote your ATV first. Send us a message and we'll get it done before you load the trailer.

Quick question. If your house flooded tonight, could you list what was in your living room? Your garage? The closet you ...
08/21/2026

Quick question. If your house flooded tonight, could you list what was in your living room? Your garage? The closet you haven't opened since spring?

Most people can't. And that's exactly the moment an insurance claim gets messy, not because the coverage wasn't there, but because nobody could prove what was.

The fix takes less time than making coffee. Walk through your house with your phone. Film every room. Note the big stuff out loud as you go: the TV, the instrument, the tools in the garage. Then get that video off your phone and into the cloud, so a lost phone doesn't mean a lost record too.

Do it this weekend. Before the trip, not after you're already filing a claim.

Address

6404 N Monroe Street
Spokane, WA
99208

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

(509)3271658

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