Inland Financial Planning

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Inland Financial Planning Cullen Financial Planning LLC dba Inland Financial Planning. Only and always a fiduciary.

Committed to helping clients define and achieve financial goals through transparent, fiduciary-based advice and investment management.

The long game is worth playing. This past weekend, we had the opportunity to cheer on Charlie and her team at the SEC Cr...
11/03/2026

The long game is worth playing.

This past weekend, we had the opportunity to cheer on Charlie and her team at the SEC Cross Country Championships, along with quite the family cheering section!

Cross country is a great reminder that success doesn't happen overnight. It's built through consistency, discipline, patience, and showing up day after day, even when the results aren't immediately visible.

Sound familiar?

The same principles apply to financial planning. There will be challenges, unexpected turns, and moments when progress feels slow. But staying focused on the bigger picture and trusting the process can make all the difference.

And just like in running, it helps to have a great team cheering you on along the way.

Proud of Charlie and her team and grateful for all the family who came out to support her!

Halloween may be all about surprises, but your financial future shouldn't be. Unexpected expenses, market volatility, ch...
10/28/2026

Halloween may be all about surprises, but your financial future shouldn't be.

Unexpected expenses, market volatility, changing tax laws, and retirement decisions can all create uncertainty. While we can't predict everything life will bring, having a thoughtful financial plan can help you feel more prepared.

At Inland Financial Planning, we believe good financial planning isn't about eliminating every risk. It's about understanding your options, preparing for the unexpected, and making informed decisions along the way.

Because the fewer financial unknowns you face, the more confidently you can plan for what's ahead.

Is it just us, or do the holidays seem to sneak up faster every year? Between shopping, travel, family gatherings, and a...
10/26/2026

Is it just us, or do the holidays seem to sneak up faster every year?

Between shopping, travel, family gatherings, and all the little things that come with the season, it's easy for both our schedules and our spending to get away from us.

Before things get too busy, now is a great time to think about what matters most this holiday season.

Maybe it's setting a gift budget, planning a trip to see family, or simply leaving a little more room on the calendar to enjoy being together.

A little planning now can mean less stress later, and more time to enjoy the moments that matter.

At Inland Financial Planning, we know that financial decisions aren't just about numbers. They're about the people, experiences, and priorities that matter to you. We're here to help you make thoughtful decisions with your money, so you can enjoy today while staying on track for tomorrow.

Four paws. Zero income. Expensive taste.Meet Duke! He may not contribute to the household income, but he certainly knows...
10/23/2026

Four paws. Zero income. Expensive taste.

Meet Duke! He may not contribute to the household income, but he certainly knows how to enjoy the benefits.

From vet bills and premium food to toys, treats, and the occasional beach getaway, our pets have a way of finding their own line in the family budget.

And let's be honest… we wouldn't have it any other way.

What's the one thing you happily splurge on for your pet? We'd love to hear (and see pictures)!

Happy Friday from Inland Financial Planning!

Heading somewhere for Thanksgiving? Your wallet might want a seat at the planning table, too.According to Google Flights...
10/20/2026

Heading somewhere for Thanksgiving? Your wallet might want a seat at the planning table, too.

According to Google Flights, Thanksgiving airfare has historically been lowest about 34 days before departure. That means October is an important month for holiday travel planning!

A few ways to keep your trip from becoming more expensive than expected:

- Be flexible with travel dates. Even shifting your flight by a day or two can make a difference.

- Look beyond the ticket price. Checked bags, airport parking, rental cars, and meals can add up quickly.

- Check your credit card benefits. You may already have travel perks or protections available.

- Think beyond Thanksgiving. Christmas travel, gifts, and holiday gatherings aren't far behind.

A little planning now can help you enjoy the holidays without starting the new year with unexpected expenses.

Are you flying, driving, or hosting this Thanksgiving?

Social Security changes are coming in 2027!The Social Security Administration has announced a 3.6% cost of living adjust...
10/15/2026

Social Security changes are coming in 2027!

The Social Security Administration has announced a 3.6% cost of living adjustment (COLA) for 2027. But what does that mean for you?

Whether you're already retired, approaching retirement, or still building your savings, understanding how Social Security fits into your financial picture is important.

While the increase will help retirees offset rising costs, other annual Social Security adjustments may affect those still working.

The takeaway? Social Security is just one piece of a much bigger financial picture. Having a plan that considers your income, investments, taxes, and long-term goals can make all the difference.

Swipe through to see what the 2027 changes could mean for you.

Can a retirement calculator really tell you when you can retire? Retirement calculators are everywhere, and they can be ...
10/13/2026

Can a retirement calculator really tell you when you can retire?

Retirement calculators are everywhere, and they can be a great starting point. Plug in your age, savings, and expected retirement date, and you'll get an estimate of where you stand.

But here's what a calculator might not tell you:

- How a market downturn could affect your retirement timeline.

- How taxes and withdrawal strategies impact the money you actually get to spend.

- How rising healthcare costs could change your plans.

- Whether your savings can support the retirement lifestyle you envision.

A calculator can give you a number. A financial advisor can help you understand what that number means for your life.

At Inland Financial Planning, we look beyond the numbers to help our clients build retirement strategies that account for their goals, circumstances, and the unexpected.

Because retirement planning isn't just about knowing how much you need. It's about understanding how to make it work.

10/09/2026

What a beautiful evening at Trezzi Farm & Winery!

From the delicious food to the breathtaking views, it was the perfect setting for our annual client appreciation event.

But what truly makes this evening so special year after year is the people who join us. We really do have the best clients, and we are incredibly grateful for the relationships we’ve built and the trust you place in us.

Thank you to everyone who spent the evening with us and to Trezzi Farm for such a wonderful experience. We’re already looking forward to next year!

Rich Cullen Tamara Cullen Jennifer Van Engelen Traynor Trezzi Farms Greenbluff Washington

Have a college student or young adult in your life? This one might be worth sharing with them. When you’re 18, 20 or 22,...
10/06/2026

Have a college student or young adult in your life? This one might be worth sharing with them.

When you’re 18, 20 or 22, retirement feels very far away. But one of the biggest financial advantages young adults have isn’t a big paycheck, it’s time.

Even $100 a month, invested consistently, has the potential to grow significantly over the years.

The lesson? You don’t have to start big. You just have to start.

Tag or share this with a young adult who could use the reminder.

**Hypothetical illustration assumes a 7% annual return with monthly contributions. Actual investment returns will vary and are not guaranteed.**

The best investments aren’t always financial. This weekend was another reminder that sometimes the best thing you can gi...
10/04/2026

The best investments aren’t always financial.

This weekend was another reminder that sometimes the best thing you can give the people you love is simply showing up.

Between work, school, sports, travel and everything else that fills our calendars, these are the moments we’re especially grateful for.

A quick trip to Portland to cheer on our daughter and her Pacific teammates, and some pretty happy parents and sisters in the stands.

Here’s to making time for the people and moments that matter most.

What’s something you’re making time for this fall?

Address

605 E Holland Avenue Suite 115
Spokane, WA
99218

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+15094435917

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