Gerard McGuinness, PrimeLending, NMLS# 99280

Gerard McGuinness, PrimeLending, NMLS# 99280 My job is to get your refinance or purchase transaction done as smooth as possible and in a timely m

📈 Is your home worth more than what you owe on your mortgage? You might be equity rich too.🏡 And if you have a renovatio...
08/08/2026

📈 Is your home worth more than what you owe on your mortgage? You might be equity rich too.

🏡 And if you have a renovation or other major expense putting pressure on your savings, you may be able to use that equity to help give your budget some relief.

💬 Contact me today to learn how your home equity could support your plans.

🌉 Want to move before fall, but worried your current home won’t sell in time? There’s a bridge loan* for that!🍂 If you n...
08/07/2026

🌉 Want to move before fall, but worried your current home won’t sell in time? There’s a bridge loan* for that!

🍂 If you need help securing short-term financing needed to move into your next home, give me a call. I can walk you through all of your options.

All credit decisions for brokered products will be made by a third party. Restrictions and limitations apply.

📚 Homebuyers, class is in session! And today I’m covering the difference between mortgage qualification and being approv...
08/06/2026

📚 Homebuyers, class is in session! And today I’m covering the difference between mortgage qualification and being approved for a mortgage.

When you want a quick estimate of how much you could afford when you’re house hunting, a mortgage qualification* can help you see those numbers. 🏡

If you want to walk into an open house and show the seller you can back up your offer with a verified loan amount, then getting approved** is the way to go. ✅

Let me walk you through all the details of both options. DM to get started. 📩

All loans subject to credit approval. A qualification is not an approval of credit, and does not signify that underwriting requirements have been met. Conditions and restrictions may apply.

*Approval indicates an Underwriter has reviewed your application and has verified all necessary forms of income, assets, and credit; final approval is subject to underwriter and property conditions and is voided by changes in borrower’s credit, loan program, or unforeseen circumstances beyond lender’s control.

08/05/2026

🏡 Buying a home comes with enough moving parts. You shouldn’t have to chase down answers from a call center too.

I’m here locally to help you compare your options, understand your payment and stay informed from application through closing. 🤝

Let’s talk about what you’re planning. 💬

🎉 Buying your first home probably feels more expensive than ever. But just because rates are higher doesn't mean your mo...
08/04/2026

🎉 Buying your first home probably feels more expensive than ever. But just because rates are higher doesn't mean your monthly payment has to be.

🏡 For a limited time, PrimeLending is covering the cost of a temporary 1-0 rate buydown for eligible homebuyers.*

📉 That means lower monthly payments during your first year.

*Buydown 1-0 Option will be paid by PrimeLending. Rate discount applies only to first year. Must apply for and lock loan through PrimeLending between 7/13/26 and 8/21/26. Savings will reflect on the Closing Disclosure. Offer only available for FHA, VA, and USDA purchase loans. Excludes bond, broker, conventional products, high balance, jumbo products, portfolio products, and construction loans. Offer can be paired with PrimeLending VA No Lender Fees promotion, all other promotions are excluded. Availability subject to investor guidelines. Additional restrictions may apply, contact a PrimeLending loan officer for details. Subject to credit approval.

☕ One thing at a time, one win at a time. ✨ New week. Fresh start. Let's make it a good one.
08/03/2026

☕ One thing at a time, one win at a time.

✨ New week. Fresh start. Let's make it a good one.

❤️ For a lot of families, the dream isn’t to buy just any house. It’s about having a place that’s truly yours.Walls you ...
07/30/2026

❤️ For a lot of families, the dream isn’t to buy just any house. It’s about having a place that’s truly yours.

Walls you can paint, a kitchen everyone gathers in, and making payments toward something your family owns. The first step to making it all happen starts with finding out what’s possible today.

🏡 Getting qualified* for a mortgage can show you what you could afford, your down payment options, and loan programs that fit your needs. I’m here to help guide you the entire way. DM me to see what you may qualify for.

*All loans subject to credit approval. A qualification is not an approval of credit, and does not signify that underwriting requirements have been met. Conditions and restrictions may apply.

🏠 Has saving for a down payment started to feel like a full-time hobby?You're not alone. One of the biggest surprises fo...
07/29/2026

🏠 Has saving for a down payment started to feel like a full-time hobby?

You're not alone. One of the biggest surprises for many homebuyers is learning they may not need to save as much as they thought.

💡 Down payment assistance programs* (DPAs) could help cover part of the upfront cost, including the down payment and even closing costs, depending on the program.

That could mean buying sooner than you expected and keeping more of your savings available for moving expenses, furniture or the unexpected costs that come with a new home.

📩 Before you assume homeownership is out of reach, contact me to see if you qualify for a DPA.

*Certain restrictions apply, subject to down payment assistance program guidelines. Not available in all areas. Please contact your PrimeLending loan officer for more details.

🏡 I get asked all the time: "Should I refinance?" My answer is always the same: It depends on your goals.For some homeow...
07/28/2026

🏡 I get asked all the time: "Should I refinance?" My answer is always the same: It depends on your goals.

For some homeowners, refinancing can lower a monthly payment, shorten the loan term, eliminate mortgage insurance or help access home equity. For others, keeping their current mortgage may be the better move.

📊 That's why I recommend reviewing the numbers before making any decisions.
Curious if refinancing could benefit you? Reach out. I'd be happy to provide a complimentary mortgage review and walk through your options.

Address

4 Research Drive Suite 416
Shelton, CT
06484

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Website

Alerts

Be the first to know and let us send you an email when Gerard McGuinness, PrimeLending, NMLS# 99280 posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category