Bryan Flores, NMLS #796448

12/23/2025

🎄☕ Holiday Mode: ON. Still Closing Loans.🎄

While the coffee’s hot and the paperwork’s real, this season is a great reminder of what matters most— home, family, and setting yourself up strong for the year ahead.

Whether you’re:
• Reviewing your mortgage before year-end
• Planning a 2026 home purchase
• Looking to refinance or restructure
• Or just want clarity heading into the New Year

Now is the perfect time for a no-pressure mortgage check-up.

Wishing everyone a Merry Christmas, Happy Holidays, and a prosperous New Year 🎁

If homeownership is on your 2026 vision board, let’s make sure the foundation is solid.

11/28/2025

Thanksgiving week is behind us… and now it’s officially the season where everyone shops for everything except the one thing that builds long-term wealth:
a real real estate strategy.

Black Friday deals come and go — but the right financing plan can change the entire trajectory of your 2026.

Over the last few days, I’ve had conversations with first-time buyers, investors, and homeowners who all realized the same thing:
This is the perfect window to get organized, evaluate your options, and set yourself up for the new year.

Here’s why this time of year matters:

🔹 Markets quiet down → more opportunity for clean offers
When everyone else is distracted, serious buyers and investors get ahead.

🔹 Rates + products shift heading into Q1
Whether you need a DSCR strategy, purchase plan, or refinance check-in, November/December is when planning pays off.

🔹 Equity reviews now = stronger options later
Refi potential, HELOC setup, cash-out scenarios — all easier when you prep early instead of rushing in January.

🔹 Investor planning season
Portfolios grow faster when you build the blueprint before the new year. DSCR clients especially benefit from tightening numbers now.

If you’ve been thinking about buying, refinancing, or leveling up your investment strategy…

📩 DM me “Ready”
and I’ll help you map out the smartest move before 2026 hits.

Strategy beats timing — and the strategy starts today.

11/26/2025

Another quarter w/the best of em'

11/05/2025

Always a great start to Wednesdays!

Smart home care = long-term savings. 🌿🏡

At today’s Impact Networking & Referral Group meeting, we spotlighted Phil Owens of Bright Green Roof — and wow, what a value-add for homeowners and property investors alike.

Phil shared how Bright Green Roof’s plant-based, non-toxic shingle preservation can extend the life of a roof by replenishing lost oils, increasing flexibility, and protecting against UV damage and weathering — often at a fraction of the cost of replacement. It’s a smart way to protect one of your property’s biggest assets while stretching dollars further.

From single-family homes to investment properties, proactive roof preservation keeps properties performing, prevents surprises, and supports long-term financial sustainability — music to any homeowner or investor's ears. 🌱🛠️

We’re grateful to have industry pros like Phil in our group — educating, sharing, and helping our community grow stronger together.

📩 Interested in learning more or visiting a meeting? Message us — we’d love to welcome local professionals whose industries aren't yet represented and help you plug into a network that's all about real connections and real value.



Philip R Owens Gino Alickolli Axis CPA Group Joseph Finke, Comparion Insurance Agent Bryan Flores, NMLS #796448 Alexandrea Papp Edward Jones-Financial Advisor: John Eimer Shelley Rinaldi Interiors Millette Pest Control Julie Allyson All In One Powerwashing Align Massage & Wellness Justin Guerrera Regency Real Estate, llc Danielle Perugini Jim Kelly

10/29/2025

Another great Wednesday with the crew over at Impact!

When sustainability meets smart property strategy, great things happen. ⚡

At this week’s Impact Networking & Referral Group meeting, we spotlighted our member Tom Fernandes, an Independent Solar & Energy Efficiency Consultant.

Tom helps homeowners and business owners take control of rising energy costs through clean, efficient upgrades that create long-term value. From solar panel design and installation coordination to full energy-efficiency projects, Tom simplifies the process — helping people turn sunlight into real savings.

His presentation sparked some great conversation around how energy efficiency and smart financial planning go hand in hand. Lower costs and higher efficiency can make a real difference for both homeowners and investors alike!

We’re proud to have professionals like Tom in our group — sharing expertise, strengthening local connections, and helping our community thrive.

📩 Interested in connecting with Tom or joining one of our upcoming meetings? Contact us today! We’re always welcoming local business professionals and guests whose industries aren’t yet represented in our group.



All In One Powerwashing Axis CPA Group Gino Alickolli Joseph Finke, Comparion Insurance Agent Bryan Flores, NMLS #796448 Alexandrea Papp Edward Jones-Financial Advisor: John Eimer Millette Pest Control Shelley Rinaldi Interiors Julie Allyson Justin Guerrera-Regency Real Estate Philip R Owens Jim Kelly

10/23/2025

10/15/2025

Starting Wednesdays off bright early discussing little known mortgage facts aside some great info tech advice - let's GO!

Strong businesses run on strong systems — both digital and financial.

This week’s Impact Networking & Referral Group spotlight featured Gino Alickolli, founder of FixSwift IT Solutions. Gino and his team help local businesses stay connected, secure, and efficient through services like cloud backup, cybersecurity, data recovery, camera installation, and network management.

Gino’s presentation was a great reminder that the right systems make everything run smoother — whether it’s your IT network or your business operations. His proactive approach to security and performance helps clients focus on growth instead of technical issues.

We also discussed how important it is to have experts in your corner — from tech to finance — ensuring your business and financial foundations are equally strong.

📩 Interested in connecting with Gino or learning more about our members and how we collaborate to support local businesses? Contact us! We’re always excited to welcome guests and new professionals not yet represented in the group.



Gino Alickolli Bryan Flores, NMLS #796448 Axis CPA Group Joseph Finke, Comparion Insurance Agent Alexandrea Papp Edward Jones-Financial Advisor: John Eimer Millette Pest Control Shelley Rinaldi Interiors Julie Allyson Danielle Perugini Jim Kelly All In One Powerwashing Philip R Owens Justin Guerrera Justin Guerrera-Regency Real Estate

10/10/2025

You don’t need a perfect paycheck to start investing — just a property that performs. 🏡💡

That’s the power of a DSCR loan.
It qualifies based on the property’s income, not yours.

For new investors, it’s the simplest way to get started:
🔹 Buy your first rental without traditional income docs
🔹 Let the property’s cash flow do the qualifying
🔹 Reinvest equity to grow your portfolio—faster

Everyone starts somewhere. The key is starting smart.

📩 DM me “Investor” and let’s talk about how DSCR loans can help you move from curious investor to active property owner.

10/08/2025

Great way to start Wednesdays & I got to highlight DSCR!

09/30/2025

Refinancing a property under a business isn’t always simple—but with the right guidance, it can be a smooth and successful process. 💼✨

So grateful to have helped Chad & Christa accomplish what others could not—thank you for the trust!

09/17/2025

When local business owners come together to ask questions and share ideas, everyone leaves stronger.

At this week’s Impact Networking & Referral Group meeting, we switched it up with a roundtable Q&A—member-to-member conversations about the challenges and opportunities facing our businesses. These sessions always spark new ideas and keep our group growing stronger together.

A special highlight was our guest Aysia bringing along coffee from her great local shop, Quin Brew Coffee Co. ☕️—one of our favorite 1-to-1 meeting spots and a reminder of the value (and flavor!) that local businesses add to our community.

That’s what Impact Networking is all about: learning, supporting, and lifting up the businesses that make our area thrive.

📩 Want to connect with members, or visit us at a future meeting? Contact us—we’d love to welcome more local businesses and services not yet represented in the room.



Jim Kelly Justin Guerrera-Regency Real Estate Regency Real Estate, llc Bryan Flores, NMLS #796448 All In One Powerwashing Gino Alickolli Axis CPA Group Joseph Finke, Comparion Insurance Agent Alexandrea Papp Edward Jones-Financial Advisor: John Eimer Millette Pest Control Julie Allyson Philip R Owens Danielle Perugini Shelley Rinaldi Interiors Align Massage & Wellness

09/03/2025

Takin' Care of Biz early every Wednesday!

Stop waiting to find the right business insurance partner—meet another expert we trust.

At this week’s Impact Networking & Referral Group meeting, we spotlighted Alex Papp of Bella Insurance. Alex specializes in commercial lines coverage, helping business owners and event organizers protect what matters most. From general liability to event insurance, her expertise makes sure businesses are prepared, protected, and positioned to grow with confidence.

Having Alex in our group means our members, clients, and community have access to a trusted partner who truly understands the unique needs of business owners. That’s the kind of value we love to highlight each week.

📩 Want to connect with Alex? Contact us and we’ll make the introduction.

We also welcome guests! If you’re a local business or service not yet represented in our group, we’d love to have you visit. Networking is strongest when the room is diverse and collaborative.



All In One Powerwashing Philip R Owens Justin Guerrera-Regency Real Estate Millette Pest Control Edward Jones-Financial Advisor: John Eimer Alexandrea Papp Axis CPA Group Joseph Finke, Comparion Insurance Agent Bryan Flores, NMLS #796448 Gino Alickolli Shelley Rinaldi Interiors Julie Allyson Danielle Perugini Regency Real Estate, llc