The Lisa and Michelle Team NMLS 113687 124933

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The Lisa and Michelle Team NMLS 113687 124933

The Lisa & Michelle Team at PrimeLending, a PlainsCapital Company in Shelton, CT. Equal Housing Lender
NMLS # Lisa: 113687 Michelle: 124933

•Lisa Nicholas, Team Loan Officer NMLS #113687
•Michelle Connor, Senior Loan Officer NMLS #124933

At PrimeLending, we are Home Loans Made Simple®. For over three decades, we have helped people buy, refinance and renovate their homes. PrimeLending’s loan officers give customers personal attention and explain their options every step of the way. We have straightforward processes, user-friendly mob

ile applications and step-by-step communication to keep our customers informed and feeling at ease. We lock, approve and close loans quickly, and earn our customers’ trust with our reliable service. PrimeLending loan officers help customers choose from a wide array of loan products, like fixed and adjustable rate mortgages, FHA and VA loans, jumbo loans, refinancing options, renovation loans and relocation programs. The views expressed on this site are those of the individual author and do not necessarily represent those of Hilltop Holdings, PlainsCapital Corporation or its subsidiaries. primelending.com/legal

Equal Housing Lender

PrimeLending NMLS ID: 13649

09/09/2026

"What if rates drop after I buy?"

It's one of the most common questions homebuyers ask.

While no one can predict future rates, waiting for the "perfect" rate could mean missing out on the right home today.

And remember: if rates fall significantly down the road, refinancing may be an option.

The key is making the best decision based on your needs and goals now.

09/08/2026

Love the Location. Not the House? We Can Work With That.

You know where you want to live. But the move-in ready homes in that neighborhood? They may be stretching the budget a little too far.

Before you expand your search, consider expanding the types of homes you’re willing to look at.

With a renovation loan, you may be able to buy a home that needs some work and finance eligible improvements along with the purchase — all in one loan with one monthly mortgage payment.

That outdated kitchen or less-than-perfect floor plan could be an opportunity.

Found the right location but not the right house? Send me a message. Let’s look at what’s possible.

09/07/2026

Here’s to the people who make it happen.

The early mornings. The long days. The extra shifts. The big dreams. 💪

This Labor Day, we’re celebrating the hard work that helps build careers, communities, and — sometimes — a place to call home. 🏡

Happy Labor Day!

09/06/2026

🏡 You’ve Built the Equity. Could It Help With What’s Next?

If you’re planning to stay in the home you love during retirement, the equity you’ve built over the years may be able to play a bigger role in your financial plans.

For homeowners 62 and older, a reverse mortgage* can provide access to a portion of that equity without requiring monthly mortgage payments.** That could mean more flexibility for everyday expenses 💰, home improvements 🔨, unexpected costs, or simply keeping more of your savings available for other priorities.

Wondering if it makes sense for you? Let’s talk through how it works, the costs and the tradeoffs so you can decide for yourself.

*Eligibility requirements and loan terms apply.

*Borrowers must continue to meet loan obligations, including paying property taxes, homeowners' insurance and maintaining the home.

09/05/2026

🔑 You don’t have to be ready to tour homes to start the mortgage conversation.

I can help you estimate a comfortable price range, potential monthly payment and cash needed to close 💰. Then you can decide whether buying now fits your plans or whether you need more time to prepare.

09/04/2026

🏡 Need to buy your next home before selling your current one?

You're not alone. One of the biggest challenges homeowners face is figuring out how to make their next move while their equity is still tied up in their current home.

That's where a Home Transition Loan may help.

Depending on the option that best fits your situation, you may be able to:

✅ Access your home's equity before it sells
✅ Avoid the pressure of a rushed sale
✅ Strengthen your buying power in a competitive market
✅ Purchase your next home before your current home closes

Whether you're upsizing, downsizing, or relocating, a Home Transition Loan could provide the flexibility you need to move on your timeline.

📩 Thinking about making a move? Let's talk about your goals and explore your options.

All credit decisions for brokered products will be made by a third party. Restrictions and limitations apply.

09/03/2026

Congratulations to Paul and Sara on your beautiful new home!

A huge thank you to Homes by Heather (Showcase Realty Inc) and Marc Michaud (Michaud Real Estate) for their teamwork and dedication throughout the process.

Special appreciation to Attorney Dana D’Angelo for a smooth and seamless closing—well done all around! 👏

Whether you’re buying your first home or planning your next move, we’re here to help you get the keys with loan options including:

✅ Conventional
✅ Renovation / Purchase & Refinance
✅ FHA
✅ VA
✅ Jumbo
✅ First Time Homebuyer Programs

📲 Ready to get started? Let’s make your homeownership goals a reality!

Apply Now link in bio.

PrimeLending and the above mentioned companies are not affiliated.

09/02/2026

💙 We’re so grateful for wonderful clients like Madison.

Buying your first home comes with a lot of questions and important decisions, and Lisa and I are honored that we had the opportunity to help guide Madison through the process. Our goal is always to provide clear information, thoughtful advice, and financing solutions that align with our clients’ goals and budget.

Madison, thank you for placing your trust in us and for allowing us to be part of such an exciting milestone. Congratulations on your new home, and thank you for your incredibly kind words! 🏡✨

09/01/2026

Congratulations to Allie and Evan on your beautiful new home!

A huge thank you to Terry Varrone (EXP Realty of CT) and Jeff C**t (Showcase Realty) for their teamwork and dedication throughout the process.

Special appreciation to Attorney Russell Stutsky for a smooth and seamless closing—well done all around! 👏

Whether you’re buying your first home or planning your next move, we’re here to help you get the keys with loan options including:

✅ Conventional
✅ Renovation / Purchase & Refinance
✅ FHA
✅ VA
✅ Jumbo
✅ First Time Homebuyer Programs

📲 Ready to get started? Let’s make your homeownership goals a reality!
Apply Now link in bio.

PrimeLending and the above mentioned companies are not affiliated.

08/31/2026

🏡 The market can give you reasons to buy and reasons to wait. I focus on the part that matters most: your budget, timeline and plans.

If the payment feels comfortable and the home supports your next few years, buying now may make sense. If the numbers don’t work, waiting may be the smarter decision.

📊 I can run both scenarios with you.

Address

4 Research Drive, Suite 450
Shelton, CT
06484

Telephone

+12034451706

Website

http://www.TheLisaAndMichelleTeam.com/

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