What are the opening hours?

Monday 8am - 6pm Tuesday 8am - 6pm Wednesday 8am - 6pm Thursday 8am - 6pm Friday 8am - 6pm Saturday 8am - 6pm

Fairway Independent Mortgage Corporation - Dan L'Altrella - NMLS #: 133211

Home
United States
Shelton, CT
Fairway Independent Mortgage Corporation - Dan L'Altrella - NMLS #: 133211

Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Fairway Independent Mortgage Corporation - Dan L'Altrella - NMLS #: 133211, Loan service, Shelton, CT.

03/23/2026

🏢 Big condo news just dropped... and it’s going to affect deals this year and into 2027.

Fannie Mae updated their guidelines, and honestly? It’s a mixed bag. Here’s what you need to know:

✅ Insurance rules got looser. Less red tape around coverage (especially roofs), so fewer last-minute surprises at closing.

✅ Small buildings (10 units or fewer) may now qualify for a simplified approval process. Great news for boutique condos.

✅ Investor concentration limits are gone. More condos could now be eligible for financing.

⚠️ But HOA reserves need to be stronger. The minimum jumped from 10% to 15%, and more buildings are going to fall short of that.

⚠️ Limited Review is being phased out. Expect full reviews or waivers going forward, which adds a little more legwork upfront.

Bottom line: some deals just got easier, but the reserves is going to be a massive issue! There is no stipulation how much reserves are needed, just that 15% of the budget annually must be held back. It doesn’t matter if they’ve got a reserve account with $10 million in it, they still have to set aside 15%. We already see a good number of condos being forced into non-qualifying status because they’re collecting less than 10%.

If you’re working on a condo deal and want to know how this affects you, reach out, happy to walk through it.

03/19/2026

🏆 Honored & Grateful 🏆

I’m truly honored to be named a 2025 President’s Club winner at Guild Mortgage.

Last year was nothing short of a whirlwind… new office, new company, and stepping into something completely different—being one of the first to plant the flag for Guild here in Connecticut. I know that came with uncertainty for a lot of people, and it meant the world to me that so many of you trusted me anyway.

To my clients, referral partners, friends, and family—thank you. Thank you for the opportunities, the recommendations, and for allowing me to help you and your families. That trust is something I never take lightly.

2025 was an incredible year, and I was able to help a lot of amazing families achieve their goals. And I’m not slowing down…

🚀 By the end of this month alone, I will have served close to 37 families.

The mission stays the same—continue to grow the Guild brand, continue to build something special, and continue to be the Mortgage Quarterback people can rely on when it matters most.

If you’re a loan officer looking for a better opportunity, or if you or someone you know needs guidance on buying or refinancing—I’m always here to help.

Thank you again for the support. I’m proud, I’m grateful, and we’re just getting started.

— Dan
🏈 Your Mortgage Quarterback

03/13/2026

In today’s market, one of the biggest problems buyers face is that they have to sell their current home before they can buy the next one. That usually means putting in an offer with a Hubbard clause, which can make your offer a lot weaker.

That’s where our Buy Now, Sell Later program comes into play.

This program allows you to buy your next home without counting your current mortgage against you, which gives you the ability to compete like a cash buyer in many situations.

Once you get under contract on the new home, the program gives you up to 120 days to sell your current home. That means no rushing, no fire-selling your property, and no unnecessary stress. You can move into your new home first, get settled, and take the time to prepare and market your current home the right way.

Now listen — this program isn’t for everybody, but for the right situation it can be a complete game changer.

If you’re thinking about buying but you’re stuck because you need to sell first, reach out to me and I’ll walk you through it.

Just remember…
When the playbook gets complicated, you need the right quarterback calling the plays.

I’m Dan, your Mortgage Quarterback. 🏈

03/06/2026

Last Monday I got a call from a local bank and an attorney I know.

They asked me one question…

“Can you complete a Hail Mary pass with less than 30 seconds left in the 4th quarter?”

These buyers had to close by Friday or they would lose $30,000 in deposit money plus a $4,000 extension fee.

The file wasn’t easy and it definitely wasn’t perfect… but of course I said YES.

A New York lender was handling the loan on the father-in-law’s Long Island property, and like typical Jets fashion, when the lights got bright, they folded. After 90 days, they still couldn’t close and needed another extension.

That’s when the call came in.

We started the file last Monday afternoon.
By the following Wednesday we had a Clear to Close.
Today we’re closing.

Less than 10 days to save the deal.

It was an absolute pleasure helping this family get to the finish line, and I wish them nothing but amazing memories in their new home.

If you ever need a Hail Mary pass, a second opinion, or just someone who can actually get the deal done…

Reach out to Dan — your Mortgage Quarterback. 🏈

03/05/2026

🏡 An exciting day for my first-time homebuyers!

Today was a special closing for me. My buyers are first-generation here in the United States, and after many years of hard work, dedication, and saving, they officially became homeowners.

Their son played a huge role in helping facilitate the process, and it was truly an amazing experience helping a family that worked so hard to achieve the American dream of owning a home.

What makes this story even better is that they originally didn’t think buying a home was possible. But when we reviewed everything, they had great credit, money saved, strong work history, and were truly a home run buyer.

It was an absolute pleasure helping this family, and I hope they create many amazing memories in their new home. 🏡

If you think you’re not ready or you’re unsure if you can buy, reach out to me. You might be closer than you think.

Sometimes all it takes is one conversation.

— Dan L’Altrella
Your Mortgage Quarterback 🏈

03/03/2026

Never say something is impossible.

I had a buyer who needed to close in LESS than two weeks — start to finish.
Not because she waited. Not because she didn’t plan.

She was being forced out of her current home in Connecticut because the landlord decided to sell the property. She paid her rent. She did nothing wrong. But time was NOT on her side.

This is where being a direct lender matters.

We’re not a big bank.
We’re not a middleman broker.
We control the process.

• We can rush appraisals
• We can push underwriting
• We can escalate files internally
• We can make real-time decisions

From signed documents to Clear to Close in 8 days.

Eight.

That’s not luck. That’s experience. That’s relationships. That’s control.

If you ever need a Hail Mary pass…
If you ever feel like time is running out…
If you want a lender who won’t say “it can’t be done”…

I’m Dan.
Your Mortgage Quarterback. 🏈

Congrats to all parties involved — another family protected and another closing at the goal line.

02/27/2026

Are you considering taking money out of your home? Are you looking to potentially do upgrades, pay off debt or purchase another property? Do you know the difference between a HELOC and a heloan watch share and learn.
savings

02/20/2026

Are you worried you don’t have enough money to buy an investment property? Are you worried about closing cost? Are you worried you don’t show enough income on your tax return or afraid maybe you write too much off as a self-employed borrower? Reach out to me because I’m your mortgage quarterback and I will help you buy an investment property in 2026. #2026 lending

02/06/2026

Being a Mortgage Quarterback isn’t easy.
Super Bowl Sunday is here, and I can’t wait.

This weekend, I’m looking at it like Sam Darnold vs. Drake Maye — two quarterbacks, two very different journeys.

Drake Maye is a great kid.
Smooth path. Highly recruited. Strong support system. Elite coaching. Wins early.
But that’s also the loan officer who only shows up Monday–Friday, does the easy deals, and disappears the second things get complicated.

Sam Darnold?
He’s been through it all.
Laughed out of New York. Written off. Benched. Counted out.
And now he’s leading the Seattle Seahawks.

That’s the quarterback — and the loan officer — who:
• Grinds every day
• Takes the tough files
• Never says “that’s not my problem”
• Answers the phone on nights and weekends
• Stands in the pocket when things get ugly

That’s how top loan officers are built.

I’m Daniel, your Mortgage Quarterback, and I’m more Sam Darnold than anything else.
I’ll do whatever it takes to earn your business, earn your trust, and have your back — especially when it’s not easy.

🏆 I’m riding with Seattle and Sam Darnold this Sunday.

If you want the “easy deal only” lender, I’m probably not your guy.
If you want someone who shows up when it matters — you know where to find me.

02/03/2026

Being a first-time homebuyer is nothing short of exciting.
What stinks sometimes in our business is dealing with people who simply don’t understand the market or how lending really works.

Imagine working with a lender for 60 days, only to be declined the day before closing because the condo wasn’t run properly. Even worse? They had the condo docs for over 40 days and never reviewed them correctly.

The reality is, many condos today are non-warrantable, and a lot of lenders either:
• Don’t offer competitive rates or terms
• Don’t understand non-warrantable condos
• Or don’t do the work upfront to avoid disaster

When purchasing a condo, it’s critical that the lender and agent communicate with the HOA early so these issues don’t pop up at the finish line.

That’s where experience matters. We took this loan over from another lender and got it closed in just a few short weeks.

If you’re ever buying, need a second opinion, or want a true mortgage quarterback who knows how to navigate tough deals — I’m your guy.

Congrats to my first-time homebuyer — enjoy the new condo 🏡
Thank you for trusting me with such a big milestone.

01/28/2026

🏢 Thinking about buying a condo? Read this first.

Buying a condo can be a great option if you’re downsizing or a first-time homebuyer who doesn’t want to deal with outside maintenance. But condo financing today is NOT what it used to be.

Many condos here in Connecticut aren’t run properly —
❌ Not enough reserves
❌ Deferred maintenance
❌ HOA or budget issues

Because of that, a lot of condos don’t meet Fannie Mae or Freddie Mac guidelines anymore.

👉 If you’re not working with a loan officer who understands non-QM / non-warrantable condo financing, you’re going to struggle in this market.

Just two weeks ago, I took over a deal that sat for 45 days with another lender. The condo didn’t qualify under conventional guidelines, so we restructured it as a non-warrantable condo loan — and now it’s closing ASAP.

The lesson?
Not all loan officers are built the same. Condo deals require experience, creativity, and knowing ALL the options.

If you have questions about condo financing — or anything mortgage-related — reach out to your Mortgage Quarterback 🏈
I’m always here to help.

01/27/2026

Can you imagine relocating to another state…
You sell your home, pack up your life, and while you’re driving across the country, the bank you’ve used your entire life declines your loan on a Friday night at 8 PM—with a closing scheduled for Tuesday at 1 PM.

That’s exactly what happened to a borrower who called me Saturday morning, frantic, while driving from Texas to Connecticut.
The bank he trusted didn’t know how to properly structure the loan and left him completely stuck.

I spent most of that Saturday going back and forth with him, digging in, restructuring the file, and getting creative.
Six and a half business days later—we’re clear to close.

For the last 10 days, this borrower felt hopeless. He didn’t know where to turn.
He relocated to be closer to his daughter and granddaughter, and instead of starting a new chapter, he was facing the possibility of being homeless.

This week, he’s closing on a beautiful home in Monroe, Connecticut.
We got him a better rate, lower costs, and most importantly—peace of mind.

Just a reminder, like I always say:
Big banks and online lenders are not all built the same.

Grateful for the opportunity to help another family land on their feet. 🏡❤️

Address

Shelton, CT

Opening Hours

Monday	8am - 6pm
Tuesday	8am - 6pm
Wednesday	8am - 6pm
Thursday	8am - 6pm
Friday	8am - 6pm
Saturday	8am - 6pm

Telephone

+12035212905

Website

https://branches.guildmortgage.com/ma/easthampton/dan-laltrella-24-rgdla.html?danlaltrella

Alerts

Be the first to know and let us send you an email when Fairway Independent Mortgage Corporation - Dan L'Altrella - NMLS #: 133211 posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Fairway Independent Mortgage Corporation - Dan L'Altrella - NMLS #: 133211:

Shortcuts

Address
Telephone
Opening Hours
Alerts
Contact The Business
Claim ownership or report listing

Want your business to be the top-listed Finance Company in Shelton?