Inland Financial Planning

Inland Financial Planning Cullen Financial Planning LLC dba Inland Financial Planning. Only and always a fiduciary.

Committed to helping clients define and achieve financial goals through transparent, fiduciary-based advice and investment management.

September in Spokane: when you leave the house in a sweater and regret it by 2 PM. We’re officially in that in between s...
09/01/2026

September in Spokane: when you leave the house in a sweater and regret it by 2 PM.

We’re officially in that in between season, cool mornings & warm afternoons. Football is back, and fall is starting to sneak in.

Happy September Spokane!

Talking about finances with your parents can feel uncomfortable, especially when things are going well.But that’s actual...
08/31/2026

Talking about finances with your parents can feel uncomfortable, especially when things are going well.

But that’s actually the best time to have the conversation.

Do you know where their important documents are? Who they would want making decisions if they couldn’t? Whether their beneficiaries and estate documents are up to date? What they would want if they needed more care someday?

You don’t need to know every detail of your parents’ finances. But having a roadmap, and knowing their wishes, can make a difficult season a little easier.

Swipe through for 5 conversations worth having before you need to.

Is “YOLO” a good financial strategy?Actually…sometimes.Take the trip. Buy the concert tickets. Upgrade the seats. Order ...
08/27/2026

Is “YOLO” a good financial strategy?

Actually…sometimes.

Take the trip. Buy the concert tickets. Upgrade the seats. Order dessert.

Financial planning shouldn’t be about saving every possible dollar for someday. It should help you understand what you can comfortably spend and enjoy today without putting your future goals at risk.

The goal isn’t to never say “YOLO.”

It’s to know when you can say it with confidence.

08/24/2026

Your brain before meeting with a financial advisor:
Retirement. Investments. Taxes. Insurance. Am I saving enough? Am I doing this right? What am I forgetting?

Your brain after:
Ahhhh.

Having a financial plan doesn’t mean life suddenly becomes predictable. It means having someone who understands your financial picture, helps you organize the pieces, and gives you a plan for what comes next.

Because sometimes a little clarity can make a big difference.

It’s a question we hear more often than you might think, and the answer goes well beyond managing investments.A financia...
08/20/2026

It’s a question we hear more often than you might think, and the answer goes well beyond managing investments.

A financial advisor helps you step back and look at your entire financial picture. That can mean helping you answer questions like:

• Am I saving enough for retirement?
• When can I realistically retire and what might my income look like?
• Are my investments aligned with my goals and the amount of risk I’m comfortable taking?
• Am I being thoughtful about taxes?
• Do I have the right insurance and estate planning pieces in place?
• How should I approach a major financial decision, like selling a business, receiving an inheritance or making a large purchase?

And maybe most importantly: Are all of these pieces working together?

Financial planning isn't just about growing your money. It's about making sure the different pieces of your financial life are working together to support what matters to you.

Sometimes the greatest value isn't being told what to do. It's having someone who knows your financial picture sitting on the same side of the table, helping you ask the right questions along the way.

You don't have to track every dollar or check your accounts every day to have a good handle on your financial life. But ...
08/18/2026

You don't have to track every dollar or check your accounts every day to have a good handle on your financial life. But there are a few numbers worth knowing:

1. Your emergency savings
How many months of essential expenses could you cover if your income suddenly changed or an unexpected expense came up?

2. Your retirement savings rate
What percentage of your income are you putting toward retirement, including any employer contributions? Knowing this number can help you see whether you're making meaningful progress toward your long term goals.

3. Your monthly cash flow
After your regular expenses, debt payments and savings, how much flexibility do you actually have each month?

These numbers won't tell you everything about your financial picture, but they're a great place to start.

A good financial plan helps you understand not just what your numbers are, but whether they're working together to support the life you're planning for.

Ask yourself: Do you know these numbers, and more importantly, do you feel confident about what they mean for your future?

Knowing the numbers is one thing. Understanding how they work together, what they should look like for your goals, and when they may need to change is where thoughtful financial planning can make a real difference.

Back to school season is here, but for some families in our community, preparing for a new school year looks very differ...
08/13/2026

Back to school season is here, but for some families in our community, preparing for a new school year looks very different after the recent fires.

As families return home and begin moving forward, we wanted to share a few local resources available to help kids start the school year with what they need.

-Back to School Literacy Fair
Thursday, August 13 | 2–5 PM
Northeast Community Center
Free food, books, school supplies and other family resources.

https://www.kxly.com/news/free-back-to-school-literacy-fair-for-northeast-spokane-families-this-thursday/article_425adced-01ba-4099-82ef-de89d3931fc9.html

-School Shoes for Kids
Friday, August 14 | 10 AM–6 PM
Stevens Elementary
New shoes and socks for students preschool through 12th grade. Advance registration is encouraged.

https://www.4mission.org/school-shoes-for-kids/

-Unity in the Community
Saturday, August 15 | 10 AM–3 PM
Riverfront Park
Free K–8 school supplies and kids' helmets while supplies last.

https://my.spokanecity.org/riverfrontspokane/calendar/2026/08/15/unity-in-the-community/

-One Heart Spokane Back to School Events
Saturday, August 15 | 11 AM–1 PM
Three locations throughout Spokane
Free shoes, socks, haircuts, lunch and activities for kids.

https://oneheartspokane.com/back-to-school-event

-Catholic Charities Eastern Washington is providing backpacks to students impacted by the Spokane Complex Fire.

https://www.krem.com/article/news/local/wildfire/catholic-charities-eastern-washington-backpacks-wildfire-impacted-students/293-c8029e6b-9cca-4eda-803f-77710f2de4cd

There are also additional back-to-school resources available throughout Spokane in the coming weeks.

If you know a family who could use a little extra help getting ready for school, especially one impacted by the fires, please share this with them.

One of the best things about Spokane is the way this community continues to show up for one another. ❤️

Like so many in our community, our hearts are heavy as we see the devastation left behind by the recent fires. We are pr...
08/03/2026

Like so many in our community, our hearts are heavy as we see the devastation left behind by the recent fires. We are praying for the families who have lost homes, the firefighters and first responders who have worked tirelessly, and the neighbors who are beginning the difficult process of rebuilding.

If you or someone you know has been affected, here are a few practical steps that may help in the days ahead:

If your home was damaged or destroyed:
• Contact your insurance company as soon as possible to begin the claims process.
• Take photos of any damage before cleanup begins, if it's safe to do so.
• Save receipts for hotel stays, meals, clothing, pet boarding, and other emergency expenses. Many homeowners policies provide reimbursement for these costs.
• If you'll need temporary housing, begin looking for a rental or extended stay accommodations as soon as you're able. Housing availability can become limited after a disaster.
• Start documenting damaged or lost belongings, even if it's just a simple list to begin with.
• Notify your mortgage lender if your home sustained significant damage.

If you'd like to help:
• Consider donating to trusted local relief organizations such as the American Red Cross, Innovia Foundation Wildfire Response Fund, Catholic Charities Eastern Washington, SNAP, or the City of Spokane's wildfire relief efforts.
• Support local businesses that have been impacted.
• Offer meals, temporary housing, childcare, transportation, or other practical help if you're able.
• Check in on neighbors, especially seniors and families who may need extra support.

Spokane has always been a community that shows up for one another. While the road to recovery won't be easy, we know our community is stronger when we come together.

If you or someone you know needs help finding resources, please don't hesitate to reach out. While we may not have all the answers, we're happy to help connect you with organizations and information that may be helpful.

Our thoughts and prayers remain with everyone affected.

Links for relief organizations

https://www.redcross.org/local/washington/about-us/locations/greater-inland-northwest.html?srsltid=AfmBOorvq3NQDuzOpiHWr5kAgCBAFY0iE4iQJxTvPajv6Ts1zL2GwfJq

https://www.snapwa.org/

https://www.cceasternwa.org/

https://innovia.org/

https://my.spokanecity.org/endinghomelessness/donations/

Summer has a way of filling both our calendars... and our credit cards. Vacations, kids' activities, home projects, din...
07/24/2026

Summer has a way of filling both our calendars... and our credit cards. Vacations, kids' activities, home projects, dinners with friends, and making memories all add up.

The goal isn't to avoid spending on the things you love.

The goal is to plan so you can enjoy those moments with confidence.

College move in season is here!As parents across the country pack up cars and head to college campuses, there's one thin...
07/22/2026

College move in season is here!

As parents across the country pack up cars and head to college campuses, there's one thing we've learned...

You will 100% make at least one Target run.

But here's a quick move in checklist to hopefully keep those Target trips to a minimum:

Basic tool kit (screwdriver, hammer, measuring tape, scissors)
Command hooks and removable strips
Power strips and extension cords (check dorm rules)
Mattress topper and mattress protector
Extra-long twin sheets
Laundry basket, detergent, and quarters (if needed)
First aid kit and basic medications
Cleaning supplies and paper towels
Fan (many dorms don't have A/C)
Reusable water bottle and snacks
Important documents (student ID, insurance card, medication list)
Storage bins and under bed organizers
Tide Sticks (trust us on this one!)
Plenty of patience... and tissues.

And a few things that don't fit in a box:

Give them room to make the space their own.
Resist the urge to unpack every drawer.
Take lots of photos.
Hug them one more time.
Trust that you've been preparing them for this moment for years.

College move in isn't just about settling into a dorm, it's about watching your child step into the next chapter of their life.

To all the parents making the trip this summer, congratulations! It's a day filled with excitement, pride, and maybe a few tears.

Address

605 E Holland Avenue Suite 115
Spokane, WA
99218

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+15094435917

Website

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